The top-rated health insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, AlekCO Insurance. This directory lists 20 health insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 4 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 5 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 6 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 7 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
| 8 | Katherine Frame American Family Insurance | 809 Wheeler St #109 | (515) 232-4142 |
| 9 | Angela Laughlin Agency Inc. American Family Insurance | 3505 Lincoln Way Ste 103 | (515) 232-2182 |
| 10 | Scott Lawrence American Family Insurance | 2713 Stange Rd #101 | (515) 232-3333 |
Fortress Insurance Services serves the Ames, Iowa area as a health insurance agent. This agency assists individuals and families with finding suitable medical coverage plans. It helps clients navigate plan options, from major medical policies to supplemental coverage. Understanding local provider networks and plan benefits is a key part of its work. It also explains enrollment periods and available subsidies. The agency specifically handles individual health plans and family health insurance policies in this region.
Mark Doyle - State Farm Insurance Agent in Ames, IA, provides a range of health insurance services designed to help individuals and families select suitable medical coverage. The office assists clients in understanding plan options and managing ongoing policy needs through routine service reviews and annual enrollment support. The agency focuses on matching coverage to each client’s healthcare requirements and budget. It serves a variety of property owners and renters, including those with single-family homes, apartments, retail spaces, and restaurants.
Scott Richardson - State Farm Insurance Agent serves area homeowners, renters, and small business owners looking to protect their assets. As a health insurance agent in Ames, IA, it provides a range of medical coverage options and assists clients with navigating plan selections for individual and family needs. The agency focuses on helping customers understand policy details and find suitable coverage. It also works with residents throughout Story County, including the nearby community of Nevada.
Serving clients throughout Ames, Iowa, and the surrounding Story County communities, AlekCO Insurance specializes in health insurance agent services. The company handles individual and family health plans, helping residents navigate enrollment and coverage options. It also assists with Medicare supplements and short-term policies when needed. For every client, AlekCO Insurance begins by reviewing personal healthcare needs and budget to match them with suitable plans from available carriers, simplifying the selection process from start to finish.
Severson Insurance Agency, Inc in Ames, IA distinguishes between one-time enrollment consultations and ongoing policy management services for health insurance clients, offering guidance on plan selection, claims support, and annual renewal reviews through local coverage networks. Options include individual, family, and Medicare supplemental plans tailored to regional healthcare providers. The agency typically schedules appointments on an as-needed basis, accommodating both initial consultations and periodic policy adjustments throughout the year without requiring a predetermined maintenance schedule.
Gallagher Insurance, Risk Management & Consulting in Waverly, IA provides health insurance agency services, differentiating between one-time plan comparisons and ongoing policy management for individuals or groups. Coverage options are explored to help clients align health plans with their specific medical and financial needs. All consultations and enrollments are conducted on a scheduled appointment basis, ensuring dedicated time for reviewing plan details and addressing questions. Service runs on either a one-time basis for a single enrollment or as regularly recurring sessions for policy renewals.
As residents of Ames face the shifting choices of the annual open enrollment period, this local agency helps clients navigate health insurance options. Joe Leto - COUNTRY Financial Representative provides guidance on individual and family plans that meet local healthcare needs. Conversations begin by reviewing current coverage and comparing available policies from major providers. The process focuses on matching benefits to each person’s budget and medical requirements. An initial assessment or needs review is the first step in finding a suitable plan.
Katherine Frame American Family Insurance specializes in health insurance agent services in Ames, Iowa. The agency helps individuals and families navigate plan options and enroll in coverage that meets their needs throughout the year. It assists with policy questions, claims support, and benefit explanations. During open enrollment periods or qualifying life changes such as a new job or a baby, it provides guidance to ensure clients have appropriate protection in place.
Serving homeowners and renters throughout Ames and the surrounding Iowa communities, Angela Laughlin Agency Inc. American Family Insurance also assists local businesses with their commercial health coverage needs. The agency helps clients understand policy options for individual and group health plans, from routine care to major medical protection. Appointments are available for initial consultations, and the office welcomes clients back for policy reviews or claims assistance between regular visits.
What Does a a Health Insurance Agent in Ames Cost?
Health insurance agents in Iowa typically do not charge you a direct fee. Their compensation comes from commissions paid by insurance carriers. These commissions are built into the premium you pay. For ACA marketplace plans, agent commissions usually range from 20 to 50 dollars per month per enrolled member. Medicare agent commissions are set by Medicare and can vary by plan. Costs for private plans depend on the insurer and the policy. This is general information, not insurance advice.
About health insurance agents in Ames
Health insurance agents in Ames, Iowa help individuals and families find coverage through the federal marketplace, Medicare, or private insurers. Iowa law requires agents to be licensed by the Iowa Insurance Division. Agents can explain how Iowa-specific rules, such as the state's guaranteed access to certain plans, affect your options.
Frequently Asked Questions
What does a health insurance agent in Ames do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They can assist with ACA marketplace plans, Medicare, and short-term policies. Agents do not set premiums but can explain costs and benefits.
Is there a fee to use a health insurance agent in Iowa?
In most cases, health insurance agents in Iowa are paid by the insurance company, not by you. You do not pay extra for using an agent. Some agents may charge a fee for certain services, but they must disclose this upfront.
Can an agent help me with Iowa Medicaid or Hawk-i?
Agents can provide general information about Iowa Medicaid and Hawk-i for children. However, enrollment for these programs is handled through the Iowa Department of Human Services. An agent can refer you to the correct state office.
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