The top-rated health insurance agent in Kansas City, Missouri is Senior Benefits Plus LLC, rated 5.0 stars across 510 reviews. Other highly rated options include United Medicare Advisors, Prime Insurance Agency, Cole Insure. This directory lists 29 health insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Senior Benefits Plus LLC | 7506 N Oak Trafficway Suite 100 | (816) 793-3880 |
| 2 | United Medicare Advisors | 120 W 12th St Suite 1700 | (855) 378-6226 |
| 3 | Prime Insurance Agency | 9601 NE Barry Rd Ste 120 | (816) 479-0595 |
| 4 | Cole Insure | 1712 Main St Fl 3 | (816) 307-6165 |
| 5 | Abbott Insurance Inc. | 8117 N Oak Trafficway | (816) 452-8810 |
| 6 | Dan Demory - State Farm Insurance Agent | 6996 NW 83 St | (816) 741-3558 |
| 7 | Nominal Insurance | 5545 N Oak Trafficway Suite 12A | (816) 569-6611 |
| 8 | Rich Insurance Agency LLC | 5752 N Broadway | (816) 479-4747 |
| 9 | Kansas City Life Insurance Company | 3520 Broadway Blvd | (816) 753-7000 |
| 10 | Ford Health | 601 E 63rd St Unit 205 | (678) 753-9506 |
Senior Benefits Plus LLC serves clients in the Kansas City, Missouri metro area as a health insurance agent. Their work involves helping individuals and families compare and enroll in plans that meet their medical needs and budgets. They guide clients through the complexities of open enrollment periods and plan changes. Among the specific services they provide in this area are Medicare Advantage plan selection and prescription drug plan coordination.
United Medicare Advisors, a health insurance agent in Kansas City, MO, provides assistance with plan selection, enrollment, and claims support for individual and group medical coverage. Ongoing services include annual plan reviews, subsidy adjustment guidance, and account maintenance throughout the policy year. Additional offerings may include prescription drug plan comparisons and provider network verification. The agency services a variety of locations, including single-family homes, apartment complexes, retail storefronts, and restaurants.
Prime Insurance Agency serves families, individuals, and small business owners in the Kansas City area who need to select or adjust their health insurance coverage. It assists clients with comparing medical plans, explaining policy details, and navigating enrollment periods. The agent works with various major insurers to find appropriate options for diverse healthcare needs and budgets. Its service area includes the nearby communities of Overland Park and Lee's Summit within the greater Kansas City metro.
Cole Insure serves clients in Kansas City, Missouri, and the surrounding communities. As a health insurance agent, it handles individual and family health plans, as well as small group coverage options. Navigating the local market can be complex, so the agency evaluates each client’s specific healthcare needs and budget. It then compares plans from available carriers to identify suitable choices. In a typical job, the agent explains the differences in deductibles, networks, and out-of-pocket costs, helping the client make an informed decision about their coverage.
Abbott Insurance Inc., based in Kansas City, MO, helps clients distinguish between one-time needs, such as a short-term health policy, and recurring service options like annual open enrollment assistance. Coverage varies widely by plan and insurer, so the agent explains how deductibles, copays, and provider networks apply to a customer’s specific situation. Guidance focuses on matching available local and national plans to a household’s medical usage and budget. This service runs on an as-needed basis, with no requirement for scheduled check-ins unless the policyholder requests a review.
Dan Demory - State Farm Insurance Agent in Kansas City, Missouri specializes in health insurance policies along with a full range of general insurance services including auto, home, and life coverage. The agency assists local clients in navigating plan options to find suitable protection for medical needs. As open enrollment periods or unexpected life events occur, the office helps individuals and families reassess their coverage to maintain adequate, affordable health insurance throughout the year.
Nominal Insurance helps residents in Kansas City, Missouri, find and enroll in individual health plans that match their needs. The agency also assists local businesses with group commercial health coverage for employees throughout the greater Kansas City area. Their licensed agents explain policy details clearly, helping clients understand deductibles, networks, and benefits before they choose. After the initial enrollment, the agency follows up with clients during the year to address any billing issues or coverage changes, ensuring smooth service between regular open enrollment periods.
Rich Insurance Agency LLC in Kansas City, MO is a health insurance agent known for guiding individuals and families through available coverage plans. Its service range includes helping clients compare different policy options during open enrollment periods. The company assists with understanding terms such as deductibles and provider networks. Clients receive support in selecting suitable plans that address their medical needs. A specialty service it can add on is coordinating enrollment in supplemental accident or critical illness policies.
Kansas City Life Insurance Company provides health insurance guidance to individuals and groups in Kansas City, Missouri. Its agents specialize in helping clients select suitable health coverage plans and navigate enrollment procedures. The firm works with local residents to understand their healthcare needs and match them with appropriate policy options. It also serves commercial sectors including offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in Kansas City Cost?
Health insurance agents in Missouri generally do not charge you directly for their services. Their compensation comes from commissions paid by the insurance carriers which are built into the plan premiums. For individual ACA plans monthly premiums in Kansas City can range from 300 to 800 dollars depending on age income and metal tier. Small business group plans may have different pricing structures. This is general information and not insurance advice.
About health insurance agents in Kansas City
Health insurance agents in Kansas City Missouri help individuals families and small businesses find coverage that fits their needs and budget. These agents are licensed by the Missouri Department of Insurance and must follow state regulations including network adequacy requirements for ACA plans. Working with a local agent gives you access to someone who understands the Kansas City healthcare market and can explain Missouri specific options like the MO HealthNet program.
Frequently Asked Questions
What is the difference between a health insurance agent and a broker in Missouri?
Both agents and brokers are licensed to sell health insurance in Missouri. An agent typically represents one or more specific insurance companies while a broker can offer plans from multiple carriers. Both must follow Missouri law including disclosure requirements about their compensation.
Can a health insurance agent help me enroll in an ACA plan outside of Open Enrollment?
Yes but only if you qualify for a Special Enrollment Period. Qualifying events include losing other coverage getting married having a baby or moving to Kansas City. Missouri follows federal rules for these exceptions. An agent can verify your eligibility and help you apply.
Do health insurance agents in Missouri charge a fee for their services?
Most health insurance agents in Missouri are paid by the insurance companies through commissions so you typically do not pay a direct fee. However some agents may charge a consultation fee for complex cases. You should always ask about any fees before starting the process.
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