The top-rated health insurance agent in Howell, Michigan is Keith Pennala - State Farm Insurance Agent, rated 5.0 stars across 309 reviews. Other highly rated options include Harrison Agency Llc, Cullen Hayes - State Farm Insurance Agent, Brandon Krugh - State Farm Insurance Agent. This directory lists 20 health insurance agents serving Howell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keith Pennala - State Farm Insurance Agent | 5362 E Grand River Ave | (810) 224-6218 |
| 2 | Harrison Agency Llc | 2739 E Grand River Ave ste b | (517) 376-4608 |
| 3 | Cullen Hayes - State Farm Insurance Agent | 4324 E Grand River Ave | (517) 548-2601 |
| 4 | Brandon Krugh - State Farm Insurance Agent | 2900 E Grand River Ave #100 | (517) 295-4785 |
| 5 | Farmers Insurance - Holly Kornachuk | 1600 Town Commons Dr #103 | (517) 552-0800 |
| 6 | AAA Insurance - Hukkala Insurance Agency | 843 E Grand River Ave | (517) 545-3932 |
| 7 | Max Auger Agency - Farm Bureau Insurance | 4201 E Grand River Ave | (517) 798-1234 |
| 8 | Trierweiler Agency LLC: Allstate Insurance | 2517 E Grand River Ave | (517) 546-5570 |
| 9 | Citizens Insurance (The Hanover Insurance Group) | 808 N Highlander Way | (517) 546-2160 |
| 10 | Scully-Monroe Insurance | 803 E Grand River Ave | (517) 546-0140 |
Keith Pennala - State Farm Insurance Agent serves the Howell, Michigan, area as a local health insurance agent. The company helps residents find individual and family health plans that meet their needs. An agent in this role can explain how different policies work and compare coverage options from available carriers. Clients can receive assistance with enrollment through the Health Insurance Marketplace or apply for private health plans directly. The office handles Medicare Supplement plans and short-term medical coverage.
Harrison Agency Llc serves homeowners, families, and small business owners in Howell, Michigan, by helping them navigate the local health insurance market. The agency assists clients with selecting individual and family plans, Medicare options, and group health coverage that fits their needs and budget. By understanding each customer’s unique situation, it can compare available policies from multiple carriers to find suitable healthcare protection. The agency also provides coverage guidance for residents throughout Livingston County, including the neighboring communities of Brighton and Fowlerville.
For clients needing straightforward health insurance guidance or long-term coverage planning, Cullen Hayes - State Farm Insurance Agent in Howell, MI, provides both one-time policy comparisons and ongoing plan management services. This agency helps local residents navigate individual and family health coverage options available in the region. By offering clear explanations of plan benefits, deductibles, and out-of-pocket costs, the team assists clients in making informed decisions. Service with this health insurance agent is available on an as-needed basis, allowing clients to seek support whenever their coverage needs change.
Serving Howell, Michigan, and the surrounding Livingston County communities, Brandon Krugh - State Farm Insurance Agent offers health insurance coverage for individuals and families. The agency handles plan selection for various health needs, including major medical and supplemental policies, helping clients navigate their options during open enrollment periods. To manage individual situations, it reviews each customer's medical history and budget to recommend suitable plans. This approach ensures coverage that aligns with personal health requirements and financial limits.
Farmers Insurance - Holly Kornachuk in Howell, MI, specializes in health insurance agent services, offering individual and family plan guidance as well as group coverage options. The agency helps clients navigate enrollment periods, compare policy benefits, and understand cost-sharing structures. During open enrollment season, it assists with plan changes and updates to ensure continuous protection. This includes addressing coverage questions that arise when someone experiences a qualifying life event, such as a job change or new household addition.
As local residents begin reviewing their coverage each November during Medicare’s open enrollment period, AAA Insurance - Hukkala Insurance Agency in Howell, MI, provides guidance on plan options and network changes for individuals and families. The agency focuses on matching clients with health insurance plans that fit their medical needs and household budgets. Brokers explain terms such as deductibles and copays in plain language before presenting available policies from multiple carriers. New clients typically schedule an initial consultation to have their current coverage reviewed by an agent.
Located in Howell, MI, the Max Auger Agency - Farm Bureau Insurance assists individuals with selecting health insurance plans that meet their specific medical coverage needs. The agency also offers supplemental insurance products to provide added financial protection against unexpected healthcare costs. Its health insurance agent services are available to a variety of commercial clients, including small offices, large warehouses, and food service operations.
Trierweiler Agency LLC: Allstate Insurance serves residents of Howell and the surrounding area with health insurance plans. The agency also provides commercial coverage for local businesses, advising clients on cost-effective options that meet regulatory requirements. Agents work individually with each customer to find a suitable policy for their medical needs and budget. After an initial enrollment or plan change, the office stays in contact to adjust coverage as necessary, ensuring clients are supported with follow-up service between regular review periods.
Citizens Insurance, operating under The Hanover Insurance Group in Howell, MI, provides a full range of health insurance agent services, including individual plan enrollment, family coverage options, and group health benefits for small businesses. The company assists clients with annual plan reviews and open enrollment guidance to maintain continuous coverage. Service plans include ongoing policy consultations and claims assistance to help policyholders manage their healthcare needs throughout the year. It services single-family homes, apartments, retail businesses, and restaurants.
Scully-Monroe Insurance, located in Howell, MI, is known for guiding individuals and families through the complexities of health coverage. The company serves clients by helping them compare plans from major carriers, secure enrollment in private insurance or Affordable Care Act marketplaces, and navigate open enrollment periods. It also assists small businesses with group health options that align with their budget and workforce needs. For those requiring specialized care management, the agency offers access to supplemental dental and vision policies as an added benefit.
What Does a a Health Insurance Agent in Howell Cost?
The cost of working with a health insurance agent in Michigan is usually built into the plan premium, so you may not pay an extra fee. For individual plans, monthly premiums can range from 300 to 700 dollars for a single adult, depending on age, income, and plan type. Small business group plans may have different pricing structures. This is general information and not insurance advice.
About health insurance agents in Howell
Health insurance agents in Howell, Michigan help individuals and families find coverage that fits their needs and budget. Michigan law requires agents to be licensed by the state and follow specific rules for plan disclosures and enrollment periods. Local agents understand the healthcare options available in Livingston County and can guide you through the process.
Frequently Asked Questions
What does a health insurance agent in Howell do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you understand Michigan-specific rules like open enrollment periods and special enrollment events.
Do I have to pay a health insurance agent in Michigan?
In most cases, you do not pay a fee directly to the agent. Agents are typically compensated by the insurance company through commissions. Michigan law allows agents to charge a fee for certain services, but they must disclose this in writing before you agree.
What is the open enrollment period in Michigan?
The open enrollment period for individual health plans in Michigan usually runs from November 1 to January 15 each year. Outside this window, you can only enroll if you qualify for a special enrollment period due to a life event like losing other coverage or moving.
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