The top-rated health insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, The Woods Insurance Group: Allstate Insurance, Shelter Insurance - Jo Peters. This directory lists 11 health insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 4 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 5 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 6 | Farmers Insurance - Ricardo Chavez-Balmaceda | 1408 Horizon Ave Ste 203 | (720) 399-9909 |
| 7 | Mary Stauffer American Family Insurance | 588 US-287 #206 | (303) 542-0323 |
| 8 | Monark Insurance | 100 S Public Rd Ste A | (303) 997-6255 |
| 9 | Prosper Insurance Company Lafayette | 325 Crossing Dr | (720) 868-9236 |
| 10 | MLJ Insurance | 75 Waneka Pkwy Suite 212 | (303) 667-7123 |
Inszone Insurance Services serves local homeowners, families, and small businesses navigating their health coverage needs in Lafayette. The agency guides clients through selecting individual plans, family policies, and group health benefits that meet their specific situations. Brokers assist with understanding plan options and open enrollment periods, providing ongoing support for claims and changes. With a focus on personalized consultations, the agency helps customers align coverage with their healthcare budgets and providers. Their service area extends across nearby communities in Boulder County, including Louisville and Superior.
Shawn Hughes - State Farm Insurance Agent serves Lafayette and surrounding Boulder County, Colorado. It provides comprehensive health insurance policies tailored to individual and family needs, helping clients choose coverage that fits their unique circumstances. This agency focuses on guiding customers through the complexities of medical plans, including preventive care benefits and prescription drug options. It handles local enrollment for Affordable Care Act marketplace plans and short-term medical coverage.
The Woods Insurance Group: Allstate Insurance provides health insurance agent services for clients in and around Lafayette, Colorado. It assists individuals and families with selecting appropriate medical coverage plans to meet their healthcare needs. The company also helps customers navigate plan renewals and policy adjustments throughout the year. Its agents work to explain coverage options and answer questions about deductibles and networks. The company typically services single-family homes, apartments, retail stores, and restaurants seeking general health insurance guidance.
Shelter Insurance - Jo Peters serves homeowners, renters, and small business owners in Lafayette, Colorado, providing health insurance plans that help individuals and families manage medical costs and access necessary care. These policies include options for preventive services, prescription coverage, and major medical expenses. The agency guides clients through open enrollment periods and assists with plan comparisons to find suitable coverage. Shelter Insurance - Jo Peters also offers services to residents in nearby Louisville and the broader Boulder County area.
Rocky Mountain Insurance Center serves Lafayette, Colorado, and the surrounding Boulder County communities. It handles individual and family health insurance plans, along with group coverage for local small businesses. The agency helps clients navigate open enrollment periods and special enrollment qualifying events. It compares available marketplace and private plan options to match each customer’s medical needs. The company takes a consultative approach, reviewing each client’s budget and preferred doctors before presenting suitable choices. It then assists with the application and plan activation process.
Farmers Insurance - Ricardo Chavez-Balmaceda in Lafayette, CO helps clients choose between one-time short-term health plans and recurring major medical coverage. Navigating open enrollment or special enrollment periods requires guidance on benefits, deductibles, and networks. Agents explain how subsidies or cost-sharing reductions may apply to qualifying households. Local policy options often emphasize preventive care and emergency services. This agency runs service on a scheduled basis during enrollment windows, with as-needed support for life changes like job loss or new family coverage.
Many Lafayette residents find themselves reevaluating their coverage during open enrollment or after a life change. Mary Stauffer American Family Insurance helps local individuals and families navigate these decisions by reviewing available health insurance plans to match specific needs and budgets. Consultations focus on explaining policy details, deductibles, and network restrictions clearly. The process includes a thorough initial-assessment step to examine current coverage and identify gaps before recommending any policy adjustments.
Monark Insurance specializes in helping individuals and families select suitable health coverage plans, offering ongoing support with policy questions and claims. As a local health insurance agent in Lafayette, CO, it guides clients through enrollment during both the annual Open Enrollment Period and Special Enrollment qualifying events. The agency also assists residents who experience job changes, moving to a new area, or life events such as marriage that open a Short-Term Health Insurance option or a temporary coverage window.
Prosper Insurance Company Lafayette offers guidance on a range of health insurance plans, helping individuals and families in Lafayette, Colorado, select coverage that fits their needs. The agency specializes in plan comparisons and enrollment support for local residents. Its services also assist commercial sectors, including small office spaces, large-scale warehouses, and food service establishments seeking employee benefits or group health options.
MLJ Insurance provides residential health insurance services to individuals and families in Lafayette, Colorado. The agency also arranges commercial coverage for local small businesses seeking group health plans. Their work encompasses the broader Boulder County area, helping clients navigate policy options during open enrollment periods. MLJ Insurance assists with plan reviews and claims questions, ensuring customers receive ongoing support between their regular annual check-ins and plan renewal dates.
What Does a a Health Insurance Agent in Lafayette Cost?
Health insurance plan costs in Lafayette Colorado vary by age income and metal tier. Bronze plans may have monthly premiums from 300 to 500 for an individual while Silver plans range from 400 to 700. Your actual cost depends on subsidies and the specific plan you choose. This is general information and not insurance advice.
About health insurance agents in Lafayette
A health insurance agent in Lafayette Colorado can help you compare plans from major carriers like Anthem Kaiser and Cigna. Agents licensed in Colorado must follow state rules including the annual open enrollment period from November 1 to January 15. They can assist with subsidies through Connect for Health Colorado the state marketplace.
Frequently Asked Questions
What does a health insurance agent in Lafayette do?
A health insurance agent helps you review plan options for medical dental and vision coverage. They explain deductibles copays and out of pocket maximums. Agents can also help you apply for premium tax credits through Connect for Health Colorado.
Do I have to pay a fee for using a health insurance agent in Colorado?
No. Health insurance agents in Colorado are typically paid by the insurance carrier not by you. Their commission is built into the plan premium so you do not pay extra for their services.
What documents do I need to enroll with a Lafayette agent?
You will need proof of identity residency and income such as a Colorado drivers license and recent pay stubs. If you are enrolling through Connect for Health Colorado you may also need your Social Security number and tax information.
Health Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Broomfield · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Durango · Eagle · Englewood · Erie · Fort Collins