The top-rated health insurance agent in Traverse City, Michigan is Cardinal Insurance Group, rated 5.0 stars across 447 reviews. Other highly rated options include Ford Insurance Inc, Acrisure Traverse City, MI (Larkin Group), Michigan's Best Insurance Agency. This directory lists 20 health insurance agents serving Traverse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cardinal Insurance Group | 510 Depot View Dr STE 11 | (231) 938-4408 |
| 2 | Ford Insurance Inc | 920 S Garfield Ave # 6 | (231) 941-0450 |
| 3 | Acrisure Traverse City, MI (Larkin Group) | 13900 S W Bay Shore Dr | (231) 947-8800 |
| 4 | Michigan's Best Insurance Agency | 3639 Cass Rd Ste 6 | (231) 929-9500 |
| 5 | Bay View Insurance Agency | 4200 Three Mile Rd | (231) 941-2244 |
| 6 | Fitzmaurice-Garvin Insurance | 13818 S W Bay Shore Dr | (231) 947-9532 |
| 7 | Grand Traverse Insurance Group | 800 Cottageview Dr Ste 1042 | (231) 943-1360 |
| 8 | Michigan Planners, Inc. | 603 Bay St #2 | (800) 674-9235 |
| 9 | Bankers Life | 1760 Forest Ridge Dr Ste B | (231) 947-4390 |
| 10 | PEARSON AGENCY- FARM BUREAU INSURANCE | 423 E Eighth St | (231) 600-9696 |
Cardinal Insurance Group serves the Traverse City, Michigan, area as a local health insurance agent. It helps individuals and families find appropriate medical coverage plans that meet their specific healthcare needs and budgets. The agency also assists small business owners in navigating group health insurance options for their employees. In the region, it handles Medicare supplement policies for seniors and works to secure short-term health plans for those between coverage periods.
Ford Insurance Inc offers health insurance agent services throughout Traverse City, Michigan. It assists individuals and families with plan selection, enrollment, and ongoing coverage management. The company provides regular policy reviews and helps clients understand changes in their health plans during open enrollment periods. Annual check-ins are offered to assess evolving healthcare needs and adjust coverage accordingly. Its service plans include support for claims questions and provider network inquiries. Ford Insurance Inc addresses the insurance needs of single-family homes, apartments, retail businesses, and restaurants.
As a local office for homeowners, renters, and small business owners in Traverse City, Acrisure Traverse City, MI (Larkin Group) assists clients with finding health insurance agent services tailored to individual needs and budgets. This agency helps customers navigate annual enrollment periods and compare plan options from various carriers. The team also offers guidance for families seeking coverage for dependents. In addition to serving Traverse City, this agency also extends its support to clients in the neighboring community of Acme.
Serving Traverse City and the surrounding communities throughout northern Michigan, Michigan's Best Insurance Agency handles health insurance needs for individuals, families, and small groups. It focuses on explaining plan options to help clients understand coverage for doctor visits, hospital care, and prescription drugs. To manage a typical job, it begins by reviewing a client's current coverage and health needs, then compares available marketplace and private plans, presenting clear cost and benefit differences before guiding the client through enrollment.
Health insurance in Traverse City requires weighing one-time enrollment periods against yearly plan changes during open enrollment, while Bay View Insurance Agency also addresses ongoing coverage needs through life events like job loss or marriage. This agency provides guidance on selecting appropriate plans from available carriers and assists with understanding policy details such as deductibles and networks. Services for new clients or updates to existing policies are available on a scheduled or as-needed basis.
Fitzmaurice-Garvin Insurance offers health insurance plans and general agent services for individuals, families, and small groups in Traverse City, MI. The agency helps clients navigate open enrollment periods and select suitable coverage for medical, dental, and vision needs. Its work includes explaining policy terms, comparing plan options, and assisting with claims and paperwork throughout the year. Local residents often turn to this agent for guidance before major life events like a new job or retirement, or during the annual Medicare enrollment window each fall.
The North Michigan climate, with its harsh winters and unpredictable spring storms, creates unique health insurance needs for residents of Grand Traverse County. Based in Traverse City, Grand Traverse Insurance Group helps individuals and families select health plans that suit their seasonal lifestyles and medical budgets. They guide clients through Medicare, individual plans, and options for the self‑employed, explaining the local network of hospitals and clinics. A thorough initial needs assessment usually forms the first step before exploring any health plan options.
Michigan Planners, Inc. in Traverse City, Michigan, assists individuals and families in navigating the health insurance marketplace by comparing plans for both medical coverage and vision or dental supplements. The agency also specializes in connecting clients with prescription drug plans through Medicare Part D and helps small business owners explore group coverage options. They work with commercial sectors such as offices, warehouses, and food service to identify suitable health benefit packages for their teams.
Bankers Life serves residents in and around Traverse City, MI, handling personal health insurance needs for individuals and families. Commercial coverage options are also available for local small businesses seeking group plans. Their service area includes Traverse City and the broader Grand Traverse region, offering agents who explain Medicare supplements and individual plans directly to clients. Each policy is matched to the client’s specific healthcare requirements during an initial consultation. Agents remain available for follow-up service or repeat visits between regularly scheduled annual reviews to adjust coverage as needs change.
What Does a a Health Insurance Agent in Traverse City Cost?
Health insurance agents in Michigan typically do not charge a direct fee to clients for standard enrollment. For Medicare plans agents may receive a commission from the insurance carrier ranging from 0 to several hundred dollars per policy. Some independent agents charge a flat fee for consulting services which can range from 50 to 200 dollars per hour depending on complexity. This is general information and not insurance advice.
About health insurance agents in Traverse City
Health insurance agents in Traverse City Michigan help individuals families and small businesses find suitable coverage. Agents licensed by the State of Michigan must follow state regulations including the Michigan Insurance Code. Local agents understand the specific needs of northern Michigan residents including access to Munson Healthcare and other regional providers.
Frequently Asked Questions
What does a health insurance agent in Traverse City do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They explain policy details and can assist with subsidy calculations. Agents in Michigan must complete continuing education to maintain their license.
Do I have to pay for a health insurance agent in Michigan?
In most cases you do not pay a fee directly to the agent. Agents are compensated by the insurance company through commissions. Some agents may charge a consulting fee for complex cases but they must disclose this in writing.
What is the open enrollment period in Michigan?
The open enrollment period for ACA plans in Michigan runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving. Medicare open enrollment is October 15 to December 7.
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