The top-rated health insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 377 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Michigan Insurance and Financial Services. This directory lists 18 health insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 5 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 6 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 7 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 8 | Farm Bureau Insurance - Paul Genaw | 23420 Greater Mack Ave C | (586) 218-7795 |
| 9 | McDaid & Associates Inc | 29700 Harper Ave # 5 | (586) 415-7200 |
| 10 | DC Insurance Group | 26333 Jefferson Ave # 103 | (586) 774-6400 |
Tom Peck - State Farm Insurance Agent serves the St Clair Shores, Michigan area and surrounding communities with health insurance coverage. It helps individuals and families navigate plan options and understand policy details to meet their medical needs. The office works to match clients with appropriate plans from available carriers. Among the services it handles here are individual health insurance plans and family health insurance policies designed to protect local residents from unexpected medical costs.
Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI, provides health insurance coverage options to help individuals and families protect their well-being. The agency assists clients in navigating plan selections and can offer ongoing support for policy maintenance and claims questions. It serves a variety of residential and commercial property types, including single-family homes, apartments, retail spaces, and restaurants.
Lakepointe Insurance Agency serves homeowners, families, and individuals in St Clair Shores, MI, providing health insurance agent services. Counselors assist clients with plan comparisons during open enrollment and special enrollment periods. They explain coverage options, including individual and family plans. Claims guidance and annual policy reviews are offered throughout the year. The agency also helps self-employed residents find suitable medical coverage. Its service area extends to the neighboring community of Roseville, ensuring Lake St. Clair metro residents have access to local support for their healthcare insurance needs.
Michigan Insurance and Financial Services serves clients in St Clair Shores, Michigan, and the surrounding communities of Macomb County. The agency handles health insurance policies, including individual plans, family coverage, and group benefits for local businesses. It works with residents navigating open enrollment periods and those seeking coverage changes due to life events. For a typical job, it reviews each client's medical needs and budget to compare available plans from different carriers before making a recommendation.
Some health insurance needs are addressed with a single enrollment or claim, while others require ongoing plan adjustments and personalized advice. DDI Insurance Agency, in St Clair Shores, MI, helps clients select individual or group health plans that fit their budget and medical needs. Guidance includes comparing coverage options for both routine care and major medical events. Service runs on an as-needed basis, with clients scheduling appointments for initial consultations or periodic policy reviews throughout the year.
The Joe Manzella Agency - Goosehead Insurance provides health insurance plan selection and enrollment assistance. It serves clients in St Clair Shores and the surrounding area by comparing individual and family coverage options. The agency explains policy details and helps navigate open enrollment periods. It also addresses mid-year needs, such as qualifying for a Special Enrollment Period after a job change or significant life event like a new child.
During the open enrollment period or after a qualifying life event, residents of St Clair Shores often need to reassess their medical coverage. Goosehead Insurance - Joe Manzella meets this demand by comparing available health insurance plans from multiple carriers. The agent explains policy details, including out-of-pocket costs and network restrictions, helping individuals and families find appropriate coverage. The process begins with a brief initial assessment to review current healthcare needs and prescription requirements.
Farm Bureau Insurance - Paul Genaw serves residents of St Clair Shores, MI, as a local provider of health insurance plans. It offers guidance on individual and family policies, helping clients evaluate coverage options for medical needs and preventive care. The agency assists with plan comparisons and enrollment processes, focusing on meeting regional healthcare requirements. Specialty services can add on supplemental coverage for dental or vision care.
McDaid & Associates Inc provides insurance guidance and plan enrollment services to individuals and families in St Clair Shores, Michigan, with a specific focus on health insurance policies and supplemental coverage options. Their work involves comparing available plans to help clients find appropriate medical and preventive care solutions. For commercial needs, they assist small and medium businesses in the area, including offices, warehouses, and food service operations.
DC Insurance Group provides health insurance services to residents in St Clair Shores, MI, and the surrounding area, assisting individuals with selecting individual plans that fit their needs. The agency also extends similar coverage options to local small businesses requiring group commercial policies. Clients can expect detailed explanations of plan benefits during each consultation. After an initial policy enrollment, the office schedules regular follow-up appointments to review any changes in coverage needs between annual open enrollment periods.
What Does a a Health Insurance Agent in St Clair Shores Cost?
The cost of health insurance plans in Michigan varies widely. For an individual plan, monthly premiums in St Clair Shores can range from 300 to 800 dollars depending on age, income, and plan type. Medicare plans may have premiums from 0 to 200 dollars per month. Agent services are usually free to you because the insurance company pays the commission. This is general information, not insurance advice.
About health insurance agents in St Clair Shores
Health insurance agents in St Clair Shores Michigan help residents find individual and family health plans, Medicare options, and small business coverage. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the specific network options available in Macomb County.
Frequently Asked Questions
What does a health insurance agent in St Clair Shores do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with individual plans, Medicare Advantage, Medigap, and group health insurance for small businesses.
Do I have to pay a fee to use a health insurance agent in Michigan?
In most cases you do not pay a fee directly. Agents are typically paid commissions by the insurance company. However some agents may charge a consulting fee for certain services, so you should ask about fees before working with them.
When can I enroll in a health plan with an agent in St Clair Shores?
You can enroll during the annual Open Enrollment Period, which for 2025 plans runs from November 1 to January 15 in Michigan. You may also qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage or moving to St Clair Shores.
Health Insurance Agents in Other Michigan Cities
Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Birmingham · Bloomfield Hills · Brighton · Byron Center · Canton Township · Charlotte · Chelsea · Clinton Township · Commerce Township