The top-rated health insurance agent in Cedar Falls, Iowa is Brad Jacobson - State Farm Insurance Agent, rated 4.9 stars across 146 reviews. Other highly rated options include AgencyBloc, LLC, The Paladin Group, Douglas Trunnell Insurance. This directory lists 17 health insurance agents serving Cedar Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Jacobson - State Farm Insurance Agent | 4919 University Ave | (319) 277-4134 |
| 2 | AgencyBloc, LLC | 115 E 2nd St | (866) 338-7075 |
| 3 | The Paladin Group | 1005 Technology Pkwy | (319) 260-2085 |
| 4 | Douglas Trunnell Insurance | 3826 Cedar Heights Dr | (319) 277-2320 |
| 5 | Brad Rupp Agency, LLC American Family Insurance | 515 Main St B | (319) 277-2056 |
| 6 | Christy Cox: Allstate Insurance | 3207 Cedar Heights Dr | (319) 277-5920 |
| 7 | Brummel Madsen Insurance | 318 Main St | (319) 266-2644 |
| 8 | Truenorth | 318 Main St | (319) 251-2174 |
| 9 | PIPAC | 1304 Technology Pkwy Suite 200 | (319) 277-8541 |
| 10 | Mandy Maki American Family Insurance | 4901 University Ave C | (319) 277-0120 |
Brad Jacobson - State Farm Insurance Agent serves the Cedar Falls, Iowa, metro area as a local health insurance agent. Clients can meet with the agency to discuss individual health coverage and group medical plans for their families or small businesses. The agency assists residents in understanding the various health insurance options available in the local market. Its services include helping clients compare different policies and enroll in plans that meet their healthcare needs. The office also handles plan changes and renewals throughout the year for existing policyholders.
AgencyBloc, LLC provides a range of health insurance agent services in the Cedar Falls, IA area, helping individuals select suitable health coverage. The agency also offers plan maintenance, including ongoing support during open enrollment and assistance with policy adjustments throughout the year. Its local orientation allows for personalized guidance through the complexities of health insurance plans. AgencyBloc, LLC services single-family homes, apartments, retail establishments, and restaurants.
Homeowners, families, and small business owners in Cedar Falls turn to The Paladin Group for health insurance agent services that help them navigate plan options and enrollments. The agency assists with individual and family health plans, Medicare products, and group coverage for employers seeking benefits solutions. Serving clients throughout the Cedar Valley area, The Paladin Group also extends its insurance guidance to neighboring Waterloo.
Douglas Trunnell Insurance serves Cedar Falls and the surrounding Black Hawk County communities, handling health insurance plans for individuals and families. They assist clients in sorting through plan options, including HMO and PPO structures, to find coverage that aligns with their medical needs and budget. The agency also guides customers through enrollment periods and explains the financial implications of deductibles and copays. For a typical job, the agent reviews current coverage, discusses anticipated health care use, and narrows available plans to present options for informed decision making.
The Brad Rupp Agency, LLC, an American Family Insurance office in Cedar Falls, IA, distinguishes between one-time policy purchases for immediate health coverage and recurring service options that involve plan management and renewal. Agents here help clients navigate plan comparisons and application processes for individual or family health insurance. Consultations address routine medical needs and preventive care benefits. This agency primarily operates on a scheduled basis for annual open enrollment reviews and on an as-needed basis for sudden coverage changes or claims assistance.
Christy Cox: Allstate Insurance provides individual and family health insurance plans, assisting clients in Cedar Falls with policy selection and enrollment. The agency also guides customers through understanding coverage options and coordinating benefits with existing medical needs. As a local representative, it helps residents navigate plan changes during the annual open enrollment period or when life events, such as a new job or a move, trigger a special enrollment opportunity.
As the changing seasons in Cedar Falls bring shifts in healthcare needs, Brummel Madsen Insurance helps clients navigate the annual insurance renewal period. As a health insurance agent, the company guides individuals and families through policy options, ensuring coverage aligns with current medical and financial requirements. The agent reviews plan details, including deductibles and provider networks, to match the unique circumstances of each client. A typical first step involves scheduling an initial assessment to evaluate current coverage and discuss any anticipated changes in health usage for the coming year.
At Truenorth in Cedar Falls, Iowa, residents receive help selecting individual health plans that match their budget and medical needs. The company also assists Cedar Falls businesses with group coverage options for commercial clients. Serving clients throughout the local area, this health insurance agent focuses on clear explanations during open enrollment periods and throughout the year. Policyholders can schedule follow-up appointments between regular visits to review plan changes or address billing questions, ensuring ongoing support without unnecessary interruption.
PIPAC provides health insurance agent services to individuals and businesses in Cedar Falls, Iowa. Its primary focus involves helping clients navigate plan options for medical coverage, including the selection of policies that fit varying healthcare needs. Supplemental offerings may include dental and vision insurance add-ons to broaden protection. PIPAC also assists commercial clients in securing group health benefits for employees, covering a range of business environments such as offices, warehouses, and food service operations.
Mandy Maki American Family Insurance in Cedar Falls, IA, is a health insurance agent that helps individuals and families navigate their coverage options. The agency offers a range of plans, including individual health policies and family packages tailored to local needs. It assists clients in understanding benefits, deductibles, and network choices throughout the enrollment process. For an additional service, the agency can include supplemental accident or critical illness coverage with a new health plan.
What Does a a Health Insurance Agent in Cedar Falls Cost?
Health insurance agents in Iowa typically do not charge a separate fee for their services because they are paid commissions by the insurance companies. Commissions vary by carrier and plan type, but often range from 3% to 10% of the annual premium. For example, on a $500 monthly premium, the agent might earn between $180 and $600 per year. Some agents may charge a flat consultation fee for complex cases, so it is wise to ask about costs upfront. This is general information and not insurance advice.
About health insurance agents in Cedar Falls
Health insurance agents in Cedar Falls, Iowa help individuals and families find coverage that meets their needs and budget. These agents are licensed by the Iowa Insurance Division and must follow state regulations, including rules for plan disclosures and enrollment periods. Whether you need an ACA marketplace plan, Medicare supplement, or short-term coverage, a local agent can guide you through the options available in Black Hawk County.
Frequently Asked Questions
What does a health insurance agent in Cedar Falls do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They are licensed in Iowa and must complete continuing education to stay current on state insurance laws. Agents in Cedar Falls can also help you apply for subsidies through the federal marketplace.
How do I choose a health insurance agent in Cedar Falls?
Look for an agent who is actively licensed in Iowa and has experience with the type of coverage you need, such as individual plans or Medicare. You can verify an agents license through the Iowa Insurance Division website. Ask about their fees and whether they represent multiple insurance companies to ensure you get a range of options.
Are there special enrollment periods for health insurance in Iowa?
Yes, outside the annual open enrollment period, you may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage, moving, or having a baby. In Iowa, these events typically allow 60 days to enroll in a new plan. An agent can help you determine your eligibility and complete the application.
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