The top-rated health insurance agent in Spring Valley, New York is Skyscraper Insurance, rated 4.9 stars across 586 reviews. Other highly rated options include Safeside Insurance Brokerage, Adler's Insurance Agency, Pedriena Wheeler - State Farm Insurance Agent. This directory lists 16 health insurance agents serving Spring Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Skyscraper Insurance | 296 NY-45 | (212) 470-1953 |
| 2 | Safeside Insurance Brokerage | 324 N Main St | (845) 364-0000 |
| 3 | Adler's Insurance Agency | 86 NY-59 | (845) 356-5656 |
| 4 | Pedriena Wheeler - State Farm Insurance Agent | 4 Spring Valley Market Pl | (845) 425-5200 |
| 5 | Hamaspik Medicare Plans | 775 N Main St | (888) 426-2774 |
| 6 | LHB Insurance Brokerage | 176 N Main St | (845) 352-4000 |
| 7 | Forward Coverage | 25 Allik Way Unit 101 | (845) 525-5000 |
| 8 | Zev Rosenbaum: Allstate Insurance | 298 NY-59 | (845) 425-1800 |
| 9 | B & R Insurance Agency Inc | 15 S Main St | (845) 425-0303 |
| 10 | Edouard Insurance Agency Inc | 17 Perlman Dr #205 | (845) 426-0868 |
Skyscraper Insurance serves Spring Valley and the surrounding Rockland County area as a local health insurance agent. It helps individuals, families, and small businesses navigate plan options. The agency assists clients in comparing coverage details and estimating potential out-of-pocket costs. It guides customers through enrollment deadlines. Skyscraper Insurance handles applications for Medicare Advantage plans and short-term major medical policies.
Safeside Insurance Brokerage in Spring Valley, NY, provides a range of health insurance services, including plan comparisons and enrollment assistance for individuals and groups. Its ongoing service offerings include annual policy reviews and claims support to help clients navigate coverage changes and benefits usage. The agency also offers guidance on plan maintenance during life events such as job changes or family expansions. Safeside Insurance Brokerage services single-family homes, apartments, retail stores, and restaurants in the local area.
Adler's Insurance Agency serves homeowners, renters, and small business owners in Spring Valley, New York, by providing health insurance plans and guiding them through enrollment. The agency helps clients compare individual and family policies, explains coverage details, and assists with plan renewals. It works to match customers with suitable options from major carriers in the region. The agency also covers clients in the nearby community of Monsey, offering the same personalized health insurance guidance and local support.
Pedriena Wheeler, operating as a State Farm Insurance Agent, serves Spring Valley, New York, and the surrounding Rockland County communities. The agency handles individual and family health insurance plans, including comprehensive medical coverage and supplemental policies. With a focus on local needs, the agent assesses clients’ specific healthcare requirements and budget constraints. The typical process begins with a personal consultation to compare available policy options, followed by step-by-step guidance through the enrollment paperwork and coverage verification.
For individuals needing periodic advice versus those requiring ongoing support, Hamaspik Medicare Plans offers the appropriate assistance for each situation. Coverage options are developed to address medical needs and budget considerations faced by clients across the Spring Valley area. As health insurance agents, the team simplifies complex plan details to help enroll in suitable policies during annual or special enrollment periods. Service scheduling is provided on either a one-time or as-needed basis according to the client's requirement.
LHB Insurance Brokerage specializes in helping individuals and families navigate the complexities of Obamacare and Medicare plans in Spring Valley, NY. The agency also provides general health insurance services, guiding clients through plan selection and enrollment for both public exchanges and private coverage. Assisting with annual open enrollment periods, the team addresses the specific need for finding suitable coverage when policy changes or personal circumstances shift.
Forward Coverage in Spring Valley, New York assists individuals and families with selecting health insurance plans suited to their medical needs and financial circumstances. The agency provides guidance on understanding policy details, coverage limits, and out-of-pocket expenses. As a health insurance agent, it helps clients navigate enrollment periods and plan changes. The company also focuses on tailoring supplemental coverage options. Its services extend to local commercial sectors including professional offices, warehouses, and food service businesses.
As the seasonal shifts in Spring Valley often bring new health coverage decisions for families and individuals, Zev Rosenbaum of Allstate Insurance helps navigate local health insurance agent options. The agency works to match clients with suitable plans that address medical needs and budgets in the area. Conversations begin by reviewing a person’s current coverage, anticipated health care usage, and any upcoming changes. This consultation includes outlining available policy features and network choices. The initial step usually involves a brief inspection of each client’s existing or prospective health insurance documents.
B & R Insurance Agency Inc in Spring Valley, NY works with local residents to find health coverage that fits their individual needs. The agency also helps businesses secure commercial health plans for employees throughout the surrounding area. With a focus on matching policies to each client’s situation, the team explains plan options and handles enrollment details. They maintain ongoing contact with clients and provide follow-up support between regular visits to adjust coverage as circumstances change.
Edouard Insurance Agency Inc in Spring Valley, NY is known for connecting individuals and families with health insurance plans that meet their medical needs and budgets. The agency reviews available marketplace options to help clients understand coverage details, deductibles, and provider networks. It also guides customers through enrollment periods and policy changes to ensure continuous protection. In addition to major medical plans, the agency offers supplemental health insurance products such as dental or vision coverage as a specialty service.
What Does a a Health Insurance Agent in Spring Valley Cost?
The cost of health insurance plans in Spring Valley varies by age, income, and plan type. Monthly premiums for a mid-level silver plan for a 40-year-old may range from 400 to 700 dollars before subsidies. Out-of-pocket maximums for 2024 are capped at 9,450 dollars for an individual and 18,900 dollars for a family under New York regulated plans. This is general information, not insurance advice.
About health insurance agents in Spring Valley
Health insurance agents in Spring Valley, New York help individuals and families find coverage through the NY State of Health marketplace or private insurers. New York law requires all health plans to cover essential health benefits and prohibits medical underwriting for individual plans. Agents can explain plan options, assist with enrollment, and provide ongoing support for claims and renewals.
Frequently Asked Questions
What does a health insurance agent in Spring Valley do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage through NY State of Health or directly with insurers, and answer questions about premiums, deductibles, and networks. They must be licensed by the New York State Department of Financial Services.
Do I have to pay a fee to use a health insurance agent in New York?
In most cases, you do not pay a fee directly to the agent. The agent receives a commission from the insurance company. However, some agents may charge a consultation fee for certain services; you should ask about fees before working with them.
Can a health insurance agent help me with Medicaid or Child Health Plus in Spring Valley?
Yes. Licensed agents in New York can help you apply for Medicaid, Child Health Plus, and Essential Plan through NY State of Health. They can also help determine if you qualify for subsidies or cost-sharing reductions based on your income.
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