The top-rated health insurance agent in Ottawa, Illinois is Brett Dyche - State Farm Insurance Agent, rated 5.0 stars across 176 reviews. Other highly rated options include Ron Henson - State Farm Insurance Agent, Chad Lucas - State Farm Insurance Agent, Gina Petty American Family Insurance. This directory lists 17 health insurance agents serving Ottawa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brett Dyche - State Farm Insurance Agent | 1104 Columbus St | (815) 433-5110 |
| 2 | Ron Henson - State Farm Insurance Agent | 1304 Gemini Cir #3 | (815) 433-3276 |
| 3 | Chad Lucas - State Farm Insurance Agent | 109 W Michigan St | (815) 433-0058 |
| 4 | Gina Petty American Family Insurance | 1015 Clinton St | (815) 434-9891 |
| 5 | IIP Insurance Agency, Inc. | 823 Clinton St | (815) 433-2680 |
| 6 | Farmers Insurance - Robert Hasty | 219 W Main St | (815) 431-9400 |
| 7 | First Fed Insurance Agency, Inc | 633 La Salle St | (815) 434-0563 |
| 8 | Super Insurance Services Ottawa | 800 La Salle St | (815) 435-5567 |
| 9 | Kevin Berryman - COUNTRY Financial Representative | 1019 La Salle St | (815) 433-1400 |
| 10 | FitCover Insurance IL | 706 La Salle St | (815) 443-4202 |
Brett Dyche - State Farm Insurance Agent serves Ottawa, Illinois, and the surrounding LaSalle County area as a health insurance agent. The agency helps individuals and families evaluate coverage options that meet their medical needs and budget requirements. Clients can receive personalized guidance on comparing plan benefits and out‑of‑cost considerations. The office regularly assists with enrolling in individual health plans and navigating employer‑sponsored insurance changes.
Ron Henson - State Farm Insurance Agent in Ottawa, IL, offers a range of health insurance services, including individual and family plans. The agency assists clients in selecting coverage that meets their needs and provides ongoing support for policy maintenance and claims. Plans are designed to help manage medical costs and provide access to healthcare networks in the area. The company services single-family homes, apartments, retail locations, and local restaurants in the community.
Serving Ottawa and the surrounding communities in Illinois, Chad Lucas as a State Farm Insurance agent handles health insurance needs for local individuals and families. The agency helps clients understand their policy options and coverage details, offering guidance for selecting suitable health plans. A typical job involves assessing a client’s healthcare requirements and budget, then presenting available plans and clarifying terms. It uses a consultative approach, explaining benefits and answering questions to ensure the client can make an informed decision.
Gina Petty American Family Insurance helps homeowners, renters, and drivers in the Ottawa, IL area find appropriate health insurance coverage. The agency works with individuals and families to compare policy options that meet their medical and financial needs. They also guide local business owners through available group health plans and related supplemental products. Serving clients in Ottawa and throughout LaSalle County, their services extend to the nearby community of Peru as well.
IIP Insurance Agency, Inc. in Ottawa, IL assists clients in distinguishing between a single policy purchase with a distinct start and end date and an ongoing plan that requires periodic renewal and adjustment. They help individuals and families navigate available private health coverage options, from major medical plans to supplemental policies. Their service operates on a one-time or as-needed basis, allowing clients to request consultations for initial enrollment or for periodic re-evaluations when their coverage needs change.
Farmers Insurance - Robert Hasty offers health insurance guidance tailored to individuals, families, and small groups in the Ottawa, IL area. It assists clients in comparing plans, enrolling during open enrollment periods, and understanding policy details for medical, dental, and vision coverage. The agency helps local residents navigate coverage changes after major life events such as job loss or moving to a new county, ensuring continuous protection during transitions.
As open enrollment season approaches, many families in Ottawa need clear guidance through changing plan options. First Fed Insurance Agency, Inc addresses this by specializing in individual health insurance policies that meet local needs. Navigators help compare coverage tiers and cost-sharing structures from available networks. An initial consultation will review your current medical needs and budget before recommending suitable plans. This assessment begins with a brief appointment to gather your information and explain the next steps in the enrollment process.
Super Insurance Services Ottawa helps clients in the Ottawa, IL area select and manage health insurance plans, including the addition of dental and vision coverage tailored to individual and family needs. The agency assists with plan comparisons to match policies with varying budgets and medical requirements. Commercial coverage options are also available to support local offices, warehouses, and food service operations.
Kevin Berryman, operating as a COUNTRY Financial Representative, serves residential clients in Ottawa, Illinois, by helping them select health insurance plans that match their household needs and budgets. Commercial coverage options are also available for local businesses seeking to protect their employees and operations. Kevin Berryman assists individuals and companies throughout Ottawa and the surrounding area with policy selection and enrollment. After each completed application, a follow-up call or meeting is scheduled to ensure coverage remains suitable until the next regular visit.
FitCover Insurance IL, based in Ottawa, IL, assists local residents and businesses in selecting appropriate health insurance plans for individual coverage, family needs, and group policies. The agency works with multiple carriers to provide clients with well-matched options for medical, dental, and supplemental insurance plans. It helps customers understand plan details, network restrictions, and out-of-pocket costs. An additional specialty service it offers is guidance on Medicare Advantage and Medigap enrollment for those approaching retirement age.
What Does a a Health Insurance Agent in Ottawa Cost?
Health insurance agent services in Ottawa are usually free to you because the agent earns a commission from the insurance carrier. For ACA plans, commissions range from about $15 to $25 per month per enrolled member. For Medicare plans, commissions are set by the government and vary by plan type. Some agents may charge a flat fee for custom analysis, often between $50 and $200. This is general information, not insurance advice.
About health insurance agents in Ottawa
Health insurance agents in Ottawa, Illinois help individuals and families find suitable health plans through the Illinois Health Insurance Marketplace or private carriers. These agents are licensed by the Illinois Department of Insurance and must follow state rules including Illinois Public Act 100-1028 which requires clear disclosure of plan details. Local agents understand the specific needs of LaSalle County residents and can assist with enrollment periods and subsidy calculations.
Frequently Asked Questions
What does a health insurance agent in Ottawa do?
A health insurance agent helps you compare plans from different insurers, explains coverage options, and assists with enrollment. In Illinois, agents must be licensed and follow state regulations including the Illinois Insurance Code.
When can I enroll in a health plan in Illinois?
Open Enrollment for ACA plans typically runs from November 1 to January 15 each year. Illinois also offers a Special Enrollment Period for qualifying life events like marriage or job loss. An agent can help you determine your eligibility.
Do health insurance agents charge fees in Illinois?
Most health insurance agents in Illinois are paid by the insurance company, not by you. However some may charge a consulting fee for complex cases. Always ask about fees before starting the process.
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