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HomeHealth Insurance AgentsNew York › Smithtown

Find Health Insurance Agents Near You in Smithtown, NY

Browse health insurance agents serving Smithtown, New York. Updated 2026-07-14.

The top-rated health insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 14 health insurance agents serving Smithtown.

Showing 14 health insurance agents in Smithtown, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jennifer O'Brien - State Farm Insurance Agent550 Smithtown Bypass 2nd Fl Suite 114(631) 724-0002
2Joe Aguirre - State Farm Insurance Agent61 W Main St(631) 265-3880
3AAA Smithtown729 Smithtown Bypass(631) 393-7613
4Lynne Barnhardt - State Farm Insurance Agent58 N Country Rd(631) 265-5030
5Philip Forte: Allstate Insurance310 Maple Ave(631) 346-6400
6Platinum Insurance Group111 E Main St(516) 621-2436
7Takach & Associates, Inc112 Terry Rd(631) 366-2774
8Antos Agency Inc158 Terry Rd(631) 360-3737
9Central Insurance Agency93 E Main St(877) 242-9600
10Schaefer Agency Inc. (The)201 E Main St(631) 979-7474
JO
550 Smithtown Bypass 2nd Fl Suite 114
Jennifer O'Brien - State Farm Insurance Agent
Health Insurance Agent · Smithtown, NY

Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York area as a provider of health insurance coverage. The agency works with individuals and families to navigate their plan options and enrollment periods. Clients can rely on the agent for assistance in comparing different policies to find suitable coverage for medical needs. The office handles applications for individual health plans and helps customers understand their benefits and network options during the annual open enrollment period.

JA
61 W Main St
Joe Aguirre - State Farm Insurance Agent
Health Insurance Agent · Smithtown, NY

Joe Aguirre - State Farm Insurance Agent in Smithtown, NY, serves homeowners, renters, and local business owners seeking health insurance coverage in the area. The agency guides clients through plan options tailored to individual or group needs, emphasizing preventive care and out-of-pocket cost considerations. Assistance is provided with policy selection, claims support, and annual enrollment reviews to ensure suitable coverage. The agent also extends these services to nearby communities such as Hauppauge and the surrounding Suffolk County region.

AS
729 Smithtown Bypass
AAA Smithtown
Health Insurance Agent · Smithtown, NY

AAA Smithtown provides health insurance shopping, plan comparison, and enrollment assistance. Its agents help explain available medical, dental, and vision coverage options for individuals and families in Smithtown, NY. Ongoing policy reviews and annual re-enrollment support are offered to ensure clients maintain suitable protection. The company serves local households occupying single-family homes and apartments, as well as commercial properties including retail stores and restaurants.

LB
58 N Country Rd
Lynne Barnhardt - State Farm Insurance Agent
Health Insurance Agent · Smithtown, NY

Serving Smithtown and the surrounding communities of Suffolk County, this agency connects individuals and families with health insurance plans that meet their needs. Located locally, the office handles policy inquiries, plan comparisons, and enrollment assistance for clients seeking medical coverage. The agent works directly with each person to clarify different plan options and benefit structures. For a typical client, the company assesses current coverage requirements and budget constraints before presenting suitable carriers and policy features.

PF
310 Maple Ave
Philip Forte: Allstate Insurance
Health Insurance Agent · Smithtown, NY

In one-time service, a client may purchase a single health insurance plan to meet an immediate need, whereas scheduled services involve periodic policy reviews. Agents working with Philip Forte: Allstate Insurance in Smithtown, NY, help individuals compare coverage for medical visits, prescriptions, and hospital stays. These consultations clarify plan benefits, network options, and out-of-pocket cost differences. Service for this health insurance agent runs on both a scheduled and as-needed basis, allowing clients to request assistance during annual open enrollment or following a qualifying life event.

PI
111 E Main St
Platinum Insurance Group
Health Insurance Agent · Smithtown, NY

Platinum Insurance Group specializes in helping individuals and families compare health coverage options and enroll in suitable plans. Based in Smithtown, NY, this agency provides general consultative services to clients navigating the complexities of Affordable Care Act marketplaces and private insurance networks. It assists with plan selection and subsidy eligibility, explaining deductibles and out-of-pocket costs in clear terms. The office is especially helpful during Open Enrollment for year-round coverage adjustments and when clients face life changes like a job loss or new marriage.

