The top-rated health insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Boersma Insurance Services, Wellabe. This directory lists 11 health insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 2 | Ligouri Insurance | 4320 1/2 SW 9th St | (515) 285-0370 |
| 3 | Boersma Insurance Services | 100 Court Ave #310/450 | (515) 327-7033 |
| 4 | Wellabe | 601 6th Ave | (515) 695-2000 |
| 5 | Todd R Adamson - State Farm Insurance Agent | 3210 Hubbell Ave | (515) 266-8888 |
| 6 | Davis Insurance Agency | 2815 Beaver Ave # 200 | (515) 274-3838 |
| 7 | Crivaro Insurance Agency | 2449 SW 9th St | (515) 288-5589 |
| 8 | True Care Insurance | 113 Army Post Rd | (515) 380-6904 |
| 9 | Medico - A Wellabe Company | 601 6th Ave | (800) 228-6080 |
| 10 | Total Well Insurance IA | 621 6th Ave | (515) 203-3417 |
The Insurance Specialists Inc serves the Des Moines metro and surrounding Polk County area as a health insurance agent. It assists individuals and families with selecting medical coverage plans that meet their healthcare needs and budgets. The company also guides eligible clients through enrollment processes for both private plans and public exchange options. For local residents and small business owners, it handles Medicare supplement policies and short-term medical insurance.
Ligouri Insurance provides individual and family health insurance plans, as well as group coverage options for small businesses in the Des Moines area. Its service includes annual plan reviews and assistance with enrollment during open enrollment periods. The agency offers ongoing support for claims questions and coverage changes throughout the year. It services single-family homes, apartments, retail stores, and local restaurants.
Boersma Insurance Services serves the city of Des Moines along with its surrounding communities in central Iowa. The agency handles private health insurance plans, helping individuals and families navigate enrollment choices. It also assists small business owners with group coverage options tailored to their needs. An agent reviews each client’s medical history, budget, and preferred network to compare available policies. The process typically concludes with a straightforward walk-through of plan benefits and an explanation of how to use the coverage after enrollment.
Wellabe serves Des Moines homeowners, families, and individual policy seekers by connecting them with health insurance plans that match their medical needs and budget. The agency guides clients through open enrollment, plan comparisons, and coverage changes with clear explanations of policy terms. From major medical plans to supplemental options, it assists with applications and ongoing questions throughout the year. Wellabe also covers Ankeny and the greater Des Moines metro area.
Todd R Adamson - State Farm Insurance Agent in Des Moines, IA offers both one-time policy consultations and ongoing plan management for health coverage. Clients can discuss individual and family health insurance plans, including options tailored for varying budgets and medical needs. The agent works with local residents to compare plan details and enrollment periods. Service runs on an as-needed basis, allowing clients to schedule appointments when facing life changes like new employment or open enrollment windows.
With open enrollment season approaching in Des Moines, many residents begin evaluating their coverage options and potential gaps in care. Davis Insurance Agency assists clients by navigating the available health insurance plans, helping individuals and families compare costs and provider networks to find suitable protection. The agency focuses on explaining plan details clearly and working within local healthcare systems. An initial consultation at their office allows clients to review their current policies and receive a thorough assessment of their specific insurance needs before making any final decisions.
Crivaro Insurance Agency provides health insurance guidance to individuals and groups in Des Moines, Iowa. The company assists clients with policy selection and enrollment, explaining coverage options for medical needs. Specializing in health insurance agent services, the firm helps navigate plan details and subsidy eligibility. It supports businesses seeking employee health benefits alongside individual shoppers for personal plans. Commercial sectors served by the agency include offices, warehouses, and food service establishments.
True Care Insurance in Des Moines, IA, helps residents navigate health insurance choices for their household needs. The agency also assists local businesses in finding appropriate commercial coverage options for their employees. Their service area encompasses Des Moines and the surrounding central Iowa communities. Each client receives clear explanations of plan benefits and enrollment procedures. After policies are active, the agency remains available for follow-up guidance and policy adjustments during the year, ensuring coverage adapts between regular plan renewal visits.
Medico - A Wellabe Company provides health insurance agent services for individuals and families seeking Medicare and individual health plans in Des Moines, Iowa. The agency assists clients with plan comparisons, enrollment processes, and ongoing policy management. Its agents explain coverage options and network details to help people make informed decisions. During open enrollment periods or when clients face unexpected medical needs, the company guides them through policy changes and coverage adjustments to address urgent health concerns.
Total Well Insurance IA, based in Des Moines, provides health insurance agent services to individuals and families across the local area. Its representatives help clients navigate plan options, including individual and family policies. They also assist with enrolling in marketplace plans and understanding coverage details. An additional service it can offer is guiding clients through Medicare supplement plan selection.
What Does a a Health Insurance Agent in Des Moines Cost?
In Iowa health insurance agents typically earn a commission from the insurer which is built into the premium. For individual ACA plans commissions range from about 10 to 20 dollars per member per month. For Medicare plans commissions are set by law and vary by plan type. Some agents may charge a flat fee for additional services like COBRA administration or group plan consulting. This is general information and not insurance advice.
About health insurance agents in Des Moines
Health insurance agents in Des Moines Iowa help individuals families and small businesses find suitable coverage. They can assist with plans on the Iowa Health Insurance Marketplace as well as off-exchange options and Medicare. Iowa law requires agents to be licensed by the Iowa Insurance Division and to follow strict disclosure rules.
Frequently Asked Questions
How do I find a health insurance agent in Des Moines?
You can search the Iowa Insurance Division licensee lookup tool or ask for referrals from local providers. Many agents also advertise online and in local directories.
What services does a health insurance agent in Des Moines provide?
Agents help compare plans explain benefits and enroll you in coverage. They also assist with renewals changes and claims issues throughout the year.
Is there a fee to use a health insurance agent in Iowa?
Most health insurance agents are paid by the insurance company not by you. However some agents may charge a consulting fee for certain services which must be disclosed in writing.
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