The top-rated health insurance agent in Rockford, Illinois is Kris Wilcoxen - American Republic Insurance Services, rated 5.0 stars across 192 reviews. Other highly rated options include Medicare 411- Karen Arce Agency LLC, Louisa James - Northern Star Insurance Advisors, The Gloria Agency. This directory lists 20 health insurance agents serving Rockford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kris Wilcoxen - American Republic Insurance Services | 6870 Rote Rd Suite 100 | (815) 988-3488 |
| 2 | Medicare 411- Karen Arce Agency LLC | 5192 Harrison Ave | (815) 871-1748 |
| 3 | Louisa James - Northern Star Insurance Advisors | 416 E State St | (815) 200-6939 |
| 4 | The Gloria Agency | 4249 E State St # 201 | (815) 986-8975 |
| 5 | Affordable Insurance & Tax Service Inc | 4121 Newburg Rd | (815) 394-1800 |
| 6 | Broadmoor Agency | 3923 E State St | (815) 965-6700 |
| 7 | Harkness Insurance | 5301 E State St #101 | (815) 395-1942 |
| 8 | Ally Insurance Agency | 4010 E State St Suite 102B | (815) 399-8003 |
| 9 | Spectrum Insurance | 5301 E State St # 201 | (815) 229-4040 |
| 10 | Almond Insurance | 6870 Rote Rd Ste. 101 | (815) 494-4399 |
Kris Wilcoxen - American Republic Insurance Services, serving the Rockford, Illinois metro area, connects individuals and families with comprehensive health insurance plans. The agency guides clients through the selection of affordable medical coverage that meets their specific healthcare needs and budget. Brochures, applications, and policy details are presented in a clear, straightforward manner during consultations. American Republic Insurance Services also assists with coordinating Medicare supplement plans and short-term health insurance policies for local residents.
Medicare 411- Karen Arce Agency LLC provides health insurance agent services to the Rockford, Illinois area, assisting clients in navigating Medicare options and supplemental plans. It helps individuals understand enrollment periods and plan benefits. The agency also offers ongoing support for plan changes and annual policy reviews. Its services cover single-family homes and apartments, as well as retail businesses and restaurants seeking group or individual coverage.
Homeowners, families, and individuals in the Rockford, IL area turn to Louisa James - Northern Star Insurance Advisors for health insurance agent services. This firm guides clients through plan selection for individual and family medical coverage, helping them compare options that fit their healthcare needs and budget. The office also assists with understanding policy details and enrollment deadlines. Beyond the immediate Rockford community, it provides health insurance support to residents across the broader Winnebago County region.
Serving Rockford, Illinois, and the surrounding communities in Winnebago County, The Gloria Agency handles individual and family health insurance plans. It also addresses Medicare supplements and short-term coverage options for local residents. The agency explains plan details and costs clearly to help clients understand their choices. For a typical job, it reviews a client’s medical needs and budget before presenting a few suitable policies from the available carriers.
Affordable Insurance & Tax Service Inc specializes in helping individuals and families navigate health insurance options, offering personalized plan comparisons and enrollment assistance. Located in Rockford, IL, the agency provides year-round support for policy questions, claim issues, and coverage updates. It also assists local businesses and self-employed clients in understanding group health benefits and individual market plans. For those facing unexpected job changes or life events, the agency helps with special enrollment periods to secure timely and appropriate coverage.
Broadmoor Agency assists clients in Rockford with selecting between short-term health insurance plans and recurring major medical policies. Coverage options focus on meeting individual needs for doctor visits, hospital care, and preventive services. The agency guides customers through plan comparisons and enrollment processes typical for local health insurance agents. Their service runs primarily on a scheduled basis during open enrollment periods and as-needed for special enrollment events or plan changes throughout the year.
As the open enrollment period approaches each year in Rockford, Illinois, residents often find themselves evaluating their coverage needs. Harkness Insurance responds by offering personalized guidance as a health insurance agent, helping clients compare plan options and understand provider networks in the local area. This includes explaining cost-sharing structures and potential subsidy eligibility. The process begins with an initial assessment, where the agent reviews each client’s current health care usage and financial preferences to identify suitable plans.
Ally Insurance Agency provides health insurance guidance to individuals and families in the Rockford, Illinois area. The agency also offers supplemental coverage options, helping clients manage their overall medical expenses and out-of-pocket costs. Navigating enrollment periods and plan details is a central part of their service. Their health plans are designed to meet the needs of various commercial sectors, including corporate offices, industrial warehouses, and food service businesses.
Spectrum Insurance serves Rockford residents seeking coverage for their health insurance needs. The agency also assists local businesses in securing commercial group health plans for employees throughout the Rockford area. As a health insurance agent, the company helps clients navigate plan options during open enrollment periods and qualifying life events. After enrolling clients, agents provide ongoing support, helping with claims questions and policy adjustments that may arise between regular annual review visits.
Almond Insurance is a health insurance agent in Rockford, Illinois, known for helping individuals and families navigate their coverage options. The agency assists clients in comparing plans from major carriers to find suitable medical, dental, and vision policies. They work with those who are self-employed, between jobs, or approaching Medicare eligibility. Their services include annual enrollment guidance and claims support. As an add-on specialty, the office offers short-term health insurance plans for temporary coverage gaps.
What Does a a Health Insurance Agent in Rockford Cost?
The cost of using a health insurance agent in Illinois is usually free to you because the agent earns a commission from the insurance carrier. For ACA plans, premiums vary widely from around $300 to $800 per month for an individual depending on age, location, and plan tier. Medicare plans may have no monthly premium or premiums up to $200. This is general information, not insurance advice.
About health insurance agents in Rockford
Health insurance agents in Rockford, Illinois help individuals, families, and small businesses find suitable coverage. Agents licensed in Illinois must follow state regulations, including those for the Illinois Health Insurance Portability and Accountability Act. They can assist with plan comparisons, enrollment, and understanding local network options.
Frequently Asked Questions
What does a health insurance agent in Rockford do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They are licensed by the Illinois Department of Insurance and must follow state laws. Agents can help with individual, family, and group plans.
Do I have to pay a fee to use a health insurance agent in Illinois?
In most cases, you do not pay a fee directly to the agent. Agents are typically compensated by the insurance company through commissions. Always confirm any potential fees before starting the process.
What types of health insurance can an agent in Rockford help me with?
Agents in Rockford can help with ACA marketplace plans, Medicare Advantage and Supplement plans, Medicaid applications, and short-term health insurance. They can also assist with small business group health plans. Each type has different rules and enrollment periods.
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