The top-rated health insurance agent in Shallotte, North Carolina is Kristin Dowdy - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Rusty Russ: Allstate Insurance, Toby Russ: Allstate Insurance, Nationwide Insurance: Brad Sizemore Insurance. This directory lists 17 health insurance agents serving Shallotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kristin Dowdy - State Farm Insurance Agent | 4519 Main St | (910) 754-9923 |
| 2 | Rusty Russ: Allstate Insurance | 4746 Main St | (910) 754-6596 |
| 3 | Toby Russ: Allstate Insurance | 4746 Main St | (910) 754-6596 |
| 4 | Nationwide Insurance: Brad Sizemore Insurance | 4702 Main St | (910) 754-4366 |
| 5 | Foster Insurance Agency Inc | 5300 Main St #3 | (910) 755-5969 |
| 6 | Protective Agency | 5285 Main St Suite 15 | (910) 755-3440 |
| 7 | NC Farm Bureau Insurance | 4560 White St | (910) 754-8175 |
| 8 | Shallotte Insurance | 150 Holden Beach Rd SW | (910) 754-8161 |
| 9 | Coastal Insurance | 4625 Main St | (910) 754-4326 |
| 10 | Cheers Insurance | 4702 Main St | (910) 754-4366 |
Kristin Dowdy - State Farm Insurance Agent serves the Shallotte, North Carolina area, providing health insurance agent services to local residents and businesses. The agency assists clients in navigating plan options for individual and family medical coverage. It also helps customers understand policy details and enrollment periods for health plans. Typical services include explaining different health insurance policies and assisting with applications for coverage through available marketplace or private plans. This agency handles individual health plans and short-term medical insurance options.
Serving Shallotte and the surrounding areas, Rusty Russ: Allstate Insurance offers a full range of health insurance plans tailored to individuals, families, and small groups. Its services include helping clients select suitable coverage and navigate enrollment periods. The agency focuses on providing ongoing support to ensure plans remain aligned with changing medical needs. Policies are serviced with attention to local healthcare networks and claim assistance. The company services single-family homes, apartments, retail locations, and restaurants throughout the community.
Serving Shallotte, North Carolina, and the surrounding coastal communities, Toby Russ: Allstate Insurance provides health insurance agent services for individuals and families. It handles a range of health plans, helping clients understand coverage options and enroll in suitable policies during open enrollment or special life events. The company generally works by first reviewing a client’s specific healthcare needs and budget before comparing available plans from major carriers to find a balanced fit.
Nationwide Insurance: Brad Sizemore Insurance serves local homeowners, families, and individuals in Shallotte, NC, helping them select health insurance coverage that fits their medical needs and budget. This agency works with clients to clarify plan options and navigate open enrollment periods. It assists with policy comparisons and application submissions for individual and family health plans. The office also provides guidance on Medicare-related plans for eligible residents. Its services extend to nearby communities such as Bolivia and Holden Beach, ensuring broader access to health insurance support across Brunswick County.
Foster Insurance Agency Inc specializes in health insurance plans, including individual and family policies in the Shallotte, NC area. Its general service work involves guiding clients through enrollment options, plan comparisons, and coverage questions. The agency helps address specific seasonal needs, such as understanding changes during open enrollment periods or finding short-term coverage for residents relocating to the coastal region.
As the Open Enrollment season approaches in Shallotte, North Carolina, residents often seek guidance for their healthcare coverage options. Protective Agency assists clients in navigating the annual sign-up period and potential life changes that affect insurance needs. The company helps individuals and families evaluate individual plans and Medicare products. Understanding each person's budget and medical requirements is a key part of their service. They begin by offering an in-person or over-the-phone consultation to review current health status and financial circumstances.
NC Farm Bureau Insurance in Shallotte, North Carolina offers health insurance agent services focused on helping individuals and families select suitable medical coverage plans and navigate enrollment processes. Its general service work includes explaining policy options, comparing benefit structures, and assisting with claims support for local residents. As seasons change, this agency helps clients address coverage adjustments needed during open enrollment periods or after major life events like job changes or new family additions.
During open enrollment or after a qualifying life event, residents of Shallotte, NC, often need help navigating their health insurance options. Shallotte Insurance serves as a local health insurance agent, guiding clients through plan comparisons and coverage details. They assist with understanding deductibles, premium costs, and provider networks. Their process begins with a free initial assessment of your current health needs and budget.
For one-time service, clients receive initial guidance such as comparing plan options or resolving a specific enrollment issue. For ongoing coverage, Coastal Insurance provides periodic reviews to adjust health plans as medical needs or policy terms change each year. Operating in Shallotte, NC, this health insurance agent helps individuals and families understand their choices among available medical plans. All service is arranged on an as-needed basis, with no requirement for scheduled meetings beyond those requested by the client themselves.
Cheers Insurance provides health insurance guidance and policy selection for individuals and families in Shallotte, NC. The agency serves residents seeking coverage that addresses medical needs, including routine care, emergency services, and prescription benefits. Additional specialty add-ons such as dental, vision, and supplemental health plans are available to clients looking for more comprehensive protection. The company can assist commercial clients, helping them secure group health benefits for offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in Shallotte Cost?
The cost of using a health insurance agent in Shallotte, North Carolina is usually free to you because agents earn commissions from insurance companies. Premiums for ACA plans in North Carolina vary widely based on age, income, and plan tier. For example, a bronze plan may cost around $300 to $500 per month for an individual, while a gold plan can be $500 to $800 or more. Medicare Advantage plans often have low or zero monthly premiums. This is general information, not insurance advice.
About health insurance agents in Shallotte
Health insurance agents in Shallotte, North Carolina help individuals and families find coverage that fits their needs and budget. North Carolina follows federal ACA guidelines and has its own state-based exchange, the NC Health Insurance Marketplace. Local agents can guide you through plan options during open enrollment or special enrollment periods.
Frequently Asked Questions
What types of health insurance plans can an agent in Shallotte help me with?
Agents in Shallotte can assist with ACA marketplace plans, Medicare Advantage and Supplement plans, short-term health insurance, and private individual or family plans. They are licensed in North Carolina and must follow state regulations.
Do I have to pay a fee to use a health insurance agent in Shallotte?
Most health insurance agents in North Carolina are compensated by insurance carriers, so you typically do not pay a direct fee. However, some agents may charge a consultation fee for certain services. Always ask about costs upfront.
When can I enroll in a health plan through an agent in Shallotte?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a life event like marriage, birth, or loss of other coverage. Medicare enrollment has its own timelines.