The top-rated health insurance agent in Mt Clemens, Michigan is National Senior Insurance Services, rated 5.0 stars across 283 reviews. Other highly rated options include MI Health Quotes, Olmstead Insurance Group, Wilfinger Health & Life. This directory lists 10 health insurance agents serving Mt Clemens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | National Senior Insurance Services | 85 N Main St | (800) 678-9780 |
| 2 | MI Health Quotes | 85 N Main St | (248) 703-6479 |
| 3 | Olmstead Insurance Group | 2 Crocker Blvd #302 | (586) 465-3473 |
| 4 | Wilfinger Health & Life | 79 Macomb Pl | (586) 604-7632 |
| 5 | Atkinson Insurance Group | 132 Cass Ave | (586) 557-8084 |
| 6 | Macomb Gerlach Agency | 273 Cass Ave | (586) 465-6171 |
| 7 | Action Group, Inc. | 191 North Ave | (586) 868-2440 |
| 8 | Gerlach Duane S Agency | 69 Southbound Gratiot Ave | (586) 465-6211 |
| 9 | Nickel & Saph, Inc. Insurance Agency | 44 Macomb Pl | (586) 463-4573 |
| 10 | The Lenhardt Agency | 48 Market St LL1 | (586) 883-6745 |
National Senior Insurance Services serves the greater Macomb County area from its Mt Clemens, Michigan location. This agency specializes in helping local seniors navigate their health insurance options, including Medicare plans and supplemental coverage. Agents provide personalized guidance through the selection process and assist with enrollment. The firm handles both Medicare Advantage plans and Part D prescription drug coverage for clients in this region.
MI Health Quotes provides guidance on individual health plans, family coverage options, and Medicare supplement policies in the Mt Clemens area. It helps clients navigate plan comparisons and enrollments throughout the annual open enrollment periods. Services include explaining plan benefits, deductibles, and out-of-pocket costs. Ongoing client support is available for claims questions and plan adjustments during qualifying life events. The agency works with single-family homeowners, apartment residents, local retail shops, and area restaurants needing group or individual health insurance solutions.
Olmstead Insurance Group in Mt Clemens, MI, serves homeowners, businesses, and property managers seeking health insurance coverage in the local area. The agency assists clients in evaluating individual and group health plans to meet their medical and financial needs. It works with major carriers to present options for policy selection. The company also provides guidance on understanding plan benefits and enrollment periods for both families and local employers. Its service area extends to nearby communities such as Chesterfield Township in the metro region.
Serving the greater Mt Clemens area and surrounding communities throughout Macomb County, Wilfinger Health & Life assists clients with navigating health insurance options. It handles a full range of personal health and life insurance coverage needs. The company helps individuals and families understand various plan structures and policy details. To complete a typical job, it thoroughly reviews a client’s personal circumstances and then presents clear plan comparisons chosen specifically to match their priorities.
Atkinson Insurance Group in Mt Clemens, MI assists clients in distinguishing between short-term health plans for temporary coverage and ongoing major medical policies for continuous protection. They guide individuals through plan comparisons and enrollment options suited to local provider networks. Each year, they review changes in open enrollment periods and subsidy eligibility to match clients with suitable coverage. Their support for health insurance needs typically operates on an as-needed basis for consultations, while annual enrollment assistance follows a scheduled cycle.
Serving clients in Mt Clemens, Macomb Gerlach Agency offers health insurance plans, including individual, family, and group coverage options. The agency guides customers through plan selection, enrollment processes, and policy renewals. General service work encompasses explaining benefits, assisting with claims questions, and addressing coverage adjustments. It helps clients navigate open enrollment periods and manage changes due to qualifying life events. During tax season, the agency also assists with understanding how health insurance mandates and premium tax credits apply to individual filing situations.
As colder months approach in the Mt Clemens area, residents often begin reviewing their coverage needs for the coming year. Action Group, Inc. provides local guidance as a health insurance agent, helping individuals and families compare their options for medical plans and supplemental policies. They work to match each client with a plan that fits their budget and healthcare requirements. The initial step involves scheduling a no-obligation consultation to assess your current coverage and personal situation.
Gerlach Duane S Agency provides guidance on health insurance plans, helping individuals and families in Mt Clemens find suitable coverage options. The agency specializes in policy comparisons and enrollment assistance for various health insurance products. General services include explaining plan benefits, navigating open enrollment periods, and answering questions about deductibles. Commercial sectors that the agency assists with health insurance needs include offices, warehouses, and food service establishments.
Nickel & Saph, Inc. Insurance Agency in Mt Clemens, MI, assists local residents with individual health insurance plans. The agency also offers commercial health coverage for area businesses and their employees. Service is available to clients throughout the greater Mount Clemens region. Agents help customers compare plans from multiple carriers during open enrollment. Follow-up support includes making adjustments to policies and answering coverage questions between regular visits.
The Lenhardt Agency in Mt Clemens, MI, is known for providing health insurance agent services that connect individuals and families with suitable medical coverage plans. The agency assists clients in navigating the open enrollment period and selecting from available marketplace options, including Health Maintenance Organization and Preferred Provider Organization plans. It also explains how deductibles and copayments apply to different policies. For added support, the agency offers guidance in identifying plans that qualify for federal premium tax credits or cost-sharing reductions.
What Does a a Health Insurance Agent in Mt Clemens Cost?
The cost of using a health insurance agent in Mt Clemens is usually zero because agents earn commissions from insurers. For ACA marketplace plans premiums in Michigan can range from about 300 to 800 dollars per month for an individual depending on age income and plan tier. Medicare plan costs vary widely with Part B premiums starting around 174 dollars per month in 2024. This is general information not insurance advice.
About health insurance agents in Mt Clemens
Health insurance agents in Mt Clemens Michigan help individuals families and small businesses find coverage that fits their needs and budget. Michigan requires agents to be licensed by the Department of Insurance and Financial Services. Agents can explain Michigan specific plans like those on the Health Insurance Marketplace and Medicare Advantage options.
Frequently Asked Questions
What does a health insurance agent in Mt Clemens do?
A health insurance agent helps you compare plans from different insurers and enroll in coverage. They can assist with ACA marketplace plans Medicare and short term policies. Michigan agents must follow state regulations and provide clear information about plan benefits and costs.
Is there a special enrollment period in Michigan?
Yes Michigan follows federal rules for special enrollment periods. You can enroll outside the regular open enrollment if you have a qualifying life event like losing other coverage moving or having a baby. You usually have 60 days from the event to enroll.
Do health insurance agents charge a fee in Michigan?
Most health insurance agents in Michigan are paid by the insurance companies not by you. This means their services are typically free to you. However some agents may charge a consulting fee for very complex cases so always ask before you start.
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