ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Health Insurance Agents Near You in Oswego, NY

Browse health insurance agents serving Oswego, New York. Updated 2026-07-14.

The top-rated health insurance agent in Oswego, New York is Ray Haynes Jr - State Farm Insurance Agent, rated 4.9 stars across 114 reviews. Other highly rated options include Canale Insurance & Accounting, OVIA Insurance Agencies, Christopher Nelson - State Farm Insurance Agent. This directory lists 16 health insurance agents serving Oswego.

Showing 16 health insurance agents in Oswego, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ray Haynes Jr - State Farm Insurance Agent142 W Utica St(315) 343-3276
2Canale Insurance & Accounting234 East Albany Street 201 S Second Street, Fulton, NY 13069, 234 E Albany St(315) 343-4456
3OVIA Insurance Agencies166 W 1st St(315) 343-6310
4Christopher Nelson - State Farm Insurance Agent209 W 7th St(315) 342-3639
5Phillip Tyler: Allstate Insurance27 Gregory St(315) 343-1262
6Oswego County Office For Aging70 Bunner St(315) 349-3484
7FitzGibbons Agency44 E Bridge St #1(315) 342-5000
8Horan Companies - The Insurance Place11 4th Ave suite h(315) 343-6343
9Oswego Valley Insurance Agency166 W 1st St(315) 343-6310
10The Gioia Insurance Agency112 E Bridge St(315) 293-3333
RH
142 W Utica St
Ray Haynes Jr - State Farm Insurance Agent
Health Insurance Agent · Oswego, NY

Ray Haynes Jr - State Farm Insurance Agent serves Oswego County and the surrounding area, providing health insurance coverage to local residents and families. The agency helps clients navigate available health plans and understand their benefits under current regulations. Services include enrolling individuals in individual health plans during open enrollment periods. The agent also assists with short-term medical policies for those between coverage gaps.

CI
234 East Albany Street 201 S Second Street, Fulton, NY 13069, 234 E Albany St
Canale Insurance & Accounting
Health Insurance Agent · Oswego, NY
OI
166 W 1st St
OVIA Insurance Agencies
Health Insurance Agent · Oswego, NY

OVIA Insurance Agencies serves homeowners and renters across Oswego, New York, helping them navigate individual health coverage options under the Affordable Care Act. It also assists small business owners in finding group health plans for their employees. Local agents explain policy details and enrollment periods to ensure clients understand their benefits. Annual open enrollment and qualifying life events trigger plan updates, which OVIA guides customers through each step. The agency additionally extends its health insurance services to residents in nearby Fulton and the surrounding Cayuga County area.

CN
209 W 7th St
Christopher Nelson - State Farm Insurance Agent
Health Insurance Agent · Oswego, NY

Christopher Nelson’s agency in Oswego, NY, distinguishes between helping clients select a one-time health insurance plan through the marketplace and providing ongoing support for recurring needs like annual renewals. Coverage options focus on local individual and family health policies that meet regulatory requirements. Clients can visit the office for personalized plan comparisons or manage existing policies by phone or online. Service runs as needed for sudden enrollment questions, scheduled for open enrollment periods, and on a continuous basis for claims assistance.

PT
27 Gregory St
Phillip Tyler: Allstate Insurance
Health Insurance Agent · Oswego, NY

Serving Oswego, New York, and the surrounding communities, Phillip Tyler: Allstate Insurance handles a range of health insurance agent needs. The agency offers guidance on health coverage options to help individuals and families manage their medical care. It works with clients to understand their specific situations, focusing on finding appropriate plans that fit their budgetary and healthcare requirements. To handle a typical job, the agent reviews a client’s existing coverage, explains available policy details, and assists with completing the necessary enrollment paperwork.

OC
70 Bunner St
Oswego County Office For Aging
Health Insurance Agent · Oswego, NY

Oswego County Office For Aging specializes in Medicare supplemental plans and prescription drug coverage for older adults, while also assisting clients with selecting suitable health insurance policies for their individual needs. The agency helps navigate federal and state insurance programs to secure appropriate coverage. During the annual Medicare open enrollment period, it aids local residents in reviewing plan changes and adjusting their benefits to better manage healthcare costs.

