The top-rated health insurance agent in Harvard, Illinois is Biatris Guzman: Allstate Insurance, rated 4.9 stars across 519 reviews. Other highly rated options include Magnum Insurance Agency, Juanita Martinez - State Farm Insurance Agent, Steve Nulle- REVIVE INSURE. This directory lists 10 health insurance agents serving Harvard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Biatris Guzman: Allstate Insurance | 107 E Sumner St Ste 1 | (815) 943-4360 |
| 2 | Magnum Insurance Agency | 37 N Ayer St | (815) 560-6855 |
| 3 | Juanita Martinez - State Farm Insurance Agent | 360 S Division St #5 | (815) 943-4000 |
| 4 | Steve Nulle- REVIVE INSURE | 32 N Ayer St | — |
| 5 | Farmers Insurance - Patricia Galarza | 28 N Ayer St | (815) 770-9010 |
| 6 | Arturo Flores American Family Insurance | 40 N Ayer St | (815) 943-6655 |
| 7 | Dunham Chemung Mutual Insurance Co | 306 N Johnson St #2 | (815) 943-5343 |
| 8 | Harvard Insurance Services | 67 N Ayer St | (815) 943-6491 |
| 9 | The Frost Group Inc. | 306 N Johnson St | (815) 943-6438 |
| 10 | Insurance Harvard | 104 E Front St | (517) 815-9432 |
What Does a a Health Insurance Agent in Harvard Cost?
Health insurance agent services in Illinois are typically free to consumers. Agents earn commissions paid by insurance carriers. Premiums for individual plans in Harvard can range from 300 to 800 per month for a single adult depending on age, income, and plan metal level. Subsidies may lower costs for those with lower incomes. This is general information, not insurance advice.
About health insurance agents in Harvard
Health insurance agents in Harvard, Illinois help residents find plans that meet their needs and budget. Illinois follows the Affordable Care Act guidelines with open enrollment periods and special enrollment for qualifying life events. Agents can explain options including private plans, Medicaid, and Medicare supplements specific to McHenry County.
Frequently Asked Questions
What does a health insurance agent in Harvard do?
A health insurance agent in Harvard helps you compare plans from different carriers. They explain coverage details, costs, and provider networks. They also help you apply for subsidies if you qualify under Illinois law.
When can I enroll in a health plan in Illinois?
Open enrollment for ACA plans in Illinois runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a life event like marriage, birth, or loss of other coverage. Illinois also has a state-based marketplace called Get Covered Illinois.
Are health insurance agents in Illinois licensed?
Yes, all health insurance agents in Illinois must hold a valid license from the Illinois Department of Insurance. You can verify an agents license on the IDOI website. Agents must follow state and federal rules for selling insurance.
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