The top-rated health insurance agent in Smithfield, North Carolina is Will Mitchiner - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Woodard Insurance Agency, Inc., State Farm Insurance: Shawn Herrmann, Smithfield Insurance. This directory lists 19 health insurance agents serving Smithfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Will Mitchiner - State Farm Insurance Agent | 911 S Brightleaf Blvd | (919) 989-9966 |
| 2 | Woodard Insurance Agency, Inc. | 612 E Lee St | (919) 934-8632 |
| 3 | State Farm Insurance: Shawn Herrmann | 1601 Booker Dairy Rd | (919) 934-8169 |
| 4 | Smithfield Insurance | 421 S Brightleaf Blvd | (919) 934-9948 |
| 5 | Schultze Insurance Agency | 1638 Booker Dairy Rd | (919) 934-2240 |
| 6 | Calton Group Inc: Allstate Insurance | 324 N Brightleaf Blvd | (919) 934-6141 |
| 7 | Walker Insurance Group, Inc. | 210 N Brightleaf Blvd # A | (919) 989-1799 |
| 8 | Bingham & Parrish Insurance | 606 E Lee St | (919) 934-5131 |
| 9 | First Mutual Insurance Company | 614 E Market St | (919) 934-6111 |
| 10 | The Insurance Shoppe | 131 Kellie Dr | (919) 934-7188 |
Will Mitchiner, serving the Smithfield, North Carolina area, works as a health insurance agent. The company assists local residents in understanding and selecting individual health coverage plans. It helps clients compare options during open enrollment periods. The agency also provides guidance on understanding policy terms, deductibles, and out-of-pocket maximums. Navigating Medicare supplement plans and Affordable Care Act marketplace policies are among the specific health insurance services handled here.
Woodard Insurance Agency, Inc. provides a comprehensive range of health insurance services to individuals and families in the Smithfield, NC area. This includes assisting clients with plan selection and enrollment for individual and group medical coverage. The company also offers support for ongoing policy maintenance, helping clients navigate changes in their healthcare needs or plan options throughout the year. It helps businesses secure employee health benefits and advises on compliance with current regulations. Woodard Insurance Agency, Inc. services single-family homes, apartments, retail locations, and restaurants.
State Farm Insurance, Shawn Herrmann in Smithfield, NC provides health insurance options for individuals, families, and small business owners seeking medical coverage. Policies are designed to help clients manage healthcare costs and access necessary treatments. The agency works with customers to find plans suited to their specific needs and budgets. Services also include assisting with plan comparisons, enrollment, and claims support. Coverage is available throughout the Smithfield area and extends into the neighboring communities of Selma and Clayton.
Serving Smithfield and the surrounding Johnston County communities, Smithfield Insurance functions as a health insurance agent. It handles individual and family health plans, helping clients navigate enrollment and understand their coverage options. The company also assists with Medicare-related needs for older residents in the area. Its typical approach involves reviewing a client’s specific medical and financial situation to recommend suitable plans from available carriers, then guiding them through the application process step by step.
Schultze Insurance Agency provides guidance on the difference between one-time individual plans and ongoing group coverage, helping residents of Smithfield assess their health insurance needs. The complex nature of health coverage often requires professional support to compare options from established carriers. Serving the local community as a health insurance agent, this company explains the fine print of premiums, deductibles, and networks to ensure informed decisions. Their service runs on a scheduled or as-needed basis depending on client needs for annual enrollment or mid-year life changes.
Calton Group Inc: Allstate Insurance specializes in health insurance agent services for individuals and families in Smithfield, NC. It assists clients in finding coverage plans that match their medical needs and budget, including options for preventive care and prescription drugs. The company guides applicants through enrollment processes and answers questions about policy benefits. As open enrollment periods approach or major life changes occur, it helps residents secure or adjust their health insurance coverage to avoid gaps.
Walker Insurance Group, Inc. provides health insurance guidance and policy options in Smithfield, North Carolina. The company specializes in healthcare coverage plans and supplementary benefits. It helps individuals and groups navigate enrollment periods and coverage needs. Walker Insurance Group assists clients with selecting appropriate health plans and addressing insurance questions. The firm serves a range of commercial sectors in the local area, including offices, warehouses, and food service establishments.
Bingham & Parrish Insurance secures health coverage for individuals and families in Smithfield, NC. It also specializes in supplemental policies that fill gaps in primary medical plans. The agency addresses specific local healthcare access needs by helping clients compare plan networks and premiums across available options. Service extends to commercial sectors such as offices, warehouses, and food service operations needing group health solutions for their employees.
As open enrollment season approaches in Smithfield, residents often evaluate their coverage options for the coming year. First Mutual Insurance Company assists individuals and families in reviewing their health plans to match changing medical needs and budgets. The agency provides guidance on plan benefits, provider networks, and prescription drug coverage. A focused consultation helps clarify policy details so clients can choose appropriate protection. The first step involves an initial assessment of current coverage and health care priorities.
What Does a a Health Insurance Agent in Smithfield Cost?
Health insurance agents in North Carolina generally do not charge you directly for their help. Their commission is built into the plan premium. For private plans premiums can range from 300 to 800 dollars per month for an individual depending on age location and coverage level. Some agents may charge a consultation fee of 50 to 150 dollars for complex cases. This is general information not insurance advice.
About health insurance agents in Smithfield
A health insurance agent in Smithfield North Carolina helps individuals families and small businesses find the right coverage. North Carolina follows the Affordable Care Act guidelines and agents must be licensed by the North Carolina Department of Insurance. Local agents understand Johnston County healthcare options and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Smithfield do?
A health insurance agent helps you compare plans from different carriers. They explain deductibles copays and out of pocket limits. They also help you apply for subsidies if you qualify under the Affordable Care Act.
Do I need to pay a fee to use a health insurance agent in North Carolina?
In most cases the agent is paid by the insurance company not by you. North Carolina law allows agents to charge a fee for certain services but they must disclose this in writing before you agree.
When can I enroll in a health plan with a Smithfield agent?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. You may also qualify for a special enrollment period after events like losing other coverage moving or having a baby. Medicare enrollment has its own windows.