The top-rated health insurance agent in Victor, New York is Globe Life National Income Division: Hamilton Organization, rated 4.9 stars across 2,481 reviews. Other highly rated options include Powell Insurance, Liz Harley Agency Inc: Allstate Insurance, Alexandra Vallario: Allstate Insurance. This directory lists 14 health insurance agents serving Victor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life National Income Division: Hamilton Organization | 7424 Victor Mendon Rd Suite 200 | (585) 398-7807 |
| 2 | Powell Insurance | 220 Phoenix Mills Plaza, 6385 NY-96 | (585) 742-3333 |
| 3 | Liz Harley Agency Inc: Allstate Insurance | 105 W Main St | (585) 924-1700 |
| 4 | Alexandra Vallario: Allstate Insurance | 338 Eastview Mall | (585) 225-9550 |
| 5 | InsurHelp | 220 Phoenix Mls Plz | (315) 221-9316 |
| 6 | Anderson-VanHorne Insurance & Financial Services | 118 W Main St | (585) 924-3069 |
| 7 | Farmers Insurance - David Wager | 191 W Main St | (585) 924-8077 |
| 8 | Aflac | 221 High St | (585) 440-3944 |
| 9 | Finger Lakes Partners Insurance Services | 33 W Main St | (585) 398-7673 |
| 10 | New York Life Insurance | 209 High Point Drive Ste 310 | (585) 248-6700 |
Globe Life National Income Division: Hamilton Organization serves Victor, New York, and the broader Ontario County area as a health insurance agent. The company assists individuals and families in finding suitable health coverage plans. It helps clients navigate enrollment periods and compare policy options tailored to their specific healthcare needs. All consultations focus on explaining plan benefits and cost structures clearly. Specific services include managing applications for individual health insurance policies and providing guidance on supplemental health coverage options.
Powell Insurance provides a full range of health insurance agency services for individuals and families in Victor, NY. It offers guidance through plan selection, enrollment, and benefit explanations, as well as ongoing support for policy maintenance and annual renewals. The agency assists with navigating plan changes and managing coverage throughout the year. Powell Insurance services single-family homes and residential clients, offering tailored healthcare coverage solutions for their needs.
Liz Harley Agency Inc: Allstate Insurance serves homeowners, drivers, and local businesses in Victor, New York, by offering health insurance agent services. This agency helps clients navigate plan options, enroll in coverage that fits their needs, and understand policy details for medical care. The team also assists with life and property insurance to protect personal and commercial assets. Their support extends to residents and property owners throughout neighboring communities in the greater Rochester metro area, including Farmington and Canandaigua.
Serving Victor, New York, and the surrounding communities of Ontario County, Alexandra Vallario: Allstate Insurance provides health insurance agent services to local residents and businesses. The agency helps clients navigate individual and family health plans, as well as group coverage options. Each situation is handled with a careful review of available plan benefits and coverage networks to identify a suitable fit. It uses a consultative process that begins by clarifying a client's healthcare needs and then comparing policy features to support an informed decision.
InsurHelp provides local support for individuals and families navigating health insurance options, specializing in plans tailored to varying medical and financial needs. As an independent agent in Victor, NY, it assists with plan comparisons and enrollment for major medical, Medicare, and supplemental coverage. The company guides clients through terminology and policy details to help them make informed decisions. During open enrollment periods or qualifying life events, it helps residents secure coverage that aligns with their healthcare requirements and budget.
As open enrollment season arrives in the Victor, NY area, families and individuals often seek guidance on navigating complex plan options and subsidy eligibility. Anderson-VanHorne Insurance & Financial Services addresses these needs by explaining coverage choices and local provider networks that fit varying budgets. Their health insurance agency process begins with a no-obligation initial consultation to review current policies and discuss expected medical needs. Each client’s situation is assessed by comparing plans that comply with New York regulations, ensuring appropriate coverage before the enrollment deadline passes.
Located in Victor, NY, Farmers Insurance - David Wager provides health insurance agent services that differ between a one-time enrollment consultation and an ongoing relationship for future coverage adjustments. Managing plan options for individuals and families in the area, the agent helps clients navigate open enrollment periods and life changes that affect policy needs. Service operates on an as-needed basis, allowing clients to reach out when they require assistance with a new plan or policy review.
Aflac operates as a health insurance agent in Victor, NY, helping individuals and businesses find supplemental coverage. Its specialty add-ons include accident, critical illness, and hospital indemnity policies that pay cash benefits directly to policyholders. The agency works with local commercial sectors, tailoring plans for offices that want to strengthen employee benefits packages. It also assists warehouses seeking accident coverage for staff and serves food service establishments needing disability income protection for their teams.
Finger Lakes Partners Insurance Services, based in Victor, NY, serves local residents seeking individual health plans and family coverage tailored to their needs. The agency also assists businesses throughout the region with group commercial health insurance options, helping employers navigate their benefits requirements. They work closely with clients to compare available policies from major carriers, ensuring each person understands plan details before enrollment. Regular policy reviews and responsive customer support help maintain coverage between annual open enrollment periods or as new health needs arise.
New York Life Insurance is a health insurance agent known for assisting residents of Victor, NY, in navigating their medical coverage options. Its service range includes offering guidance on individual plans, family policies, and group benefits to help clients secure suitable protection. The agency works within the local marketplace, addressing common concerns about deductibles, networks, and preventive care. This health insurance agent can add on supplemental coverage for dental and vision needs, providing more complete benefits for those seeking extra medical protection.
What Does a a Health Insurance Agent in Victor Cost?
Health insurance agents in New York are typically compensated by insurance carriers, not by clients. You do not pay a separate fee for their services. Plan premiums vary widely based on age, location, plan tier, and income. For example, a bronze plan for a 30-year-old in Victor might cost around $400 to $600 per month before subsidies, while a gold plan could range from $600 to $900 per month. This is general information and not insurance advice.
About health insurance agents in Victor
A health insurance agent in Victor, New York can help you compare plans from major carriers like Excellus BlueCross BlueShield and MVP Health Care. New York requires all individual and small group health plans to be purchased through the official marketplace, the New York State of Health, or directly from a licensed agent. An agent can guide you through plan options, subsidies, and open enrollment periods specific to New York law.
Frequently Asked Questions
What does a health insurance agent in Victor do?
A health insurance agent helps you review and enroll in health plans that meet your needs and budget. They are licensed in New York and can explain plan details, network options, and premium tax credits. Agents do not charge you a fee; they are paid by the insurance company.
When can I enroll in a health plan in Victor New York?
Open enrollment for individual plans in New York typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage, getting married, or having a baby. An agent can confirm your eligibility.
Do I need to use the New York State of Health marketplace?
New York requires all individual and small group health plans to be purchased through the New York State of Health or through a licensed agent. You can work with an agent to enroll directly in a plan that is offered on the marketplace. This ensures you receive any available subsidies.
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