The top-rated health insurance agent in Detroit, Michigan is Crystal Robertson - State Farm Insurance Agent, rated 4.8 stars across 155 reviews. Other highly rated options include L.A. Insurance, Lifestyle Safety Insurance Agency, HealthChoice of Michigan - Powered by Wayne County Government. This directory lists 20 health insurance agents serving Detroit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crystal Robertson - State Farm Insurance Agent | 7100 Seven Mile W | (313) 340-9000 |
| 2 | L.A. Insurance | 3511 S Fort St | (313) 294-2000 |
| 3 | Lifestyle Safety Insurance Agency | 19304 Wyoming Ave | (313) 472-5347 |
| 4 | HealthChoice of Michigan - Powered by Wayne County Government | 500 Griswold St | (800) 935-5669 |
| 5 | J. Healan Baker Agency | 645 Griswold St # 2015 | (313) 963-0480 |
| 6 | Nemecek Agency | 1420 Washington Blvd STE 300 | (313) 771-5619 |
| 7 | Family Auto Insurance Agency | 6442 Michigan Ave | (313) 285-9042 |
| 8 | Long Insurance Services, LLC | 3031 W Grand Blvd #529 | (313) 873-0300 |
| 9 | Gilead Insurance Agency | 18323 W McNichols Rd | (313) 533-3220 |
| 10 | Blue Cross Blue Shield of Michigan | 600 E Lafayette St | (313) 225-9000 |
Crystal Robertson - State Farm Insurance Agent serves the Detroit, Michigan metro area and surrounding communities as a health insurance agent. This agency assists clients with navigating health coverage options to meet individual and family needs. General health insurance agent services in this area include explaining plan benefits, guiding open enrollment periods, and helping with policy adjustments. Crystal Robertson - State Farm Insurance Agent handles Medicare supplement plans and individual health insurance policies for local residents.
L.A. Insurance in Detroit, Michigan helps local residents, families, and small business owners find suitable health coverage. The agency assists clients with enrolling in individual plans, family policies, and group health insurance options. Agents explain plan details and guide customers through the application process. They also help navigate open enrollment periods and changes in coverage needs. Serving the greater Detroit area, L.A. Insurance extends its services to clients in surrounding communities such as Dearborn.
Lifestyle Safety Insurance Agency distinguishes between one‑time policy selection assistance and recurring annual enrollment reviews for its Detroit clients. As a health insurance agent, the company guides individuals through coverage options, including marketplace plans and supplemental policies. Routine services primarily involve helping customers compare plans and submit applications. Service runs on a one‑time, scheduled, or as‑needed basis depending on the client’s request.
HealthChoice of Michigan, powered by Wayne County Government, offers individual and family health insurance plans, specialty managed care options, and assistance navigating public health programs for Detroit residents. The agency guides clients through enrollment, plan comparisons, and the claims process, ensuring clear communication about coverage details. As open enrollment approaches each autumn, it helps individuals and families prepare for seasonal changes in eligibility and secure essential healthcare access before the new plan year begins.
Located in Detroit, Michigan, the J. Healan Baker Agency serves the city and its surrounding communities with health insurance guidance. This agency handles individual plans, family coverage, and group benefits for local residents and businesses. Navigating a complex market, it simplifies plan options and clarifies policy details for clients. Each engagement begins with a thorough review of personal needs and budget constraints. The agency then presents suitable carriers and helps compare deductibles and networks to find practical coverage.
As Detroit residents begin to review their health coverage options during the annual open enrollment season, Family Auto Insurance Agency in Detroit, MI, helps individuals and families find a suitable health insurance agent to guide their plan selection. The agency assists clients in comparing plans that fit their medical needs and household budgets. Navigating changing deductibles, provider networks, and subsidy eligibility can feel complex, so the agency’s process starts with a complimentary benefits inspection. This initial-assessment step examines a client’s current policy to identify gaps before researching available marketplace alternatives.
Blue Cross Blue Shield of Michigan serves Detroit homeowners, businesses, and property managers seeking individual or group health plans. The agency helps clients navigate Medicare options, marketplace enrollment, and employer-sponsored coverage in the area. With a focus on matching policies to varying budgets and medical needs, the team provides guidance on plan benefits and network access. Its service area also extends to the broader Wayne County communities, including Dearborn and Livonia.
What Does a a Health Insurance Agent in Detroit Cost?
Health insurance agent services in Michigan are typically free to you because the agent earns a commission from the insurer. The commission is built into the plan premium so you pay the same price whether you use an agent or not. For individual plans monthly premiums in Detroit can range from 300 to 700 dollars for a single adult depending on age income and plan tier. For small business group plans costs vary widely by employee count and plan design. This is general information not insurance advice.
About health insurance agents in Detroit
Health insurance agents in Detroit Michigan help individuals families and small businesses find and enroll in health plans. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Agents can explain the Michigan Health Insurance Marketplace and help you apply for premium tax credits or Medicaid.
Frequently Asked Questions
What does a health insurance agent in Detroit do?
A health insurance agent helps you compare plans from different carriers. They guide you through enrollment and explain deductibles copays and out of pocket maximums. Agents also help with special enrollment periods if you lose coverage or have a life change.
Do I pay a fee to use a health insurance agent in Michigan?
In most cases you do not pay a fee. Agents are paid commissions by the insurance company. You pay the same premium whether you use an agent or enroll directly. Always ask the agent about their compensation before working with them.
Can a Detroit agent help me get Medicaid or subsidies?
Yes a licensed agent can help you apply for Medicaid through the Michigan Department of Health and Human Services. They can also estimate your premium tax credit based on your income. This credit lowers your monthly premium on the Health Insurance Marketplace.
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