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HomeHealth Insurance AgentsIllinois › Wood River

Find Health Insurance Agents Near You in Wood River, IL

Browse health insurance agents serving Wood River, Illinois. Updated 2026-07-14.

The top-rated health insurance agent in Wood River, Illinois is Mike Fahnestock - State Farm Insurance Agent, rated 5.0 stars across 420 reviews. Other highly rated options include Ron Wisnasky - State Farm Insurance Agent, Lewis & Clark Insurance - Equity Insurance Group, Shelter Insurance - Mark A. Smith. This directory lists 10 health insurance agents serving Wood River.

Showing 10 health insurance agents in Wood River, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Fahnestock - State Farm Insurance Agent600 N Wood River Ave(618) 254-1251
2Ron Wisnasky - State Farm Insurance Agent300 S Central Ave(618) 254-9314
3Lewis & Clark Insurance - Equity Insurance Group160 E Ferguson Ave(618) 254-9363
4Shelter Insurance - Mark A. Smith162 E Ferguson Ave(618) 254-3225
5Secure Insurance & Financial11 E Ferguson Ave(618) 254-8800
6Aflac193 Red Bud Dr(618) 259-3387
7Bartels & Holmes Insurance1702 Vaughn Rd # 6(618) 259-4200
8Eberlin & Associates3415 Maple Ridge Drive(618) 789-9736
9Farmers Insurance - Bryce Reynolds21 S 6th St(618) 471-4107
10Aflac933 E Edwardsville Rd(618) 259-3387
MF
600 N Wood River Ave
Mike Fahnestock - State Farm Insurance Agent
Health Insurance Agent · Wood River, IL

Mike Fahnestock - State Farm Insurance Agent serves the Wood River, IL area and the surrounding Madison County region, offering health insurance agent services. The company helps individuals and families review and select medical coverage plans available in the local market. It assists clients with understanding policy options and comparing benefit details. Services handled in this area include major medical insurance and supplemental health plans.

RW
300 S Central Ave
Ron Wisnasky - State Farm Insurance Agent
Health Insurance Agent · Wood River, IL

Ron Wisnasky - State Farm Insurance Agent in Wood River, IL offers a full range of health insurance agent services, including plan selection guidance and enrollment assistance. The agency helps clients understand policy options and manage their coverage through annual review sessions. It works with individuals and families to find appropriate health plans that meet their needs. The company also provides support for claims questions and plan changes throughout the year. It services single-family homes, apartments, retail businesses, and restaurants.

LC
160 E Ferguson Ave
Lewis & Clark Insurance - Equity Insurance Group
Health Insurance Agent · Wood River, IL

Lewis & Clark Insurance - Equity Insurance Group in Wood River, IL serves homeowners, individuals, and local businesses seeking health insurance coverage. The agency helps clients navigate policy options, from individual plans to small group solutions, ensuring appropriate medical protection for their needs. Guidance on plan benefits and annual enrollment periods is offered to simplify decision-making. The agent also provides services for families and self-employed residents in the surrounding River Bend area, including the neighboring community of Alton.

SI
162 E Ferguson Ave
Shelter Insurance - Mark A. Smith
Health Insurance Agent · Wood River, IL

Serving the Wood River, Illinois area and surrounding communities, Shelter Insurance - Mark A. Smith provides health insurance agent services. This agency handles individual health plans, family coverage options, and group insurance solutions for local residents and small businesses. It works to understand each client’s specific healthcare needs and budget constraints. The typical job is approached by reviewing available policy choices carefully, then presenting clear comparisons that help a client make an informed enrollment decision.

SI
11 E Ferguson Ave
Secure Insurance & Financial
Health Insurance Agent · Wood River, IL

Secure Insurance & Financial in Wood River, IL distinguishes between health plans requiring a one-time enrollment and those with ongoing premium payments for continuous coverage. The agency helps clients compare policies that address routine medical visits, emergency care, and prescription drug needs generally available in the region. Their services for selecting or adjusting health insurance operate primarily on an as-needed basis, with scheduled appointments available for annual enrollment periods or when a customer’s personal circumstances change.

