The top-rated health insurance agent in Downers Grove, Illinois is BlueStone Advisors, rated 4.9 stars across 80 reviews. Other highly rated options include Primar Insurance Brokers, Genesis Insurance, SYNERGY GROUP INSURANCE LLC. This directory lists 12 health insurance agents serving Downers Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | BlueStone Advisors | 1400 Opus Pl #800 | (312) 350-8186 |
| 2 | Primar Insurance Brokers | 728-B Ogden Ave | (773) 665-2315 |
| 3 | Genesis Insurance | 5016 Fairview Ave | (630) 310-8443 |
| 4 | SYNERGY GROUP INSURANCE LLC | 6912 Main St Suite 220 | (630) 282-6951 |
| 5 | Williams Insurance Group | 515 Ogden Ave #103 | (331) 251-6427 |
| 6 | Illinois Metropolitan Insurance Agency | Executive Towers West, 1431 Opus Pl STE 110 | (630) 627-7754 |
| 7 | Blue Cross & Blue Shield | 3500 Lacey Rd | (630) 824-5500 |
| 8 | Insurance World Agency Inc. | 1323 Ogden Ave | (630) 654-6067 |
| 9 | The Whitacre Insurance Group | 900 Ogden Ave Suite 157 | (630) 640-6548 |
| 10 | Aetna | 3200 Highland Ave | (630) 737-7900 |
BlueStone Advisors serves the Downers Grove, Illinois area as a health insurance agent. It provides assistance to individuals and families seeking health coverage plans suitable for their needs. The company also works with local small businesses to explore group health insurance options for employees. By comparing available plans, it helps clients find coverage that fits their healthcare requirements. Specific services include navigating Medicare plans and offering private individual health insurance policies.
Primar Insurance Brokers provides health insurance agent services to individuals and groups in the Downers Grove area. The company assists clients in comparing and selecting medical coverage plans, including managing annual enrollment periods and explaining policy details. Its service approach includes ongoing support for claims questions and plan adjustments throughout the year. Primar Insurance Brokers serves a variety of property types, offering guidance to single-family homeowners, apartment residents, retail businesses, and restaurant operators.
Genesis Insurance in Downers Grove serves homeowners, families, and small business owners seeking health coverage in the western suburbs. The agency helps clients navigate individual plans, family policies, and group health insurance options through major carriers. Their agents provide personalized guidance to match coverage with each customer’s healthcare needs and budget. They also assist with enrollment periods, plan changes, and claims questions throughout the year. The agency extends its services to neighboring communities such as Lisle and Oak Brook in the greater Chicago metropolitan area.
Serving Downers Grove and the surrounding communities of DuPage County, SYNERGY GROUP INSURANCE LLC handles health insurance policies for individuals and local small businesses. It navigates clients through plan options, including coverage details and enrollment periods. By reviewing a client’s personal needs and budget, the agency methodically compares available marketplace and private plans to identify suitable choices that meet their immediate healthcare requirements.
Williams Insurance Group in Downers Grove, IL specializes in helping individuals and families select individual health plans and short-term medical coverage. It also assists small businesses with evaluating and enrolling in group health insurance options for their employees. This work involves comparing different carriers to find suitable networks and out-of-pocket limits for clients. As open enrollment periods approach each fall, the agency helps residents ensure they avoid gaps in coverage or late enrollment penalties.
As the open enrollment season in Downers Grove approaches, many individuals seek guidance through the complex world of health coverage. Illinois Metropolitan Insurance Agency connects local residents with suitable health plans. As a dedicated health insurance agent, the company helps clients navigate options like individual policies and family plans. Their process involves first understanding each person's specific healthcare needs and budget constraints. Interested parties should schedule an initial consultation appointment to begin a thorough assessment of their coverage requirements.
Blue Cross & Blue Shield in Downers Grove, IL can provide a one-time consultation to review a current policy or offer an ongoing relationship for annual plan adjustments. Their coverage options help individuals and families navigate Medicare, employer-sponsored plans, and individual market policies. They also assist small business owners in selecting group health insurance that fits a budget. Service runs on either a scheduled or as-needed basis depending on the client’s preference for regular check-ins or single advice meetings.
Insurance World Agency Inc. in Downers Grove, IL serves residential clients seeking individual health insurance coverage for themselves and their families. Commercial group health plans for small businesses are also offered within the surrounding area. The agency provides guidance on plan options and assists with enrollment throughout the year. Follow-up support is available between regular visits to help clients manage claims, update coverage, or address any changing healthcare needs that arise after the initial policy is in place.
The Whitacre Insurance Group, based in Downers Grove, is known for guiding individuals and families through the health insurance marketplace. The agency helps clients compare various plans, including those from the Affordable Care Act exchanges. It also offers guidance on understanding deductibles and out-of-pocket maximums. Its typical service range includes enrollment support, plan explanation, and ongoing claims assistance. As a specialty service, the agency can add dental and vision insurance riders to your health coverage.
Serving the Downers Grove area, this health insurance agent works to connect individuals and businesses with suitable medical coverage plans. Operating as an Aetna representative, the agency can assist clients in navigating policy options that address routine care, emergency services, and preventative health needs. For local employers, coverage solutions may be tailored to various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Downers Grove Cost?
Health insurance agents in Illinois do not charge consumers for their services. Their compensation comes from insurance carriers as commissions. The cost of the health plan itself varies widely. For example, an ACA silver plan for a 40-year-old in Downers Grove might range from 400 to 700 dollars per month before subsidies. Medicare Supplement plans often cost between 100 and 300 dollars per month. This is general information, not insurance advice.
About health insurance agents in Downers Grove
Health insurance agents in Downers Grove, Illinois help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private insurers. Illinois requires agents to hold a valid license from the Illinois Department of Insurance. Local agents understand DuPage County network options and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Downers Grove do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you apply for subsidies through the Illinois ACA marketplace. Agents do not charge you a fee because they are paid by the insurance company.
When can I enroll in a health plan in Illinois?
The annual open enrollment period for ACA plans in Illinois typically runs from November 1 to January 15. You may qualify for a special enrollment period if you experience a life event like losing other coverage, moving, or having a baby. Medicare open enrollment runs from October 15 to December 7 each year.
Do I need to use the Illinois marketplace to get a plan with an agent?
No. Agents can help you enroll through the Illinois ACA marketplace, Get Covered Illinois, or directly with private insurers. Plans purchased outside the marketplace do not qualify for premium tax credits. An agent can explain the differences for your situation.
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