The top-rated health insurance agent in Calumet City, Illinois is Insurance Navy Brokers, rated 4.9 stars across 517 reviews. Other highly rated options include Bobby McClellan - State Farm Insurance Agent, Oxford Auto Insurance, Chris Martin - State Farm Insurance Agent. This directory lists 10 health insurance agents serving Calumet City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 663 River Oaks Dr | (708) 891-9495 |
| 2 | Bobby McClellan - State Farm Insurance Agent | 1475 Ring Rd Suite B | (708) 933-6233 |
| 3 | Oxford Auto Insurance | 1910 Sibley Blvd | (708) 498-1000 |
| 4 | Chris Martin - State Farm Insurance Agent | 852 Burnham Ave | (708) 862-3737 |
| 5 | Teri Kic - State Farm Insurance Agent | 525 Burnham Ave | (708) 862-9600 |
| 6 | Brian Richardson Sr. - State Farm Insurance Agent | 592 Torrence Ave | (708) 891-2323 |
| 7 | Louis Dodd: Allstate Insurance | 1551 Sibley Blvd | (708) 868-2800 |
| 8 | Premium Insurance Agency IL | 1950 River Oaks Dr | (708) 584-3744 |
| 9 | Eagle Insurance | Calumet City, IL 60409 | (708) 847-9707 |
| 10 | John Turner Agency | 93 Paxton Ave Suite 100 | (708) 868-6052 |
Insurance Navy Brokers serves Calumet City and nearby communities throughout the south suburban area of Illinois, handling health insurance plans for individuals and families. The agency works with various private carriers to present plan options that meet different coverage needs and budgets. Assistance includes explaining policy details, comparing deductibles and out-of-pocket costs, and managing enrollment paperwork for new or renewing clients. Each appointment begins with a careful review of medical care needs and financial circumstances to identify suitable health coverage, then presents the most practical choices for the client’s situation.
Serving Calumet City and the surrounding communities in Illinois, Bobby McClellan - State Farm Insurance Agent assists clients in their search for health insurance coverage. The agency handles individual health plans and group medical policies that meet local needs. By taking time to assess each client’s personal situation, the agent explains coverage options in detail and helps compare different plan benefits. A typical job is handled by carefully reviewing a client’s health needs and budget, then presenting clear plan choices and guiding them through the enrollment process.
Oxford Auto Insurance in Calumet City, Illinois distinguishes between recommending a single health plan for an immediate need and establishing a recurring coverage relationship that adjusts as medical requirements evolve. Their health insurance agent services focus on matching individual or family policy options to local healthcare networks and prescription drug formularies. Clients receive guidance on plan features such as deductibles, copayments, and out-of-pocket maximums during open enrollment or special enrollment periods. This service is available on an as-needed basis for policy consultations or annual renewals.
Chris Martin - State Farm Insurance Agent in Calumet City, Illinois, helps clients choose between one-time enrollment in a health plan and recurring service needs such as annual open enrollment reviews or ongoing claims assistance. The agency provides coverage options that suit individual and family health requirements in the local area, ensuring policies are explained clearly. Service runs on an as-needed basis, with clients contacting the office when they require plan modifications or have unexpected questions about their coverage.
Teri Kic - State Farm Insurance Agent in Calumet City, Illinois, specializes in helping clients select health insurance plans that meet individual medical and financial needs. The agency also assists with auto, life, and property coverage to provide comprehensive protection for local families and individuals. It works closely with customers to compare policy options and navigate enrollment procedures. As open enrollment periods approach or when unexpected medical events arise, the office guides clients through plan adjustments and coverage changes. This support helps residents secure appropriate benefits during major life transitions or health emergencies.
As the open enrollment season approaches in Calumet City, Illinois, residents often seek guidance through the complexities of health plan options. Brian Richardson Sr. - State Farm Insurance Agent provides local assistance in selecting appropriate coverage for individuals and families. The company focuses on explaining different policy structures and costs, helping customers compare plans that align with their medical needs and budgets. A typical appointment begins with a thorough review of the client's current health situation and financial priorities, followed by an initial assessment of available marketplace solutions.
Louis Dodd: Allstate Insurance provides guidance on health insurance options for individuals and families in Calumet City, Illinois. The agency specializes in helping clients understand plan details and enrollment procedures that meet their specific coverage needs. Local residents receive personalized assistance with navigating policy choices and potential benefits. Commercial health coverage is available for a variety of business types, including offices, warehouses, and food service companies.
Premium Insurance Agency IL serves residents of Calumet City and the surrounding area, helping them select health insurance plans that meet their individual needs and budgets. The agency also offers commercial coverage options for local businesses seeking group benefits. Clients frequently return between regular enrollment periods to update their policies due to life changes, such as marriage or a new job, and the agency provides ongoing assistance with claims and plan questions throughout the year.
Eagle Insurance offers individual and family health plans, short-term medical coverage, and Medicare supplemental policies. It assists residents of Calumet City, Illinois, with navigating the Health Insurance Marketplace and finding suitable provider networks. The agency helps clients understand premium tax credits and cost-sharing reductions for which they may qualify. During the annual Open Enrollment Period, it provides guidance on plan changes and deadlines. It also assists those who experience a qualifying life event, such as losing employer-based coverage or having a child, with enrolling in a special enrollment period.
John Turner Agency in Calumet City, Illinois is known for helping individuals and families navigate health insurance options. It assists clients in finding individual plans and group coverage that fit diverse budgets and medical needs. The agency also offers guidance on understanding plan benefits, deductibles, and provider networks in the local area. For those needing support beyond annual enrollment, it provides assistance with Medicare supplement policies.
What Does a a Health Insurance Agent in Calumet City Cost?
Health insurance premiums in Illinois vary based on age, location, plan type, and income. For an individual in Calumet City, a bronze plan may cost around $300 to $500 per month, while a silver plan may range from $400 to $700. Costs change each year and depend on your specific situation. This is general information and not insurance advice.
About health insurance agents in Calumet City
A health insurance agent in Calumet City, Illinois can help you compare plans from multiple carriers. Illinois follows the federal Affordable Care Act guidelines for open enrollment periods. Agents licensed by the Illinois Department of Insurance must follow state rules on disclosure and suitability.
Frequently Asked Questions
What is the open enrollment period for health insurance in Illinois?
The open enrollment period for individual health plans in Illinois typically runs from November 1 to January 15 each year. Outside this window you may qualify for a special enrollment period due to life events like losing coverage or moving.
Do health insurance agents in Calumet City charge a fee for their services?
Most health insurance agents in Illinois are paid by the insurance company, not by the client. You generally do not pay a separate fee for agent services. Always confirm the payment arrangement before starting.
Can a health insurance agent help me with Medicare plans in Illinois?
Yes, many agents are licensed to sell Medicare Advantage, Medicare Supplement, and Part D drug plans. Illinois has specific rules for Medicare marketing and enrollment periods that agents must follow.
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