The top-rated health insurance agent in Holbrook, New York is Brian O'Keefe - State Farm Insurance Agent, rated 4.9 stars across 390 reviews. Other highly rated options include VRP Insurance Agency, Fairway Insurance Agency, GMJ Insurance Brokerage LLC. This directory lists 12 health insurance agents serving Holbrook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian O'Keefe - State Farm Insurance Agent | 411 Furrows Rd | (631) 580-3276 |
| 2 | VRP Insurance Agency | 955 Main St Suite 2 | (631) 738-7300 |
| 3 | Fairway Insurance Agency | 101 Colin Dr #7 | (631) 676-2200 |
| 4 | GMJ Insurance Brokerage LLC | 4250 Veterans Memorial Hwy Suite 3100W | (631) 855-0281 |
| 5 | The Coste Agency, Inc. | 1000 Main St | (631) 588-2116 |
| 6 | Matthew Fox: Allstate Insurance | 4250 Veterans Memorial Hwy Ste 228e | (631) 981-4900 |
| 7 | Florence Insurance NY | 233 Union Ave | (347) 315-1511 |
| 8 | Enterprise Insurance | 761 Coates Ave N Ste #41 | (631) 536-5100 |
| 9 | Aflac Insurance Agent - Michael P Destefano | 4250 Veterans Memorial Hwy | (631) 676-5608 |
| 10 | Primerica | 4250 Veterans Memorial Hwy | (631) 439-0386 |
Brian O'Keefe - State Farm Insurance Agent serves the Holbrook area of Suffolk County as a health insurance agent. The agency works with individuals and families to locate appropriate health insurance plans that meet their coverage needs and financial situations. Clients can receive assistance with understanding plan options, deductibles, and networks. The agency also handles annual enrollment periods and helps with policy changes when life events occur. Among its available services are major medical plans and dental insurance policies.
VRP Insurance Agency provides a comprehensive range of health insurance options for individuals, families, and groups in the Holbrook, NY area. Its service plans include helping clients compare policies during open enrollment and navigating the complexities of medical coverage and prescription drug benefits. The agency offers ongoing support for claims questions and plan renewals throughout the year. It regularly services the insurance needs of single-family homes, apartments, retail, and restaurants in the local community.
Fairway Insurance Agency in Holbrook, NY, serves homeowners, families, and individuals seeking health insurance coverage. Its agents explain plan options under the Affordable Care Act and help clients compare policies for medical, dental, and prescription drug needs. The agency assists with enrollment periods and navigates plan details to match customer budgets. It also provides guidance on Medicare supplements and short-term health policies. Fairway Insurance Agency extends its coverage assistance to the neighboring community of Ronkonkoma as well.
GMJ Insurance Brokerage LLC serves Holbrook, New York, and the surrounding communities on Long Island. The company handles health insurance coverage, including plans for individuals, families, and small business owners in the region. It guides clients through the selection of policies that match their medical needs and financial situations. To manage a typical job, it first reviews a client’s current coverage, then compares available plan options from various carriers, and finally presents a clear recommendation suited to the client’s specific healthcare priorities.
The Coste Agency, Inc. in Holbrook, NY offers personalized assistance in selecting suitable health insurance plans, including Medicare options and individual market coverage. It also provides ongoing consultation to help clients understand their policy benefits, network access, and preventive care services. As a local health insurance agent, the agency addresses common concerns like aligning plan choices with prescription drug formularies. Additionally, it helps clients evaluate coverage adjustments during the annual Open Enrollment Period to better manage out-of-pocket medical expenses.
Matthew Fox: Allstate Insurance advises local clients on the difference between one-time health plan selections and ongoing coverage management needs. As a health insurance agent in Holbrook, NY, this agency assists individuals and families with understanding plan options, enrollment periods, and policy adjustments. The service runs on an as-needed basis, helping clients with new applications, open enrollment changes, or life-event updates whenever those situations arise.
As the open enrollment season approaches on Long Island, many individuals and families in the Holbrook area seek clear guidance on their health plan options. Florence Insurance NY acts as a local health insurance agent, helping clients compare available plans to match their medical needs and financial circumstances. They assist with navigating both individual and family coverage policies. A typical first step in their process involves a complimentary initial consultation to assess the client’s current coverage and healthcare requirements.
Enterprise Insurance serves as a health insurance agent in the Holbrook, New York area, assisting clients with selecting appropriate medical coverage plans. The company can analyze an individual’s or a business’s specific healthcare needs to identify suitable policies from various carriers. Its specialty involves managing the complexities of plan enrollment, claims assistance, and annual policy reviews to ensure continuous coverage. This agency can serve a range of commercial sectors, including professional offices, industrial warehouses, and food service establishments.
Aflac Insurance Agent - Michael P Destefano serves residents of Holbrook, New York, providing comprehensive health insurance plans tailored to individual needs. Commercial coverage options are also available for local businesses seeking group benefits. The agency serves families and employers throughout the broader Long Island region. Routine policy reviews and claims assistance are offered to ensure coverage remains suitable over time. Follow-up service is provided between regular visits to address any changes in health status or insurance needs.
What Does a a Health Insurance Agent in Holbrook Cost?
In New York, health insurance agents are typically compensated by the insurance company, not by the client. This means you usually pay no direct fee for their services. However, the cost of the health insurance plan itself varies widely. For example, a mid-level silver plan for an individual in Suffolk County might range from 400 to 700 dollars per month before subsidies. Costs depend on your age, income, and plan choice. This is general information, not insurance advice.
About health insurance agents in Holbrook
Health insurance agents in Holbrook, New York help individuals and families find coverage that meets their needs. New York state law requires all health insurance plans to cover essential health benefits and prohibits medical underwriting. Agents can guide you through the New York State of Health marketplace or private plans and explain your options under state regulations.
Frequently Asked Questions
What does a health insurance agent in Holbrook do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They are licensed in New York and can assist with individual, family, and small business plans. They do not provide legal advice but can explain policy details and costs.
Do I need a health insurance agent to enroll in a plan in New York?
No, you can enroll directly through the New York State of Health marketplace or a private insurer. However, an agent can simplify the process by comparing plans and answering questions. Their services are usually free to you because they are paid by the insurance company.
What New York laws affect health insurance plans an agent can offer?
New York requires all plans to cover essential health benefits like hospitalization and prescription drugs. The state also has open enrollment periods and special enrollment rules for life events. Agents must follow state regulations and cannot sell short-term plans that do not meet minimum coverage standards.
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