The top-rated health insurance agent in Palos Heights, Illinois is Legacy Insurance Enterprises LLC, rated 5.0 stars across 360 reviews. Other highly rated options include Erik Nelson - State Farm Insurance Agent, Farmers Insurance - Vanessa Alvarado, Legacy Insurance & Investment Group LLC. This directory lists 11 health insurance agents serving Palos Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance Enterprises LLC | 12726 S Harlem Ave | (888) 412-8510 |
| 2 | Erik Nelson - State Farm Insurance Agent | 12224 S Harlem Ave | (708) 430-7575 |
| 3 | Farmers Insurance - Vanessa Alvarado | 7330 W College Dr STE 202 | (708) 827-5521 |
| 4 | Legacy Insurance & Investment Group LLC | 11950 S Harlem Ave | (708) 572-7181 |
| 5 | Gabriel Exiner American Family Insurance | 6500 W College Dr #1sw | (630) 296-2402 |
| 6 | Gallagher Insurance, Risk Management & Consulting | 12000 S Harlem Ave | (708) 361-5300 |
| 7 | Reta Insurance Inc | 12734 S Harlem Ave | (708) 448-8700 |
| 8 | Robb Ross Insurance Broker, MBA | 12735 S Oak Park Ave | (708) 448-2169 |
| 9 | Growth Insurance IL | 11947 IL-43 | (708) 577-1284 |
| 10 | Consolidated Insurance Consultants | 12760 S Harlem Ave #1 | (708) 671-0500 |
Legacy Insurance Enterprises LLC serves the Palos Heights, Illinois, area as a health insurance agent, guiding clients through the complexities of medical coverage. The agency helps individuals and families compare plans from major insurers to find suitable policies that meet their specific healthcare needs and budgets. They also assist local small business owners with group health insurance options for their employees. In this region, the company specializes in enrolling clients in Affordable Care Act marketplace plans and Medicare supplement policies.
Erik Nelson - State Farm Insurance Agent in Palos Heights, IL provides a range of health insurance plans, including individual and family medical coverage, as well as supplemental policies. It offers service plans that help clients review their current needs and adjust coverage during open enrollment periods. Maintenance plans include annual policy check-ins to ensure benefits remain aligned with changing healthcare requirements. The agency services single-family homes, apartments, retail businesses, and restaurants.
Farmers Insurance - Vanessa Alvarado serves local homeowners, renters, and small business owners in Palos Heights, Illinois, by providing health insurance agent services. This agency helps clients navigate plan selections for individual and family medical coverage, addressing needs such as routine care and preventive services. The team assists with understanding policy options and filing claims when necessary. Their coverage also extends to neighboring communities throughout the southwest suburbs of Chicago, including Orland Park and Tinley Park.
Serving Palos Heights and the surrounding southwest Chicago suburbs, Legacy Insurance & Investment Group LLC handles health insurance agent services. It assists individuals and families with navigating plan enrollment for major medical coverage. The company also works with small business owners to manage group health options. Its general approach for a typical job involves reviewing a client’s current coverage and then comparing available marketplace plans to suggest a suitable policy.
For those seeking temporary medical coverage or ongoing health protection, Gabriel Exiner American Family Insurance provides guidance on both individual short-term plans and long-term comprehensive health policies. Serving the Palos Heights area, this agency assists clients with plan selection, policy details, and enrollment processes. Services are available on both a one-time basis for specific needs and as recurring scheduled consultations for annual renewals or coverage adjustments throughout the year.
Gallagher Insurance, Risk Management & Consulting serves homeowners, families, and small business owners who need reliable health coverage. The agency assists clients in navigating individual and group health insurance plans, Medicare options, and supplemental policies to meet their medical needs. It also helps employers manage employee benefits and risk management strategies. Based in Palos Heights, Illinois, the company provides guidance for those seeking health insurance solutions throughout the Chicagoland area, including nearby communities such as Orland Park.
Reta Insurance Inc provides assistance with selecting and enrolling in individual health plans, Medicare supplements, and group coverage for small businesses in Palos Heights, Illinois. Its general service work includes reviewing clients’ existing policies and explaining plan differences during the annual open enrollment period. The agency also helps residents who have lost employer-sponsored insurance or aged onto Medicare. During the autumn open enrollment window, it offers guidance on comparing deductibles and prescription drug formularies to avoid last-minute coverage gaps.
As open enrollment season approaches, residents of Palos Heights and the surrounding areas often seek guidance through the complex landscape of health insurance plans. Robb Ross Insurance Broker, MBA offers personalized assistance to help individuals and families select coverage that fits their specific medical needs and financial situation. The broker explains the differences between plan options available through the marketplace and private carriers in Illinois. To begin matching a client with a suitable policy, an initial assessment of current healthcare usage and budget requirements is completed.
Growth Insurance IL, based in Palos Heights, functions as a local health insurance agent, helping individuals and groups find medical coverage that fits their needs. It specializes in adding supplemental plans, such as dental, vision, and other gap-filling policies, to existing major medical insurance. The agency navigates clients through enrollment periods and policy options available within the region. Its services extend to a variety of commercial sectors, including professional offices, warehouse operations, and food service businesses.
Consolidated Insurance Consultants serves residents of Palos Heights and the surrounding communities by locating individual health plans suited to their needs. The agency also assists local businesses in securing commercial group coverage within the same service area. Licensed health insurance agents work directly with clients to compare available policies from major carriers. This practice includes arranging follow-up service between regular visits to adjust coverage as client circumstances change over time.
What Does a a Health Insurance Agent in Palos Heights Cost?
Health insurance agents in Illinois typically do not charge you directly for their services. Their compensation comes from the insurance carriers as a commission. For ACA plans monthly premiums in the Palos Heights area can range from about 300 to 800 dollars for an individual depending on age income and plan tier. Medicare supplement plans may have premiums from 100 to 300 dollars per month. Costs vary by case and plan selection. This is general information and not insurance advice.
About health insurance agents in Palos Heights
Health insurance agents in Palos Heights help individuals families and small businesses find coverage that meets their needs. Illinois requires all agents to hold a valid license from the Illinois Department of Insurance. Local agents understand the specific options available through the Illinois Health Insurance Marketplace and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Palos Heights do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They explain benefits costs and network details. They also assist with renewals and changes to your coverage.
When can I enroll in a health plan in Illinois?
Open enrollment for ACA plans in Illinois usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a life event like marriage birth or loss of other coverage. A local agent can confirm your eligibility.
Do health insurance agents charge a fee in Illinois?
Most health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium. Some agents may charge a separate fee for certain services but they must disclose this in writing before you agree.
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