The top-rated health insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 19 health insurance agents serving Saratoga Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Magne - State Farm Insurance Agent | 120 West Ave Apartment 102 | (518) 633-1010 |
| 2 | Bob Fitch - State Farm Insurance Agent | 440 Maple Ave | (518) 409-8685 |
| 3 | Dione Ramsdill - State Farm Insurance Agent | 4286 NY-50 | (518) 581-7010 |
| 4 | Jenks Family Insurance Agency, LLC | 11 Ballston Ave | (518) 581-1111 |
| 5 | Todd Harvey Farmers Insurance | 2 Smith Bridge Rd | (518) 693-6893 |
| 6 | Armor Group Insurance Agency | 340 Broadway Ste 301 | (518) 952-4296 |
| 7 | AAA Saratoga | 26 West Ave | (518) 587-8529 |
| 8 | Cote Insurance Agency | 68 Weibel Ave | (518) 587-3303 |
| 9 | Maureen Hallaran, Licensed Medicare Agent | 120 West Ave Apartment 302 | (518) 581-1642 |
| 10 | Saratoga Medicare Group | 125 High Rock Ave suite 215 | (518) 528-1550 |
Kyle Magne - State Farm Insurance Agent serves the Saratoga Springs, New York community as a health insurance agent. The office helps residents find individual and family health plans that fit their specific needs and budgets. Navigating open enrollment periods and understanding plan benefits can be complex, so the agency provides guidance throughout the selection process. They also assist with policy renewals and address questions about coverage options. The office handles plan comparisons for major medical insurance and advises on supplemental health policies for this area.
Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY provides a range of health insurance plans, including individual and family policies. The office assists clients with selecting appropriate coverage and offers guidance on plan maintenance and changes throughout the year. Customers can rely on the agency for support with annual renewals and any policy adjustments needed after life events. The agency services clients for single-family homes, apartments, retail properties, and restaurants in the local area.
Dione Ramsdill - State Farm Insurance Agent serves homeowners, renters, and drivers in Saratoga Springs, New York, helping them select health insurance plans that align with their medical needs and financial situations. The agency provides guidance on individual and family coverage options, explaining plan benefits, deductibles, and preventive care provisions to local clients. It also assists small business owners with group health policies for their employees. In addition to its Saratoga Springs location, the agency extends its services to residents in nearby Wilton.
Serving Saratoga Springs, NY, and the surrounding communities across Saratoga County and the Capital Region, Jenks Family Insurance Agency, LLC handles individual and family health insurance plans as well as group policies for small businesses. The agency specializes in explaining the differences between plans offered on and off the New York State of Health marketplace. To handle a typical enrollment, the agency first reviews a client’s current coverage and medical needs, then compares available options to identify suitable benefits.
In health insurance, clients may seek a single policy review or require ongoing coverage adjustments as needs evolve. Todd Harvey Farmers Insurance, located in Saratoga Springs, NY, assists individuals and families in selecting appropriate health plans from available options, explaining deductibles and network structures to clarify coverage details. The company’s service is available on both a one-time basis for specific consultations and as scheduled for recurring annual enrollment support, ensuring assistance is provided as needed.
Serving the Saratoga Springs area, Armor Group Insurance Agency specializes in guiding clients through open enrollment periods and selecting appropriate individual or family health plans. It assists with Medicare supplement options and helps small businesses navigate group insurance requirements. This health insurance agent works directly with major carriers to help residents understand their coverage choices. The agency often assists with time-sensitive issues such as enrolling during qualifying life events or finding short-term options between jobs.
As the leaves turn and open enrollment approaches in Saratoga Springs, residents and small business owners often need guidance through their health plan options. AAA Saratoga addresses this need by acting as a local health insurance agent. They help explain the different policies available on the New York market, from individual plans to family coverage. Their work focuses on matching clients with the plan that best fits their medical needs and monthly budget. This process typically begins with a thorough assessment of a client’s current healthcare usage and financial priorities.
Cote Insurance Agency is a Health Insurance Agent in Saratoga Springs, New York known for helping individuals and families navigate plan selection. Its service range includes guiding clients through open enrollment periods, comparing coverage options, and explaining essential health benefits under local and federal regulations. The agency assists with subsidy eligibility and network provider requirements for those on individual or group plans. It can add concierge assistance for integrating dental and vision coverage alongside major medical policies.
Maureen Hallaran, Licensed Medicare Agent provides health insurance guidance from her Saratoga Springs office. She specializes in helping individuals navigate Medicare plans, including supplement and advantage options. Her work involves assessing each client’s medical needs to recommend suitable coverage. The agent can assist with policies for professionals working in offices, requiring protection tailored to office environments. She also serves businesses managing the physical demands of warehouses, along with food service operations needing coverage for their staff preparing and serving meals.
Saratoga Medicare Group provides health insurance agent services to residents of Saratoga Springs and the surrounding region. They serve individuals and families seeking private insurance plans, and they also assist local businesses with commercial coverage options throughout the broader New York area. For each client, the agent explains available plan details, guiding them through the enrollment process in a straightforward manner. After an initial appointment, staff can follow up to adjust coverage between regular visits, ensuring that plans still fit changing needs.
What Does a a Health Insurance Agent in Saratoga Springs Cost?
Health insurance agents in New York typically do not charge a direct fee to consumers. Their compensation comes from commissions paid by insurance carriers. These commissions are built into the plan premium and do not increase your cost. For individual plans monthly premiums in Saratoga Springs can range from 300 to 800 dollars depending on age income and metal tier. Small business group plans have different pricing structures. This is general information not insurance advice.
About health insurance agents in Saratoga Springs
Health insurance agents in Saratoga Springs help individuals families and small businesses find coverage that meets their needs and budget. New York requires all agents to be licensed by the Department of Financial Services and follow strict rules about plan disclosure and enrollment periods. Local agents understand the specific network options available at Saratoga Hospital and other regional providers.
Frequently Asked Questions
What does a health insurance agent in Saratoga Springs do?
A health insurance agent helps you compare plans from multiple carriers like Empire BlueCross CDPHP and MVP. They explain deductibles copays and out-of-pocket maximums. They also assist with enrollment during Open Enrollment or a Special Enrollment Period.
How do I know if an agent is licensed in New York?
You can check an agent license on the New York State Department of Financial Services website. All licensed agents have a National Producer Number NPN. It is illegal for unlicensed individuals to sell health insurance in New York.
Can a health insurance agent help me with Medicaid or Essential Plan?
Yes many agents in Saratoga Springs are certified to help with NY State of Health enrollment. This includes the Essential Plan for low income adults and Child Health Plus. Agents do not charge you for this service.
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