ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Health Insurance Agents Near You in Utica, NY

Browse health insurance agents serving Utica, New York. Updated 2026-07-14.

The top-rated health insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Matt Nimey Insurance Agency, AAA Utica, Dan Meehan - State Farm Insurance Agent. This directory lists 14 health insurance agents serving Utica.

Showing 14 health insurance agents in Utica, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Grates - State Farm Insurance Agent430 Trenton Rd(315) 797-7763
2Matt Nimey Insurance AgencyBy appointment Only, 2001 Bleecker St(315) 737-6099
3AAA Utica430 Court St(315) 797-5452
4Dan Meehan - State Farm Insurance Agent2023 Sunset Ave(315) 735-4494
5Fidelis Care - Utica Community Office209 Elizabeth St(315) 703-0063
6BEACH AGENCY INC1111 Oriskany St W(315) 793-7626
7Scalzo Zogby & Wittig Inc120 Lomond Ct(315) 792-0000
8Farmers Insurance - Michelle Santillo-Romano2400 Genesee St(315) 765-6531
9Arrow Health Insurance NY185 Genesee St(315) 257-7352
10premium plan Insurance NY266 Genesee St(332) 334-6798
SG
430 Trenton Rd
Scott Grates - State Farm Insurance Agent
Health Insurance Agent · Utica, NY

Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area. The agency helps local residents and families find health insurance coverage that fits their needs and budget. It offers guidance on understanding different policy options and plan structures. The firm assists with enrollment periods and explains coverage details. The agency also processes claims and answers questions about deductibles and networks. It specifically handles individual health plans and short-term medical policies in this region.

MN
By appointment Only, 2001 Bleecker St
Matt Nimey Insurance Agency
Health Insurance Agent · Utica, NY

The Matt Nimey Insurance Agency serves the Utica area and its surrounding communities, focusing on connecting individuals and families with health insurance plans. It handles medical coverage options, including individual policies and family plans, to help meet diverse healthcare needs. This agency assists clients in understanding plan details, such as deductibles and provider networks, so they can make informed decisions. To handle a typical job, it takes the time to review a client’s healthcare usage and budget, then presents suitable plan choices for their consideration.

AU
430 Court St
AAA Utica
Health Insurance Agent · Utica, NY

AAA Utica provides health insurance guidance and plan enrollment services for individuals and families in Utica, NY. Its agents assist with plan comparisons, application filing, and coverage questions throughout the year. Renewal support is offered to help clients understand policy changes during open enrollment periods. Routine policy reviews and assistance with claims or billing issues are also available. The company serves a variety of properties in the region, including single-family homes, apartments, retail spaces, and restaurants.

DM
2023 Sunset Ave
Dan Meehan - State Farm Insurance Agent
Health Insurance Agent · Utica, NY

Dan Meehan - State Farm Insurance Agent helps individuals and families in Utica, NY understand the difference between short-term health plans and long-term, comprehensive coverage options that meet ongoing medical needs. As a health insurance agent, they explain how various plans handle preventive care and prescription drugs. The office provides assistance with enrollment and policy questions. Service appointments are available on an as-needed basis for customers who require help reviewing their current plan or making changes during open enrollment seasons.

FC
209 Elizabeth St
Fidelis Care - Utica Community Office
Health Insurance Agent · Utica, NY

Fidelis Care - Utica Community Office serves homeowners, renters, and local small business owners in the Utica area. This health insurance agent company offers guidance on individual and family health plans, helping customers understand their coverage options and enroll in suitable policies. The agents assist with plan comparisons and application processes throughout the year, particularly during open enrollment periods. Fidelis Care - Utica Community Office also extends its services to individuals and families in the surrounding communities of the greater Mohawk Valley metro region.

BA
1111 Oriskany St W
BEACH AGENCY INC
Health Insurance Agent · Utica, NY

Based in Utica, BEACH AGENCY INC offers personalized guidance on individual and family health insurance plans. It also assists local businesses in finding suitable group coverage options for their employees. The agency navigates clients through the annual Open Enrollment Period, helping them understand plan details and potential subsidies. Additionally, it provides critical support during qualifying life events, such as a job change or marriage, that permit a Special Enrollment Period.

SZ
120 Lomond Ct
Scalzo Zogby & Wittig Inc
Health Insurance Agent · Utica, NY

As the New York winter brings a familiar wave of seasonal illnesses, residents of Utica often reassess their healthcare coverage. Scalzo Zogby & Wittig Inc assists local individuals and families with these decisions by explaining the nuances of health insurance agent services. They provide clear, factual guidance on available policy options and enrollment periods. A typical first step for potential clients involves a no-obligation initial assessment of their current coverage and future healthcare needs.

FI
2400 Genesee St
Farmers Insurance - Michelle Santillo-Romano
Health Insurance Agent · Utica, NY

Farmers Insurance - Michelle Santillo-Romano provides health insurance services to individuals and families in Utica, New York. As a health insurance agent, the agency guides clients through plan selection, enrollment, and claims assistance. It works with major carriers to offer Medicare supplements, individual plans, and short-term coverage options. The agency serves local offices, warehouses, and food service establishments, helping them navigate group health benefits and compliance requirements for their employees.

AH
185 Genesee St
Arrow Health Insurance NY
Health Insurance Agent · Utica, NY

Arrow Health Insurance NY in Utica provides health insurance agent services for residential clients seeking individual plans. The company also handles commercial coverage options for small businesses and organizations in the local area. Their agents work to match Utica residents and employers with suitable health policies, explaining available plans and helping with enrollment. They offer follow-up support and can adjust or renew coverage between regular visits to ensure continued service.

PP
266 Genesee St
premium plan Insurance NY
Health Insurance Agent · Utica, NY
SI
106 Genesee St
Success Insurance Utica
Health Insurance Agent · Utica, NY
(315) 230-0287
monitorlife.com
GM
409 Court St
Good Move Insurance Co
Health Insurance Agent · Utica, NY
(332) 208-9821
DI
1021 Mohawk St
Diversity Insurance Agency
Health Insurance Agent · Utica, NY
(315) 678-0000
SU
901 Broad St
SureRite
Health Insurance Agent · Utica, NY
(315) 796-2258
surerite.insure

What Does a a Health Insurance Agent in Utica Cost?

The cost of using a health insurance agent in Utica New York is usually zero for the consumer because the agent is paid a commission by the insurer. Commissions typically range from 2 to 5 percent of the annual premium for individual plans. For small group plans commissions may be a flat fee per employee per month. Some agents may charge a separate consulting fee for custom services. This is general information and not insurance advice.

About health insurance agents in Utica

Health insurance agents in Utica New York help individuals families and small businesses find coverage that meets their needs. Agents can guide you through plans offered on the NY State of Health marketplace or through private insurers. They also explain New York specific rules such as guaranteed issue and community rating which apply to all individual health plans in the state.

Frequently Asked Questions

What does a health insurance agent in Utica do?

A health insurance agent in Utica helps you compare plans from different carriers and enrolls you in coverage. They explain deductibles copays and out of pocket maximums. Agents are licensed by the New York State Department of Financial Services.

Do I have to pay a fee to use a health insurance agent in New York?

In most cases you do not pay a fee because the agent earns a commission from the insurance company. Some agents may charge a consulting fee for complex cases but they must disclose this in writing. Always confirm costs before you start.

Can a Utica agent help me with NY State of Health enrollment?

Yes many agents are certified to help you enroll through NY State of Health the official New York health plan marketplace. They can assist with applications for Qualified Health Plans and also with Medicaid or Child Health Plus if you qualify.

Health Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.