The top-rated health insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,001 reviews. Other highly rated options include ADH Insurance Agency, Inc, Farmers Insurance - Chantal Ortiz Meza, Freeway Insurance. This directory lists 21 health insurance agents serving Elgin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Sutton - State Farm Insurance Agent | 1380 Dundee Ave Suite D | (847) 888-8858 |
| 2 | ADH Insurance Agency, Inc | 2521 Technology Dr # 204 | (847) 697-0104 |
| 3 | Farmers Insurance - Chantal Ortiz Meza | 79 S Grove Ave | (224) 242-8132 |
| 4 | Freeway Insurance | 5 Clock Tower Plaza | (224) 856-4649 |
| 5 | Melissa Myers - State Farm Insurance Agent | 1350 E Chicago St Unit 8 | (847) 888-8050 |
| 6 | Pro Insurance Group | 2521 Technology Dr #201 | (833) 776-4671 |
| 7 | Leo R. Cox Agency | 1231 Larkin Ave | (847) 742-9713 |
| 8 | Kirkpatrick, Jones & Herzog Insurance Agency, Inc. | 19 S Spring St | (847) 741-9393 |
| 9 | Magnum Insurance Agency | 300 S McLean Blvd Unit C | (847) 608-7260 |
| 10 | Farmers Insurance - Elizabeth Estrada | 829 Walnut Ave Ste B | (847) 488-1600 |
ADH Insurance Agency, Inc provides a range of health insurance services, including plan selection guidance and enrollment support for individuals and groups. The agency helps clients understand their coverage options and maintains ongoing service for claims questions or policy adjustments throughout the year. Its service plans include periodic policy reviews to ensure benefits align with changing needs. The agency also provides replacement plans as circumstances evolve for clients moving or changing employment. ADH Insurance Agency, Inc services single-family homes, apartments, retail establishments, and restaurants in the Elgin, IL area.
Farmers Insurance - Chantal Ortiz Meza serves homeowners, renters, and small business owners in Elgin, Illinois, with health insurance coverage. As a local agent, Chantal assists clients in navigating plan options, explaining policy details, and helping file claims when needed. The agency provides support for those seeking individual health plans or family coverage tailored to specific needs. Service extends to nearby communities such as Carpentersville and throughout the Fox Valley area, ensuring accessible guidance for health insurance decisions.
Freeway Insurance serves Elgin, Illinois and the surrounding Kane County communities, providing health insurance agent services. The company helps individuals and families navigate plan selections for medical coverage. It works with clients to compare options from various carriers and explains policy details. To handle a typical job, the agent assesses a client’s healthcare needs and budget before recommending suitable plans during the enrollment period.
Melissa Myers - State Farm Insurance Agent serves Elgin, Illinois, and the surrounding communities in Kane County. The agency handles individual and family health insurance plans, assisting clients with navigating coverage options and understanding their policy details. Each enrollment or plan review is approached by carefully explaining the benefits and out-of-pocket costs to ensure the client's needs are matched with an appropriate plan.
Pro Insurance Group in Elgin, IL distinguishes between one-time enrollment guidance for new health plans and recurring annual policy reviews. The agency helps individuals and families understand marketplace and other coverage options available in the local area. They explain plan benefits, network differences, and out-of-pocket costs so clients can make informed decisions during open enrollment or special life changes. Service is available on a scheduled basis, with appointments arranged for annual renewals or as a one-time consultation as needed by the client.
Serving Elgin, Illinois, the Leo R. Cox Agency provides specialized guidance in health insurance plan selection, including individual, family, and group policies. It also assists clients with navigating open enrollment periods, understanding plan deductibles, and explaining network coverage options. The firm stays current with local healthcare market changes to offer relevant advice on coverage adjustments. During the annual Medicare Annual Election Period, the agency helps eligible residents review their prescription drug plans and make necessary updates for the coming year.
As local weather patterns shift and open enrollment periods approach, residents in and around Elgin often seek clear guidance on their health coverage. Kirkpatrick, Jones & Herzog Insurance Agency, Inc. provides focused assistance for individuals and families exploring health insurance agent services in the area. They help clients understand available plan options and navigate the application process to find suitable protection. An initial assessment of current coverage and specific health needs typically begins a straightforward conversation with a representative.
Magnum Insurance Agency in Elgin, Illinois, helps clients understand the difference between a one-time plan for short-term needs and a recurring policy for ongoing health coverage. They provide access to individual and family health insurance options within the local area. Their services typically operate on a scheduled or as-needed basis to accommodate changes in health status or coverage requirements.
Farmers Insurance - Elizabeth Estrada assists individuals and families in Elgin, IL with their health insurance needs. The agency can help clients explore options for individual health plans, family coverage, and supplemental policies that address common medical expenses. Coverage selections often include preventive care, prescription drugs, and specialist visits. This local agent serves a range of commercial sectors, including professional offices, retail businesses, and manufacturing facilities, as well as warehouses, food service establishments, and other local enterprises requiring group health solutions.
What Does a a Health Insurance Agent in Elgin Cost?
Health insurance premiums in Illinois vary widely based on age location plan type and income. For an individual in Elgin a bronze plan might cost 350 to 500 per month while a gold plan can range from 500 to 800 per month. Many residents qualify for premium tax credits that lower these costs. This is general information and not insurance advice.
About health insurance agents in Elgin
Health insurance agents in Elgin Illinois help individuals families and small businesses find coverage that fits their needs and budget. Illinois follows the Affordable Care Act guidelines with open enrollment typically running from November 1 to January 15 each year. Agents can also assist with Illinois Medicaid applications and Medicare plans for seniors.
Frequently Asked Questions
What does a health insurance agent in Elgin do?
A health insurance agent helps you compare plans from multiple carriers and enrolls you in coverage. They explain deductibles copays and out-of-pocket maximums. Agents also help with special enrollment periods if you have a qualifying life event like marriage or job loss.
How do I know if I qualify for a special enrollment period in Illinois?
You may qualify for a special enrollment period if you lose job-based coverage move to a new area or have a baby. In Illinois you typically have 60 days from the event to enroll. An agent can verify your eligibility and help you apply.
Are health insurance agent services free in Elgin?
Most health insurance agents are paid by the insurance companies not by you. Their commissions are built into the plan premiums. You should confirm the fee structure before working with any agent but in Illinois agents often provide services at no direct cost to you.
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