The top-rated health insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 684 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 16 health insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 2 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 3 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 4 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 5 | Budget Brokerage Insurance | 1186A E Main St | (631) 369-1000 |
| 6 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 7 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 8 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 9 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
| 10 | Farm Family Casualty Insurance | 18 1st St | (631) 727-7767 |
Daniel Valet - State Farm Insurance Agent serves the Riverhead, New York, area, specializing in health insurance coverage for individuals and families. The agency helps clients navigate plan options, including preventive care and prescription drug benefits. They provide guidance on selecting plans that meet local network requirements and budget considerations. The office also assists with managing annual enrollment periods and understanding policy changes. Specific services include major medical plans and Medicare supplement insurance.
Elizabeth Hanlon: Allstate Insurance in Riverhead, NY, provides a range of health insurance agent services, including helping clients select individual or family health plans and explaining plan benefits. Ongoing service options are available, with the agent assisting with policy adjustments during open enrollment periods and helping to answer coverage questions throughout the year. The agency services various properties, supporting single-family homes, apartments, retail spaces, and restaurants in the local area.
Ed Graves - State Farm Insurance Agent serves homeowners, renters, and small business owners in Riverhead, New York, seeking individual or family health insurance plans. The agency helps clients understand available coverage options, including policies that address routine medical care and major medical needs. Appointments are available to review plan details and discuss deductibles or provider networks. The office also assists property managers with related insurance questions. Its service area extends to neighboring communities like Calverton and Flanders within Suffolk County.
The RUOK Insurance Agency, Inc. in Riverhead, NY, reviews two distinct service paths for clients: one-time plan comparisons and ongoing enrollment support. Coverage considerations typically involve evaluating local healthcare networks and prescription drug formularies offered through the New York marketplace and private insurers. The team helps individuals and small groups understand annual renewal periods and subsidy eligibility. Client engagement operates solely on an as-needed basis, with no scheduled review cycles or mandatory follow-up appointments.
Serving Riverhead, New York, and the surrounding communities across Long Island’s East End, Budget Brokerage Insurance handles health insurance plans for individuals, families, and small businesses. The agency works with clients to navigate available coverage options, including Affordable Care Act plans and supplemental policies, helping them understand plan details and enrollment requirements. Each engagement typically begins with a review of the client’s current coverage and health needs, followed by a comparison of suitable plans to identify practical, budget-conscious choices for their situation.
Lighthouse Insurance - Riverhead specializes in helping individuals and families navigate health plan selection, offering enrollment assistance for both private and marketplace options. It further serves the community by guiding clients through the nuances of coverage changes, network inclusions, and deductible planning. Understanding how shifting federal policies affect local subsidies, this agent helps Riverhead residents resolve sudden gaps in their annual coverage during New York’s open enrollment periods and special life-event windows.
As local residents in Riverhead face changing health insurance needs during open enrollment season, Giacalone Insurance | Insurance Agency Riverhead offers guidance through available health insurance agent services in the area. The agency assists individuals and families with understanding plan options that meet their medical coverage requirements and budget considerations. Clients receive explanations of different policy features such as deductibles and provider networks. An initial consultation or inspection of current coverage is scheduled to begin the review process.
The Washwick Agency, Inc. serves residents in Riverhead, New York, helping them select health insurance plans that fit their personal needs and budgets. The agency also assists local businesses with commercial coverage options for their employees. Operating within Riverhead and the surrounding area, the company provides guidance through the enrollment process and ongoing policy questions. Agents work to ensure clients understand their benefits, and they schedule follow-up appointments between regular open enrollment periods to review any necessary adjustments.
Acrisure Riverhead, NY (Atlantic Agency) is known as a local health insurance agent serving residents and businesses throughout the Riverhead area. The agency offers guidance on individual health plans, family coverage, and group benefit options designed to meet diverse needs. It helps clients navigate plan selection and enrollment periods. Supplementing its core services, the agency also provides specialty support for Medicare supplement plans.
Farm Family Casualty Insurance provides health insurance agent services in Riverhead, New York, helping clients navigate individual and group plan options. The company specializes in supplemental coverage add-ons such as dental and vision policies to broaden protection. Its work involves assessing client needs, explaining policy terms, and facilitating enrollment with major carriers. Commercial sectors it can serve include offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in Riverhead Cost?
In New York, health insurance premiums vary by plan type, age, and location. For a 40-year-old in Riverhead, a bronze plan might cost around $400 to $550 per month, while a silver plan could range from $500 to $700 per month. Gold and platinum plans are higher. Subsidies based on income can lower these costs significantly. This is general information, not insurance advice.
About health insurance agents in Riverhead
A health insurance agent in Riverhead, New York can help you navigate the New York State of Health marketplace and private insurance options. Agents are licensed by the New York State Department of Financial Services and must follow state regulations. They assist with individual plans, family coverage, and small business health insurance in Suffolk County.
Frequently Asked Questions
What does a health insurance agent in Riverhead do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your options. They can assist with New York State of Health marketplace plans or private insurance. Agents provide guidance on subsidies and cost-sharing reductions available under New York law.
Do I have to pay a fee for a health insurance agent in New York?
In New York, health insurance agents are typically paid by the insurance company, not by you. You do not pay extra for their services when enrolling in a plan. Some agents may charge a fee for ongoing consulting, but this must be disclosed upfront.
What is the open enrollment period for health insurance in New York?
The open enrollment period for individual health insurance in New York usually runs from November 1 to January 31 each year. Outside this period, you may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving. An agent can help you determine if you qualify.
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