The top-rated health insurance agent in St Joseph, Missouri is Clear View Insurance Specialists, rated 4.9 stars across 105 reviews. Other highly rated options include AIS, Makison Insurance & Retirement, Buchanan County Mutual Insurance Company. This directory lists 20 health insurance agents serving St Joseph.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clear View Insurance Specialists | 3849 Frederick Ave | (816) 232-7400 |
| 2 | AIS | 2903 S Belt Hwy | (816) 676-2886 |
| 3 | Makison Insurance & Retirement | 2411 N Woodbine Rd | (816) 209-6765 |
| 4 | Buchanan County Mutual Insurance Company | 1004 S Belt Hwy | (816) 232-0933 |
| 5 | John Joe Insurance Agency, Inc. | 2320 N Belt Hwy | (816) 273-0123 |
| 6 | Wagers Insurance Agency | 3603 Woodlawn Terrace | (816) 676-1000 |
| 7 | Real Insurance | 3901 N Belt Hwy | (314) 451-2407 |
| 8 | McKay Insurance Services, LLC | 3715 Beck Rd Ste A100 | (816) 259-5143 |
| 9 | Benchmark Insurance Agency | 3715 Beck Rd b201 | (816) 279-3400 |
| 10 | Colman Insurance Services | 4305 Frederick Ave # 200 | (816) 236-1725 |
Clear View Insurance Specialists offers health insurance guidance for individuals and families in the St Joseph, MO area, helping to select and manage suitable coverage plans. The agency assists with annual enrollment updates, policy renewals, and routine claim support for ongoing client needs. Their work focuses on simplifying plan options and ensuring steady access to medical care. This agent serves single-family homes, apartments, retail shops, and local restaurants.
AIS serves the St Joseph, Missouri area as a health insurance agent. The company assists local residents and businesses with finding individual health plans and family coverage. It helps clients understand their policy options under the Affordable Care Act and can explain how different deductibles and copays affect monthly bills. AIS also provides guidance on Medicare supplement plans and prescription drug coverage for seniors in the city. Its services include comparing short-term medical policies and dental insurance plans available to St Joseph households.
Makison Insurance & Retirement helps homeowners, families, and small business owners in St Joseph, Missouri, find health insurance plans that fit their medical needs and budgets. As a local health insurance agent, the company guides clients through plan comparisons, enrollment periods, and policy renewals to ensure adequate coverage. The agency also provides Medicare and supplemental health policy options for retirees seeking stable, long-term care solutions. Its service area extends throughout the St Joseph metro region and into neighboring communities such as Savannah and Agency.
Buchanan County Mutual Insurance Company in St Joseph, Missouri helps individuals distinguish between one-time policies for a single coverage need and recurring plans that renew periodically to maintain ongoing protection. This local health insurance agent assists clients in understanding plan options, enrollment procedures, and coverage details for medical care in the region. Service is provided on an as-needed basis, allowing clients to request assistance whenever they require guidance or policy adjustments.
John Joe Insurance Agency, Inc. specializes in connecting clients with suitable health insurance plans, and it provides ongoing support for policy selection and enrollment. The agency guides individuals and families through options for coverage in St Joseph, MO, addressing questions about deductibles and networks. It also assists local small businesses seeking group health solutions. When open enrollment periods end or a sudden life change occurs, the agency helps residents find coverage through special enrollment opportunities.
Serving St. Joseph and surrounding communities in northwest Missouri, Wagers Insurance Agency handles health insurance coverage for individuals and families. The agency works with local residents to identify plans that address medical needs and budgetary considerations. It provides information on policy options available through the marketplace and private insurers. For a typical job, the agency begins by reviewing a client’s current coverage and health requirements, then compares available plans to recommend a suitable choice.
Real Insurance arranges health coverage for individuals and families in the St Joseph, Missouri area. The agency specializes in matching clients with suitable plans from major carriers. They also address supplemental policies such as dental and vision coverage. For businesses, the agents work to design group health benefit packages that fit diverse commercial sectors. Their services commonly assist offices, warehouses, and food service operations in finding appropriate medical insurance solutions for their employees and management teams.
As open enrollment season approaches each year in St Joseph, many individuals and families seek assistance navigating their health insurance options. McKay Insurance Services, LLC responds by providing straightforward guidance on available policies and coverage levels. The agency operates locally to help clients compare plans tailored to their needs, whether for individual, family, or group coverage. A thorough consultation and initial assessment of current health needs and budget, typically conducted in a no‑obligation meeting, forms the first step of their service.
Benchmark Insurance Agency, serving St Joseph, Missouri, is known for helping individuals and families navigate the local health insurance marketplace. The agency offers a range of medical plans, including major medical policies and short-term coverage options. It assists clients in understanding enrollment periods and comparing benefits from various carriers. A specialty service the agency provides is guiding small business owners through group health plan setups and compliance requirements.
Colman Insurance Services serves residents of St. Joseph, Missouri, helping them select appropriate health coverage for their household needs. The agency also offers guidance on commercial health insurance plans for local businesses. Its service area primarily encompasses the greater St. Joseph region and surrounding communities. Agents assist clients in understanding plan options during open enrollment periods and special life events. For existing policyholders, the agency provides follow-up assistance between regular visits to address any changes in coverage or to help manage claims questions.
What Does a a Health Insurance Agent in St Joseph Cost?
The cost of health insurance plans in Missouri varies widely based on age location income and plan type. For an individual a Bronze plan might have a monthly premium of 300 to 500 dollars while a Gold plan could be 500 to 800 dollars. Subsidies through the ACA marketplace can lower these costs for eligible residents. This is general information and not insurance advice.
About health insurance agents in St Joseph
Health insurance agents in St Joseph Missouri help individuals families and small businesses find coverage that fits their needs and budget. Missouri law requires agents to be licensed by the Missouri Department of Insurance. Local agents understand the specific health insurance options available in Buchanan County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in St Joseph do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They explain terms like deductibles copays and out of pocket maximums. They also help with renewals and changes to your coverage.
Do I have to pay a fee to use a health insurance agent in Missouri?
In most cases you do not pay a fee directly to the agent. The agent earns a commission from the insurance company. Always ask about any fees before you start the process.
When can I enroll in a health plan with a St Joseph agent?
You can enroll during the annual Open Enrollment Period usually from November 1 to January 15. You may also qualify for a Special Enrollment Period after a life event like losing other coverage marriage or having a baby.
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