The top-rated health insurance agent in Lindenhurst, New York is Luis Hernandez - State Farm Insurance Agent, rated 5.0 stars across 234 reviews. Other highly rated options include Maria Zinerco: Allstate Insurance, Thomas J. Sant: Allstate Insurance, Anthony Albano - State Farm Insurance Agent. This directory lists 15 health insurance agents serving Lindenhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Hernandez - State Farm Insurance Agent | 186 S 1st St Ste C | (631) 956-4003 |
| 2 | Maria Zinerco: Allstate Insurance | 773 N Wellwood Ave | (516) 561-6770 |
| 3 | Thomas J. Sant: Allstate Insurance | 7 W Hoffman Ave | (631) 957-4800 |
| 4 | Anthony Albano - State Farm Insurance Agent | 504 W Montauk Hwy | (631) 225-1500 |
| 5 | The Retirement Center | 125A S Wellwood Ave | (631) 987-7555 |
| 6 | Plus Insurance Service NY | 271-279 S Wellwood Ave | (631) 572-3818 |
| 7 | Nationwide Insurance: Stephen Patrick Cali | 173 S Wellwood Ave | (631) 592-1250 |
| 8 | Young Insurance NY | 196 S 1st St | (631) 318-0965 |
| 9 | Tom Falletta: Allstate Insurance | 53 W Montauk Hwy | (631) 225-4100 |
| 10 | HF Wrieth Insurance | 368 S Wellwood Ave | (631) 226-2264 |
Luis Hernandez - State Farm Insurance Agent serves Lindenhurst, New York, and the surrounding Nassau County area, offering health insurance solutions tailored to individual and family needs. The agency provides guidance on selecting plans that balance coverage with budget considerations, helping clients navigate open enrollment periods and plan changes. Services include comprehensive health insurance and supplemental policies for medical expenses, dental care, and vision coverage.
Maria Zinerco: Allstate Insurance in Lindenhurst, NY, provides a range of services that help clients navigate the complexities of health insurance selection and enrollment. It assists individuals and families in understanding their coverage options, including plan details and network benefits, while also offering assistance with policy maintenance and annual renewals. Guidance on modifying plans to accommodate changing health needs or life circumstances is provided to ensure continued appropriate coverage. The agency services single-family homes, apartments, retail businesses, and restaurants.
Thomas J. Sant: Allstate Insurance serves local homeowners, renters, and small business owners in Lindenhurst, New York with personalized health insurance agent services. The agency helps clients navigate individual and family health plans, explains available coverage options, and assists with enrollment periods to ensure policyholders understand their benefits. This location provides guidance on supplementing existing health coverage with additional protection for unexpected medical expenses. It also serves clients in neighboring Copiague and the greater Babylon area.
Serving Lindenhurst and the surrounding South Shore communities, Anthony Albano - State Farm Insurance Agent helps clients navigate health insurance options. The agency addresses individual and family plans, aiming to find coverage that aligns with personal healthcare needs and financial situations. For each typical job, it begins by reviewing the client’s medical requirements and budget before comparing available marketplace policies to identify suitable choices.
The Retirement Center in Lindenhurst, NY assists clients navigating the difference between one-time plan reviews and recurring enrollment support. Coverage guidance typically includes comparing Medicare supplements, advantage plans, and prescription drug options to match individual healthcare needs. Regular clients may schedule annual check-ins during open enrollment periods, while others require as-needed help when medical situations change. Practical advice addresses understanding out-of-pocket costs and network restrictions. Service runs on a one-time, scheduled, or as-needed basis per each client’s preference.
Open enrollment season in Lindenhurst often brings questions about how to navigate changing plan options. Plus Insurance Service NY helps local residents sort through their health insurance needs by comparing available policies and explaining coverage details in plain terms. Clients receive personalized attention to help them understand what fits their medical requirements and budget. To begin this process, the company schedules an initial consultation to review each person's current coverage and upcoming health needs before presenting tailored options for consideration.
Nationwide Insurance: Stephen Patrick Cali provides guidance on individual and family health insurance plans, including Medicare supplements and prescription drug coverage. It serves clients in Lindenhurst, New York, and the surrounding area. The agency assists with comparing policies, understanding benefits, and completing enrollment applications. It also helps individuals evaluate their options during open enrollment periods or when a qualifying life event, such as a job change or new baby, triggers a special enrollment window.
Young Insurance NY serves clients in the Lindenhurst area by offering guidance on health insurance plans and coverage options. As a dedicated health insurance agent, the company assists individuals and families in navigating plan selections, enrollments, and policy renewals throughout the year. It can also provide specialty add-ons such as dental, vision, and supplemental health policies to enhance basic coverage. The firm works with commercial sectors including local offices, warehouses, and food service operations to find suitable group health benefits.
Tom Falletta: Allstate Insurance in Lindenhurst, NY offers personal health insurance coverage to local residents, ensuring individual medical needs are addressed. The agency also provides commercial health plans for small and large businesses in and around Lindenhurst. A focus on responsive service extends across Nassau and Suffolk counties. New consultations include a review of plan options and benefit details. The office welcomes regular follow-ups and policy adjustments between scheduled visits to keep coverage current with changing health requirements.
What Does a a Health Insurance Agent in Lindenhurst Cost?
Health insurance plan costs in Lindenhurst vary by age, income, and plan tier. Monthly premiums for an individual can range from around 400 to 800 dollars for a silver plan before subsidies. Subsidies from the New York State of Health can lower costs significantly for eligible residents. This is general information and not insurance advice.
About health insurance agents in Lindenhurst
A health insurance agent in Lindenhurst, New York helps individuals and families find coverage through private plans or the New York State of Health marketplace. Agents can explain options like Qualified Health Plans and Essential Plans available under New York law. They also assist with subsidy calculations and annual open enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Lindenhurst do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage. They are licensed by the New York State Department of Financial Services. They can also help with renewals and changes after qualifying life events.
Is there a special enrollment period in New York?
Yes, outside the annual open enrollment period you may qualify for a special enrollment period if you have a qualifying life event. Examples include losing other coverage, getting married, or having a baby. You generally have 60 days from the event to enroll.
Do agents charge fees for their services in New York?
Most health insurance agents are paid by the insurance companies, not by you. However, some agents may charge a consulting fee for complex cases. You should always ask about fees before working with an agent.
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