AF
193 Red Bud Dr
Aflac
Health Insurance Agent · Wood River, IL

Aflac in Wood River, Illinois assists individuals and families with health insurance coverage. The agency specializes in supplemental insurance policies that help pay for expenses traditional health plans may not fully cover. By offering options for accident, critical illness, and hospital confinement, these plans provide financial support during medical events. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service businesses that seek to offer valuable benefits packages to their employees.

BH
1702 Vaughn Rd # 6
Bartels & Holmes Insurance
Health Insurance Agent · Wood River, IL

Bartels & Holmes Insurance specializes in connecting clients with health insurance plans tailored to individual and family needs, including major medical coverage and supplemental policies. The agency provides general guidance through the complexities of plan selection, enrollment, and claims assistance for residents in Wood River, Illinois, and the surrounding region. With open enrollment periods and qualifying life events presenting tight deadlines, the agent helps individuals adjust coverage following job changes or new family additions.

EA
3415 Maple Ridge Drive
Eberlin & Associates
Health Insurance Agent · Wood River, IL

As the open enrollment season approaches in Wood River, the need for clear health coverage guidance becomes essential. Eberlin & Associates helps local residents navigate plan options, including deductibles and provider networks. Whether for individual or family protection, the agency assists clients in comparing policies suited to their specific circumstances. Support extends to answering questions about preventive care and prescription drug coverage. An initial assessment of current insurance needs and budget is the first step toward selecting an appropriate plan.

FI
21 S 6th St
Farmers Insurance - Bryce Reynolds
Health Insurance Agent · Wood River, IL

Farmers Insurance - Bryce Reynolds assists individuals and businesses in Wood River, IL with securing health insurance coverage, offering plans that address medical, dental, and preventive care needs. This agency helps clients navigate open enrollment periods and policy options. Commercial clients in the area, including local offices, warehouses, and food service operations, can also receive tailored guidance on group health benefits and compliance requirements.

AF
933 E Edwardsville Rd
Aflac
Health Insurance Agent · Wood River, IL

Aflac in Wood River, Illinois assists individuals and families with health insurance coverage. The agency specializes in supplemental insurance policies that help pay for expenses traditional health plans may not fully cover. By offering options for accident, critical illness, and hospital confinement, these plans provide financial support during medical events. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service businesses that seek to offer valuable benefits packages to their employees.

What Does a a Health Insurance Agent in Wood River Cost?

The cost of health insurance plans in Illinois varies based on age, income, location, and plan tier. For an ACA marketplace plan in Madison County, monthly premiums can range from about $300 to $800 for an individual before subsidies. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.

About health insurance agents in Wood River

Health insurance agents in Wood River, Illinois help individuals and families find coverage that fits their needs and budget. Illinois follows the Affordable Care Act guidelines, and agents can assist with enrollment during the annual Open Enrollment Period or a Special Enrollment Period after a qualifying life event. Local agents understand the specific healthcare options available in Madison County and can explain Illinois state regulations regarding plan requirements.

Frequently Asked Questions

What is the Open Enrollment Period for health insurance in Illinois?

The Open Enrollment Period for ACA plans in Illinois typically runs from November 1 to January 15 each year. An agent in Wood River can help you compare plans during this window. Outside of this period you may qualify for a Special Enrollment Period if you have a life event like marriage or job loss.

Can a health insurance agent help me with Medicaid in Illinois?

Yes, a health insurance agent can guide you on Medicaid eligibility in Illinois. Illinois expanded Medicaid under the Affordable Care Act, so many adults with income up to 138% of the federal poverty level may qualify. The agent can help you apply through the Illinois Department of Healthcare and Family Services.

Do health insurance agents charge fees for their services in Wood River?

Most health insurance agents in Illinois are paid by the insurance companies, not by the client. This means you typically do not pay a fee for their help with enrollment or plan selection. However you should always confirm the agents compensation structure before working with them.

Health Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.