FA
44 E Bridge St #1
FitzGibbons Agency
Health Insurance Agent · Oswego, NY

As open enrollment season approaches in Oswego County, FitzGibbons Agency provides local health insurance guidance to individuals and families navigating plan choices. Based in Oswego, this agency assists clients with understanding coverage options, comparing policies, and identifying potential subsidies. Their work focuses on matching specific healthcare needs with appropriate insurance products available in the region. An initial consultation is typically scheduled to review medical history, current prescriptions, and any preferred providers before recommending a suitable plan.

HC
11 4th Ave suite h
Horan Companies - The Insurance Place
Health Insurance Agent · Oswego, NY

Horan Companies - The Insurance Place works to help individuals and groups navigate the complexities of health insurance selection and enrollment in Oswego, New York. The agency specializes in supplementing standard medical plans with additional coverage options tailored to customer needs. Its agents regularly assist with evaluating policy deductibles and out-of-pocket limits to match client budgets. This Health Insurance Agent can serve a variety of commercial sectors, including professional offices, local warehouses, and food service establishments requiring specific health benefit solutions.

OV
166 W 1st St
Oswego Valley Insurance Agency
Health Insurance Agent · Oswego, NY

Oswego Valley Insurance Agency provides health insurance options for residents in and around Oswego, New York, helping individuals find coverage that suits their medical needs. The agency also serves local businesses by assisting with commercial health plans for their employees. Its service area extends across Oswego County, ensuring accessibility for both urban and rural clients. Following an initial policy selection, agents remain available to handle questions, adjustments, or claims support in the period between annual enrollment periods or regular plan renewals.

GI
112 E Bridge St
The Gioia Insurance Agency
Health Insurance Agent · Oswego, NY

The Gioia Insurance Agency in Oswego, NY assists individuals and families in navigating the complexities of health coverage. It focuses on matching clients with suitable health insurance plans tailored to their specific needs. Beyond standard offerings, the agency also specializes in supplemental products to provide additional protection against medical expenses. It serves a diverse clientele, helping both small offices and larger commercial operations. The agency can also help secure coverage for businesses such as warehouses and entities in the food service industry.

NF
28 W Bridge St
Naioti Financial Services
Health Insurance Agent · Oswego, NY
(813) 603-6913
naiotifinancialservice.com
ZU
100 W 5th St
Zurich
Health Insurance Agent · Oswego, NY
(315) 342-1875
zurich.com
OH
190 5th Ave
Oswego Health First
Health Insurance Agent · Oswego, NY
(914) 704-3598
HH
1041 Rathburn Rd
Hoefer Health Insurance
Health Insurance Agent · Oswego, NY
(315) 342-1688
NM
218 W 8th St
Northwestern Mutual
Health Insurance Agent · Oswego, NY
(315) 343-2323
oswego.nm.com
AP
27 Gregory St
Allstate Personal Financial Representative: Lester Kelsey
Health Insurance Agent · Oswego, NY
(315) 343-1262
agents.allstate.com/lester-kelsey-oswego-ny.html

What Does a a Health Insurance Agent in Oswego Cost?

The cost of health insurance plans in Oswego varies by age, income, and plan type. For 2024, a mid-level silver plan for a single adult in Oswego County may range from 400 to 700 dollars per month before subsidies. Subsidies from the New York State of Health can lower monthly premiums for eligible individuals. Small business group plans have separate pricing. This is general information and not insurance advice.

About health insurance agents in Oswego

A health insurance agent in Oswego, New York can help you compare plans from major carriers like Excellus BlueCross BlueShield and Fidelis Care. New York State requires all individual and small group plans to cover essential health benefits under state law. An agent can guide you through the New York State of Health marketplace or private options based on your needs.

Frequently Asked Questions

What does a health insurance agent in Oswego do?

A health insurance agent helps you review and enroll in health plans. They explain coverage details, premiums, and deductibles. They can assist with individual, family, and small business plans in Oswego County.

Do I have to pay a fee to use a health insurance agent in New York?

Health insurance agents in New York are typically paid by the insurance carrier, not by you. You do not pay a separate fee for their services. This applies to plans sold on and off the New York State of Health marketplace.

What is the open enrollment period for health insurance in New York?

The open enrollment period for individual health plans in New York usually runs from November 1 to January 31 each year. Outside this window, you may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving to Oswego.

Health Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.