The top-rated health insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 259 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 16 health insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 7 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 8 | Met Life | 500 Jordan Rd | (518) 691-0764 |
| 9 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 10 | De Genero Insurance | 225 N Greenbush Rd | (518) 283-1164 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area and surrounding Rensselaer County with health insurance agent services. As a local professional, this agency assists individuals and families in navigating available health coverage options to meet their medical needs. They work with clients to explain plan benefits, enrollment periods, and cost structures. The agency also helps small business owners find group health plans for their employees. Specific services handled here include individual health plans and Medicare supplement policies.
Kelly McGrath – State Farm Insurance Agent in Troy, NY provides a range of health insurance services, including individual plan enrollment, family policy selection, and annual coverage reviews. The agency helps clients understand their benefits and adjust plans during open enrollment periods. Ongoing account maintenance includes billing support and claims assistance. The company serviced residential properties such as single-family homes and apartments, as well as commercial properties including retail stores and restaurants.
Homeowners, renters, and small-business owners in the Troy area turn to Attanasio Agency, LLC for assistance navigating health insurance options. As a local health insurance agent, the agency helps clients compare individual and family plans, explains coverage details, and manages enrollment paperwork. The company also assists with understanding policy terms and addressing medical coverage needs. Its service area extends throughout central Rensselaer County and into neighboring communities such as Brunswick and Watervliet to help residents find suitable health plans.
Serving Troy, New York, and the surrounding communities of Rensselaer and Albany counties, John Loughlin - State Farm Insurance Agent handles health insurance needs for individuals and families. The agent explains different plan types, such as HMO and PPO options, to help clients understand their coverage choices. For a typical job, the agency reviews current income and medical requirements to recommend a suitable policy that fits the client’s budget.
Freeway Insurance serves residents of Troy, New York, by helping them secure health coverage that meets their individual medical and financial needs. The agency also assists local businesses with commercial health insurance plans for their employees. Their service area includes Troy and the surrounding communities within Rensselaer County and the Capital Region. Agents work with clients to review plan options during open enrollment and explain how deductibles and copays function. They maintain contact with policyholders to ensure coverage remains suitable and can arrange follow-up appointments between annual renewal periods.
Culnan Insurance Agency LLC in Troy, NY provides health insurance agent services. The agency helps clients differentiate between one-time policy purchases for specific coverage needs and recurring plans that maintain ongoing medical protection. Consultations address individual and family coverage requirements within available local options. Guidance is offered to navigate plan selections and policy enrollment procedures. This agency operates on a scheduled or as-needed basis to accommodate client requests for appointments or follow-up assistance with their health insurance matters.
At Wm. J. Fagan & Sons, Inc in Troy, NY, specialty services include helping individuals compare and enroll in individual health plans and Medicare supplement policies. The firm also guides clients through annual open enrollment periods, helping them navigate changes in coverage options and network availability. Beyond policy selection, it assists with understanding deductibles and prescription drug tiers. As the end of the calendar year approaches, the agency helps families evaluate their current plans to ensure they meet upcoming healthcare needs.
As the colder months settle around Troy residents, securing reliable health coverage becomes a pressing concern. Met Life serves the local community as a health insurance agent, helping individuals and families navigate plan options that fit their medical needs and budget. Their team provides clear guidance on enrollment periods and policy details. Before any application is finalized, they schedule a thorough initial consultation and coverage assessment to review specific health requirements and available benefits.
Brundige Insurance Agency helps individuals and small businesses in Troy, New York, navigate the complexities of selecting a health insurance plan that fits their specific needs. As a local health insurance agent, the company provides guidance on available plans and coverage options in the region. Services commonly include helping clients understand enrollment periods and comparing different policies to ensure adequate protection. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service businesses, by offering guidance on suitable health insurance solutions for their employees.
De Genero Insurance serves residents in Troy with personal health insurance plans, including individual and family policies. The agency also assists businesses by offering commercial coverage options tailored to employer needs. Their service area covers the surrounding Rensselaer County region. Clients receive guidance through plan selection and enrollment. After each policy year, the office reaches out to review coverage and ensure current plans remain suitable for changing needs.
What Does a a Health Insurance Agent in Troy Cost?
Health insurance agents in New York are typically compensated through commissions paid by insurance companies, so their services are often free to you. Some agents may charge a consultation fee, but this is less common. Costs for the insurance plans themselves vary widely; for example, a bronze plan might have a monthly premium of 300 to 500 dollars for an individual, while a gold plan could be 500 to 800 dollars. Subsidies based on income can lower these costs significantly. This is general information and not insurance advice.
About health insurance agents in Troy
Health insurance agents in Troy, New York help individuals and families find coverage that meets their needs and budget. These professionals are licensed by the New York State Department of Financial Services and can assist with plans available through the NY State of Health marketplace as well as private insurers. Agents provide guidance on subsidies, open enrollment periods, and special enrollment qualifying events under New York law.
Frequently Asked Questions
What is the open enrollment period for health insurance in New York?
The open enrollment period for individual and family plans in New York typically runs from November 1 to January 31 each year. Outside of this window, you may qualify for a special enrollment period if you experience a qualifying life event such as losing other coverage, getting married, or having a baby.
Can a health insurance agent help me apply for Medicaid in Troy?
Yes, licensed health insurance agents in Troy can help you determine if you qualify for Medicaid or Child Health Plus. They can guide you through the application process through the NY State of Health marketplace and explain income and residency requirements specific to New York.
What documents do I need to bring to a meeting with a health insurance agent?
You should bring identification, proof of income such as pay stubs or tax returns, current health insurance information if any, and details about your household size. For Medicare plans, also bring your Medicare card and a list of current prescriptions.
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