The top-rated health insurance agent in Westbury, New York is Fidelis Care - Westbury Community Office, rated 4.9 stars across 298 reviews. Other highly rated options include Lighthouse Insurance Westbury, Maxim Healthcare Westbury, NY Regional Office, Carbone & Molloy Insurance. This directory lists 12 health insurance agents serving Westbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fidelis Care - Westbury Community Office | 180 Post Ave | (516) 334-6588 |
| 2 | Lighthouse Insurance Westbury | 976 Old Country Rd | (516) 338-0001 |
| 3 | Maxim Healthcare Westbury, NY Regional Office | 900 Merchants Concourse #412 | (516) 565-6322 |
| 4 | Carbone & Molloy Insurance | 346 Maple Ave | (516) 333-2340 |
| 5 | Jeff Horan - State Farm Insurance Agent | 289 Post Ave | (516) 334-8300 |
| 6 | Fernandez Insurance Agency | 480 Maple Ave | (516) 622-9658 |
| 7 | Hernandez Agency | 254 Maple Ave | (516) 427-5533 |
| 8 | Bellucci Insurance Brokerage | 400 Post Ave #201 | (516) 333-5610 |
| 9 | K&N Insurance | 251 Post Ave Suite 210 | (516) 399-4343 |
| 10 | MagnaCare | 1600 Stewart Ave | (516) 282-8000 |
Fidelis Care - Westbury Community Office serves the Nassau County area, including Westbury, New York. As a health insurance agent, the company assists individuals and families in navigating the complexities of medical coverage plans. It provides information on plan options designed to meet diverse healthcare needs, whether for routine check-ups or specialist visits. The office also helps clients understand enrollment periods and policy details. Among its handled services are individual and family health plans.
Lighthouse Insurance Westbury provides a range of health insurance agency services for individuals and families in the Westbury, New York area, including plan selection guidance and enrollment assistance. It also offers ongoing service support to help clients manage policy changes and claims throughout the year. The agency provides dedicated account maintenance plans to ensure coverage needs are regularly reviewed. Lighthouse Insurance Westbury services single-family homes, apartments, retail, and restaurants.
Serving Westbury and the surrounding Nassau County communities, Maxim Healthcare Westbury, NY Regional Office handles the enrollment and management of individual and group health insurance plans. It assists clients in selecting suitable coverage options while navigating open enrollment periods and regulatory requirements. The company supports both new policy purchases and annual renewals, offering explanations of plan benefits and network structures. For each project, it typically begins with a thorough consultation to assess the client's specific healthcare needs and budget before presenting a tailored selection of available insurance products.
For one-time service, a client secures a single policy purchase, whereas ongoing service allows for annual adjustments to coverage. Carbone & Molloy Insurance, a health insurance agent in Westbury, NY, helps individuals and families find plans managing costs and access to care. They explain the differences between HMO, PPO, and other network types so clients can choose coverage matching their doctors and medications. Their service runs on an as-needed basis, with clients contacting them when open enrollment or life changes require a new plan.
As the seasons shift in Westbury, residents often seek updated health insurance options for the family. Jeff Horan, a local health insurance agent, helps clients understand their plan choices and coverage needs. Each appointment begins with a review of the individual’s current policy and medical priorities. The agent explains plan networks and premium variations directly, ensuring clear communication without pressure. The process concludes with a thorough inspection of a client’s current health benefits to identify any gaps or potential savings.
Fernandez Insurance Agency specializes in helping individuals and families navigate the complex health insurance marketplace for suitable individual and group plans. It serves clients in Westbury, New York, offering guidance through enrollment processes and policy selection. The agency also works with customers to review plan details and provider networks. During the annual open enrollment period, it assists clients with re-evaluating coverage options to avoid costly gaps or lapses in insurance.
Hernandez Agency operates as a health insurance agent in Westbury, NY, assisting individuals and groups in navigating available coverage options. The agency specializes in helping clients select supplemental plans, including dental, vision, and prescription drug riders, to enhance basic health policies. It advises on plan enrollment periods and compliance requirements for various business environments. The agency is equipped to serve the insurance needs of local professional offices, warehouse and distribution facilities, and food service operations.
Bellucci Insurance Brokerage in Westbury, NY is known for guiding clients through the selection of individual and family health plans. It assists with comparing coverage options from major carriers to match medical needs and budgets. Understanding local network requirements and regulatory changes, the brokerage helps residents enroll during open enrollment or qualifying life events. It also addresses plan renewals and subsidy calculations. As a specialty service, the company can add on short-term health insurance for coverage gaps between jobs or waiting periods.
K&N Insurance serves residents of Westbury, NY, with personalized health insurance plans that address individual coverage needs and family protection. The agency also provides commercial health insurance solutions for local businesses seeking group benefit options throughout the greater Westbury area. Their work focuses on matching clients with appropriate policies from available carriers while explaining plan details and enrollment requirements clearly. Follow-up support is available between regular visits for policy adjustments, claims questions, and renewal review.
Homeowners, landlords, and small business owners in the Westbury area turn to MagnaCare for their health insurance needs. The agency helps clients navigate individual plans, family coverage, and group policies tailored to local property managers and growing companies. They also assist with plan comparisons, enrollment timelines, and understanding federal subsidies or small business tax credits. MagnaCare extends its service area to neighboring communities throughout Nassau County and into the eastern parts of the greater Long Island metro region.
What Does a a Health Insurance Agent in Westbury Cost?
The cost of health insurance plans in New York varies widely based on factors like age location plan tier and income. For 2024 individual monthly premiums for a mid level silver plan in Nassau County range from about 400 to 700 dollars for a 40 year old before subsidies. Many residents qualify for premium tax credits that lower their monthly cost. Agent services themselves are usually free to consumers because the agent is paid by the insurer. This is general information not insurance advice.
About health insurance agents in Westbury
Health insurance agents in Westbury New York help individuals families and small businesses find coverage that meets their needs and budget. Agents licensed by the New York State Department of Financial Services can guide you through options including Qualified Health Plans available through the NY State of Health marketplace. They also assist with understanding New York specific rules such as guaranteed issue and community rating which ensure coverage regardless of pre existing conditions.
Frequently Asked Questions
What does a health insurance agent in Westbury do?
A health insurance agent helps you compare plans from different carriers explains benefits and costs and assists with enrollment. They can help you determine if you qualify for subsidies through the NY State of Health marketplace or for programs like Medicaid and Child Health Plus.
Do I have to pay a fee to use a health insurance agent in New York?
In most cases you do not pay a fee directly to the agent. Health insurance agents in New York are typically compensated by the insurance company through commissions built into the plan premium. Always confirm the agent compensation arrangement before working with them.
What is the open enrollment period for health insurance in New York?
The annual open enrollment period for individual and family plans through NY State of Health usually runs from November 1 to January 31. Outside of open enrollment you may qualify for a Special Enrollment Period due to qualifying life events such as losing other coverage moving or having a baby.
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