TA
112 Terry Rd
Takach & Associates, Inc
Health Insurance Agent · Smithtown, NY

As Smithtown residents prepare for the annual Medicare open enrollment period, many seek guidance through the complex array of plan options. Takach & Associates, Inc operates in the local health insurance market, helping individuals and families evaluate their coverage needs throughout the year. The company assists clients with understanding different policy types, from individual plans to supplemental coverage. To begin the process of finding a suitable health insurance solution for your specific situation, the company offers an initial consultation to review your current coverage and personal requirements.

AA
158 Terry Rd
Antos Agency Inc
Health Insurance Agent · Smithtown, NY

Antos Agency Inc helps individuals and small business owners in Smithtown, New York find health insurance coverage that fits their medical needs and their budget. As a local health insurance agent, the company navigates open enrollment periods and explains plan options from major carriers. The agency assists clients with understanding deductibles, copays, and network restrictions. Their services extend to commercial sectors that require group health benefits, including offices, warehouses, and food service operations.

CI
93 E Main St
Central Insurance Agency
Health Insurance Agent · Smithtown, NY

Central Insurance Agency in Smithtown, NY serves residents seeking individual health plans, including those navigating open enrollment or special circumstances. For businesses, the agency brokers group coverage tailored to employer needs within the local area. Commercial clients benefit from guidance on plan compliance and cost structures. Throughout the year, the office provides policy reviews to adjust coverage as medical needs or company rosters evolve. Customers typically schedule follow-up consultations between regular visits to reassess deductibles or network options as their situation changes.

SA
201 E Main St
Schaefer Agency Inc. (The)
Health Insurance Agent · Smithtown, NY

Schaefer Agency Inc. in Smithtown, NY, is known for helping individuals and families navigate the complexities of health insurance. Its service range includes advising on plan selection and enrollment for local residents. The agency works with clients to explain coverage options and network details. This assistance is provided for both private market plans and public exchange programs, ensuring clients understand their policies for routine care. A specialty service it can add on is Medicare supplement plan comparisons for retirees.

NI
550 Smithtown Bypass STE 202
Navigators Insurance
Health Insurance Agent · Smithtown, NY
(631) 724-4989
insnavigator.com/home
MI
50 Karl Ave #103
Marluca Insurance
Health Insurance Agent · Smithtown, NY
(631) 543-2232
IA
2 Redan Dr
Island Agency Inc.
Health Insurance Agent · Smithtown, NY
(516) 256-2300
islandagencyinc.com
GI
1 E Main St
Gallagher Insurance, Risk Management & Consulting
Health Insurance Agent · Smithtown, NY
(860) 426-6200
assuredpartners.com/Smithtown

What Does a a Health Insurance Agent in Smithtown Cost?

Health insurance agent services in New York are typically free to consumers because agents are paid commissions by the insurance carriers. The cost of health insurance plans themselves varies widely based on age, location, income, and plan type. For example, a bronze plan for a 40-year-old in Smithtown might range from 400 to 600 dollars per month before subsidies, while a gold plan could be 600 to 900 dollars. This is general information, not insurance advice.

About health insurance agents in Smithtown

Health insurance agents in Smithtown, New York help individuals, families, and small businesses find coverage that meets their needs. New York law requires all health insurance plans sold in the state to include essential health benefits and guarantee issue, meaning insurers cannot deny coverage based on pre-existing conditions. A local agent can explain these rules and guide you through the New York State of Health marketplace or private options.

Frequently Asked Questions

What does a health insurance agent in Smithtown do?

A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They are licensed by the New York State Department of Financial Services and must follow state regulations. Agents can help you understand subsidies available through the New York State of Health marketplace.

Do I need to use the New York State of Health marketplace to get coverage?

Not always. You can buy health insurance directly from a carrier or through an agent outside the marketplace. However, only plans purchased through the marketplace qualify for premium tax credits and cost-sharing reductions if you meet income requirements. An agent can help you decide which path is right for you.

What is the open enrollment period in New York?

The open enrollment period for individual and family health insurance in New York typically runs from November 1 to January 31 each year. Outside of this period, you can only enroll if you have a qualifying life event, such as losing other coverage, getting married, or having a baby. New York also offers a special enrollment period for low-income individuals through Medicaid or the Essential Plan year-round.

Health Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.