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Find Health Insurance Agents Near You in Harvard, IL

Directory of health insurance agents in Harvard, Illinois. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Harvard, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 health insurance agents in Harvard, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Biatris Guzman: Allstate Insurance
107 E Sumner St Ste 1, Harvard, IL 60033
(815) 943-4360 agents.allstate.com
Magnum Insurance Agency
37 N Ayer St, Harvard, IL 60033
(815) 560-6855 magnuminsurance.com
Juanita Martinez - State Farm Insurance Agent
360 S Division St #5, Harvard, IL 60033
(815) 943-4000 askjuanita.com
Farmers Insurance - Patricia Galarza
28 N Ayer St, Harvard, IL 60033
(815) 770-9010 agents.farmers.com
Arturo Flores American Family Insurance
40 N Ayer St, Harvard, IL 60033
(815) 943-6655
Dunham Chemung Mutual Insurance Co
306 N Johnson St #2, Harvard, IL 60033
(815) 943-5343 dunham-chemung.com
The Frost Group Inc.
306 N Johnson St, Harvard, IL 60033
(815) 943-6438
Harvard Insurance Services
67 N Ayer St, Harvard, IL 60033
(815) 943-6491
Insurance Harvard
104 E Front St, Harvard, IL 60033
(517) 815-9432

Health insurance agents in Harvard, Illinois help residents find plans that meet their needs and budget. Illinois follows the Affordable Care Act guidelines with open enrollment periods and special enrollment for qualifying life events. Agents can explain options including private plans, Medicaid, and Medicare supplements specific to McHenry County.

What Does a Health Insurance Agent in Harvard Cost?

Health insurance agent services in Illinois are typically free to consumers. Agents earn commissions paid by insurance carriers. Premiums for individual plans in Harvard can range from 300 to 800 per month for a single adult depending on age, income, and plan metal level. Subsidies may lower costs for those with lower incomes. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Harvard do?
A health insurance agent in Harvard helps you compare plans from different carriers. They explain coverage details, costs, and provider networks. They also help you apply for subsidies if you qualify under Illinois law.
When can I enroll in a health plan in Illinois?
Open enrollment for ACA plans in Illinois runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a life event like marriage, birth, or loss of other coverage. Illinois also has a state-based marketplace called Get Covered Illinois.
Are health insurance agents in Illinois licensed?
Yes, all health insurance agents in Illinois must hold a valid license from the Illinois Department of Insurance. You can verify an agents license on the IDOI website. Agents must follow state and federal rules for selling insurance.