The top-rated health insurance agent in Utica, Michigan is Alisha Alef - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Action Insurance Service, Inc., Michigan Insurance and Financial Services - Headquarters, John J. Boyd & Associates, Inc.. This directory lists 13 health insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alisha Alef - State Farm Insurance Agent | 7726 Auburn Rd | (586) 731-5556 |
| 2 | Action Insurance Service, Inc. | 7659 Auburn Rd | (586) 739-9080 |
| 3 | Michigan Insurance and Financial Services - Headquarters | 45136 Cass Ave | (586) 710-7600 |
| 4 | John J. Boyd & Associates, Inc. | 7817 McClellan St | (586) 314-3400 |
| 5 | Beck Insurance | 8344 Hall Rd Suite 102 | (586) 731-5800 |
| 6 | Goosehead Insurance - John VanLoon | 8344 Hall Rd #114 | (248) 554-1185 |
| 7 | ALF Insurance Agency LLC | 8641 Hall Rd | (586) 731-5791 |
| 8 | Michigan Insurance And Financial Services, Utica #2 | 45138 Cass Ave | (586) 710-7605 |
| 9 | Superior Insurance Agency, LLC | 11255 Hall Rd #202 | (586) 843-3262 |
| 10 | HealthMarkets Insurance - John Mazza | 45649 Hayes Rd | (586) 549-1815 |
Alisha Alef - State Farm Insurance Agent serves the Utica, Michigan area as a local health insurance agent. This agency assists individuals and families with navigating their medical coverage options in Macomb County. They work to explain how different health plans can protect against unforeseen medical expenses. The office helps clients understand plan benefits and enrollment periods. Their services include advising on individual health insurance policies and offering guidance on supplemental medical coverage in the Utica region.
Action Insurance Service, Inc. in Utica, MI provides a full range of health insurance agent services, including plan selection guidance, enrollment assistance, and ongoing policy maintenance. It offers service plans that help clients review coverage options during open enrollment periods and manage claims or billing questions throughout the year. The company also provides maintenance support for policy renewals and changes in healthcare needs. It services the insurance needs of individuals, single-family homes, apartments, retail businesses, and restaurants in the local community.
Michigan Insurance and Financial Services - Headquarters in Utica, MI, provides health insurance guidance to homeowners, self-employed individuals, and local businesses seeking individual or group coverage plans. It helps clients navigate policy options and enroll in plans that meet their healthcare needs and budgets. The agency serves the greater Utica area and extends its services eastward into the neighboring community of Shelby Township.
Serving Utica, Michigan, and the surrounding Macomb County communities, John J. Boyd & Associates, Inc. functions as a local health insurance agent. The firm handles the selection of individual and family health plans, along with Medicare supplement and prescription drug coverage options. To manage a typical client engagement, the company first assesses the client's current coverage and specific medical needs before comparing available plans from multiple carriers. It then presents these tailored options side by side, explaining the differences in premiums, deductibles, and provider networks so the client can make an informed choice.
Beck Insurance provides one-time consultations for clients reviewing their current health coverage or ongoing assistance for those needing periodic policy adjustments. The agency helps individuals and families in Utica, Michigan, understand available health insurance plans, including options for preventive care and prescription drug coverage. Service is available on either a scheduled or as-needed basis, depending on each client’s preferences and changing healthcare requirements.
Goosehead Insurance - John VanLoon provides health insurance plan selection services and general personal risk management guidance to residents of Utica, Michigan. The agency assists clients in navigating medical coverage options, including Affordable Care Act marketplace plans and supplemental policies. John VanLoon works with individuals and families to review their healthcare needs and compare available options in the local area. The agency is especially useful during the annual open enrollment period, when people must choose or update their health coverage before the December deadline.
As the open enrollment season approaches in Utica, many residents seek to understand their options for health coverage. ALF Insurance Agency LLC helps clients navigate these plans to find a suitable fit for their needs and budget, listing various available policies. The agency focuses on explaining the details of each plan so individuals and families can make informed decisions. A consultation begins with a no-obligation review of the client's current coverage and personal health requirements. This initial assessment guides the recommendation of potential policies.
Michigan Insurance And Financial Services, Utica #2 works with clients in Utica, Michigan, to identify health insurance plans that align with their medical needs and financial circumstances. This agency can assist individuals and families in navigating enrollment periods and comparing policy options for both routine care and major medical events. It also helps small businesses evaluate group health coverage for their employees. Commercial sectors served include offices, warehouses, and food service establishments.
Superior Insurance Agency, LLC serves residents in and around Utica, Michigan, for health insurance needs. The agency also provides commercial health coverage options for local businesses. Its service area includes the greater Utica region and nearby communities. The agency works to help individuals and groups find suitable health plans through available marketplace or private carriers. Regular clients often return between enrollment periods for plan reviews or changes when their circumstances shift between annual open enrollment windows.
HealthMarkets Insurance - John Mazza, based in Utica, MI, is known for connecting individuals and families with health coverage plans from multiple carriers. The agency serves local clients seeking to navigate open enrollment periods and understand plan options for medical, dental, and prescription drug needs. With guidance on plan comparisons and potential subsidies, the operation helps residents secure policies that match their healthcare routines and budgets. A specialty service it can offer is assisting small-business owners with group health insurance enrollment and compliance requirements.
What Does a a Health Insurance Agent in Utica Cost?
Health insurance agents in Michigan do not usually charge a direct fee to consumers. The cost of the health plan itself varies widely. For example an ACA silver plan for a 40 year old in Macomb County may have a monthly premium between 400 and 700 dollars before subsidies. Subsidies based on income can lower that amount significantly. Medicare supplement plans in Michigan range from about 100 to 300 dollars per month depending on age and plan type. This is general information not insurance advice.
About health insurance agents in Utica
Health insurance agents in Utica Michigan help individuals and families find coverage that fits their needs and budget. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Agents can explain plan options including Affordable Care Act marketplace plans and Medicare Advantage policies.
Frequently Asked Questions
What does a health insurance agent in Utica do?
A health insurance agent in Utica helps you compare plans from different carriers. They explain deductibles copays and provider networks. Agents also assist with enrollment during open enrollment or special enrollment periods.
Do I have to pay a fee to use a health insurance agent in Michigan?
In most cases health insurance agents are paid by the insurance company not by you. Michigan law allows agents to charge a fee for certain services but this is uncommon for individual health plans. Always ask about fees before working with an agent.
When can I enroll in a health plan through a Utica agent?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a qualifying life event like losing other coverage or having a baby. Medicare enrollment has separate windows including the Initial Enrollment Period and Annual Enrollment Period.
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