The top-rated health insurance agent in Sanford, North Carolina is Pinnacle Risk Management, rated 4.9 stars across 101 reviews. Other highly rated options include Suggs Insurance and Tax Services, Harris & Company Insurance, Clayton Insurance Agency. This directory lists 20 health insurance agents serving Sanford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pinnacle Risk Management | 129 S Steele St Suite B | (984) 977-8005 |
| 2 | Suggs Insurance and Tax Services | 220 S Horner Blvd | (919) 774-9753 |
| 3 | Harris & Company Insurance | 110 S Moore St | (919) 774-6400 |
| 4 | Clayton Insurance Agency | 344 Wilson Rd | (919) 777-9835 |
| 5 | Amigos Insurance LLC | 134 N Steele St, Sanford NC 27330 4000 Atlantic Ave, Suite 132 Raleigh NC 27604 | (919) 701-4911 |
| 6 | Lee Insurance Service Center | 2206 Nash St | (919) 292-1403 |
| 7 | Williams Insurance | 127 Wicker St | (919) 776-5000 |
| 8 | Relation Insurance - Hasty Group | 212 S Steele St | (919) 776-0629 |
| 9 | Insurance Service Center | 335 Wilson Rd | (919) 775-5618 |
| 10 | Sanford Insurance Center Inc | 1722 S Horner Blvd | (919) 775-7216 |
Pinnacle Risk Management provides a full spectrum of health insurance agency services to clients in Sanford, NC, including individual policy enrollment and family plan selection. It also offers ongoing service and maintenance plans to help customers manage plan renewals, address coverage questions, and process any necessary updates to their existing policies throughout the year. The company primarily serves owners of single-family homes, apartments, retail businesses, and restaurants seeking reliable health coverage solutions.
Suggs Insurance and Tax Services serves the Sanford, North Carolina area as a local health insurance agent. It assists residents in understanding and selecting individual health plans that meet their medical needs and budgets. As an experienced agency, it also helps clients navigate enrollment periods and available coverage options. The agency simplifies complex policy details and network choices for individuals and families. Health insurance agent services include comparing plan benefits across insurers and explaining short-term gap and dental insurance coverage in this region.
Serving homeowners, families, and individuals in Sanford, this health insurance agent helps clients navigate plan options for medical coverage and prescription drug needs. The agency assists with comparing policies during open enrollment and explaining terms like deductibles and networks. Coverage selections are tailored to fit different budgets and healthcare requirements. Guidance is also offered for those turning sixty-five who are new to Medicare plans. Harris & Company Insurance additionally extends its services to clients residing in neighboring Lee County.
Serving Sanford and the surrounding communities of Lee County, Clayton Insurance Agency operates as a health insurance agent. It handles individual plans, family coverage, and group health policies for local residents and small businesses. The agency guides clients through the selection of plans that fit their budget and medical needs. To handle a typical job, it reviews existing coverage and then compares available options from different carriers to find a suitable plan.
Serving as a health insurance agent, Lee Insurance Service Center in Sanford, NC, specializes in helping individuals and families select appropriate medical coverage plans. It also assists local businesses with group health insurance options and Medicare plan selections. This agency provides guidance through open enrollment periods, ensuring clients understand their plan choices and coverage details before deadlines arrive. When unexpected life changes such as job loss or a new baby create a need for immediate coverage, it helps clients navigate special enrollment windows and plan transitions.
As the enrollment period for individual and family plans opens in the Sanford area, Williams Insurance helps residents navigate the available options for health coverage. The agency focuses on matching clients with appropriate policies that fit their medical needs and financial situations, drawing from a network of major carriers. Each new client begins with an initial consultation, during which an agent reviews current coverage and assesses specific health requirements to identify suitable plans for consideration.
Relation Insurance - Hasty Group assists individuals and businesses in Sanford, North Carolina, with selecting health insurance coverage that meets their medical and budgetary needs. This health insurance agent evaluates policy options to recommend suitable plans for varying healthcare demands. Its services also include enrollment guidance and policy renewals for ongoing support. The agency works with a range of commercial sectors, including offices, warehouses, and food service operations, helping them manage employee benefits effectively.
Insurance Service Center provides health insurance guidance for residents in Apex, North Carolina, assisting with individual plans and family coverage needs. The agency also helps local businesses secure commercial health policies for their employees. Service extends throughout the surrounding area, ensuring clients have access to appropriate options. The team focuses on explaining plan details clearly during initial consultations and remains available for follow-up support between regular enrollment periods to adjust coverage as clients’ circumstances change.
Sanford Insurance Center Inc offers health insurance options for residents in and around Sanford, North Carolina. Commercial coverage is also available for local business clients seeking group plans. Their knowledgeable staff assists individuals and families in navigating plan selections and enrollment periods. They serve the broader Lee County area, providing guidance on various policy details. Ongoing support is available between regular visits, helping clients manage claims or make mid-year adjustments as needed.
What Does a a Health Insurance Agent in Sanford Cost?
In North Carolina, health insurance premiums vary widely based on age, income, plan type, and metal level. For an ACA silver plan in the Sanford area, monthly premiums for a 40-year-old can range from about 400 to 700 dollars before subsidies. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums, while Medigap plans typically cost between 100 and 300 dollars per month. This is general information and not insurance advice.
About health insurance agents in Sanford
Health insurance agents in Sanford, North Carolina help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, and private insurers. North Carolina requires all agents to be licensed by the state Department of Insurance. Local agents understand the specific network options available in Lee County and can guide you through the annual open enrollment period or special enrollment events.
Frequently Asked Questions
What does a health insurance agent in Sanford do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. In North Carolina, agents must follow state regulations and cannot charge you a fee for their services on ACA plans. They earn commissions directly from the insurance companies.
When can I enroll in health insurance in North Carolina?
The annual open enrollment period for ACA plans in North Carolina typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event such as losing other coverage, moving, or having a baby. Medicare enrollment has separate initial and annual periods.
Do I have to pay a health insurance agent in Sanford?
No, you do not pay a fee to a health insurance agent for help with ACA marketplace plans or Medicare plans. Agents receive commissions from the insurance carriers. For private plans outside the marketplace, some agents may charge a consulting fee, but they must disclose this upfront under North Carolina law.