The top-rated health insurance agent in Lapeer, Michigan is Veteran Savings Network, rated 5.0 stars across 823 reviews. Other highly rated options include Your Local Medicare Help, Whitney Insurance Agency, Osentoski Ins Agency LLC. This directory lists 19 health insurance agents serving Lapeer.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veteran Savings Network | 700 S Main St #110 | (866) 380-0965 |
| 2 | Your Local Medicare Help | 700 S Main St Suite 111 | (877) 438-9564 |
| 3 | Whitney Insurance Agency | 1135 S Lapeer Rd | (810) 969-4511 |
| 4 | Osentoski Ins Agency LLC | 340 W Nepessing St | (810) 664-6980 |
| 5 | Nustar Insurance | 524 Imlay City Rd | (810) 667-4557 |
| 6 | The Lapeer Agency | 145 E Nepessing St | (810) 664-2966 |
| 7 | Beasley Insurance Agency | 891 Baldwin Rd | (810) 660-7725 |
| 8 | Clare Longoria - State Farm Insurance Agent | 814 S Main St Ste 5 | (810) 664-5822 |
| 9 | VTC Insurance Group – Lapeer | 168 N Saginaw St A | (810) 664-1421 |
| 10 | Farm Bureau Insurance - Dustin Jones | 1658 Mayfield Rd | (810) 664-4773 |
Veteran Savings Network serves the Lapeer, Michigan area as a health insurance agent. The company assists clients with navigating their health coverage options, offering guidance on plan selection and enrollment. It helps individuals and families find policies that meet their medical needs and budget requirements. As a local agency, it understands the healthcare landscape in Lapeer County. Specific services it handles include Medicare supplement plans and individual health insurance policies for those who are not covered through an employer.
Your Local Medicare Help, based in Lapeer, Michigan, is known for guiding clients through the complexities of Medicare plan selection and enrollment. The agency provides a full range of health insurance solutions, including Medicare Advantage and Medigap policies, tailored to individual needs. As a local resource, it helps residents understand coverage options and costs throughout the year. Clients can additionally request assistance with comparing prescription drug plans to secure the best value for their medications.
Whitney Insurance Agency serves local homeowners, business owners, and families in Lapeer, Michigan, who need health insurance coverage and guidance. The company helps clients understand plan options for individual and group medical policies. It assists with enrollment, plan changes, and ongoing questions about benefits and claims. The agency also works with those navigating Medicare or private market plans to find suitable options for their needs and budgets. Whitney Insurance Agency provides these services to residents throughout Lapeer County and extends its coverage availability into the nearby communities of Imlay City and Davison.
Osentoski Ins Agency LLC provides a broad range of health insurance services to individuals and groups in the Lapeer area. It offers assistance with plan selection, enrollment, and ongoing policy management to help clients maintain their coverage throughout the year. The agency handles routine policy reviews and updates as insurance needs change. It services private single-family homes, smaller apartment complexes, and local retail businesses in the community.
Nustar Insurance in Lapeer, MI, helps clients understand the difference between marketplace plans that require annual reenrollment and off-exchange private policies offering continuous coverage. As a health insurance agent, the company assists individuals and families in comparing available plans to match their medical and financial needs. Each client’s situation is reviewed to find suitable options for routine care and unexpected medical events. Services are provided on a scheduled or as-needed basis, tailored to enrollment periods and policy renewals.
Serving Lapeer, Michigan, and the surrounding communities, The Lapeer Agency handles health insurance for individuals and families in the region. As a local health insurance agent, it navigates the various plans and policies available to clients. It assists with questions about coverage, enrollment, and plan changes. To handle a typical job, the agency reviews a client's specific needs to compare different insurance options before recommending the most suitable plan.
Beasley Insurance Agency serves residents in and around Lapeer, Michigan, with health insurance plans tailored for individuals and families. The agency also provides commercial coverage solutions for local business owners seeking group benefits for their employees. Operating within the greater Lapeer area, the team assists clients in navigating plan options during enrollment periods. The agency remains available for follow-up service and helps adjust coverage as needs change between regular annual visits.
As the autumn open enrollment period approaches in Lapeer, Clare Longoria’s State Farm agency helps individuals and families navigate changes in their coverage needs. The office provides personalized guidance on health insurance plans to match different budgets and medical requirements. A full consultation is offered to assess a client's current policy, compare local plan options, and explain the details of deductibles and networks before the first meeting.
VTC Insurance Group – Lapeer offers specialized services in health insurance plans, including individual coverage and family policies. It also guides Lapeer residents through Medicare options and short-term medical insurance needs. The agency assists with plan comparisons, enrollment paperwork, and ongoing policy management. During the annual open enrollment period, it helps clients evaluate changes in network coverage and premium costs to secure appropriate care for the coming year.
What Does a a Health Insurance Agent in Lapeer Cost?
Health insurance agents in Michigan typically do not charge a fee for their services. They are paid by insurance carriers through commissions that are built into the plan premiums. For individual plans monthly premiums in Lapeer can range from 300 to 700 dollars for a single adult depending on age income and plan tier. Medicare supplement plans may cost between 100 and 300 dollars per month. Costs vary by case and this is general information not insurance advice.
About health insurance agents in Lapeer
Health insurance agents in Lapeer Michigan help residents find individual family plans Medicare options and short term coverage. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Lapeer agents understand local healthcare networks and can guide you through the Health Insurance Marketplace open enrollment period which typically runs from November 1 to January 15 each year.
Frequently Asked Questions
What does a health insurance agent in Lapeer do?
A health insurance agent helps you compare plans from multiple carriers and enrolls you in a policy that fits your needs and budget. They explain plan details like deductibles copays and network restrictions. Agents do not charge you directly because they receive commissions from insurance companies.
When can I enroll in a health insurance plan in Michigan?
You can enroll during the annual open enrollment period which usually runs from November 1 to January 15. Outside that window you may qualify for a special enrollment period if you have a qualifying life event such as losing job based coverage getting married or having a baby.
Are health insurance agents in Lapeer required to be licensed?
Yes Michigan law requires all health insurance agents to hold a valid license from the Michigan Department of Insurance and Financial Services. You can verify an agents license on the DIFS website. Agents must also complete continuing education to stay current on laws and products.
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