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Directory of health insurance agents in Smithfield, North Carolina. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Smithfield, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 18 health insurance agents in Smithfield, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A health insurance agent in Smithfield North Carolina helps individuals families and small businesses find the right coverage. North Carolina follows the Affordable Care Act guidelines and agents must be licensed by the North Carolina Department of Insurance. Local agents understand Johnston County healthcare options and can guide you through open enrollment or special enrollment periods.
What Does a Health Insurance Agent in Smithfield Cost?
Health insurance agents in North Carolina generally do not charge you directly for their help. Their commission is built into the plan premium. For private plans premiums can range from 300 to 800 dollars per month for an individual depending on age location and coverage level. Some agents may charge a consultation fee of 50 to 150 dollars for complex cases. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Smithfield do?
A health insurance agent helps you compare plans from different carriers. They explain deductibles copays and out of pocket limits. They also help you apply for subsidies if you qualify under the Affordable Care Act.
Do I need to pay a fee to use a health insurance agent in North Carolina?
In most cases the agent is paid by the insurance company not by you. North Carolina law allows agents to charge a fee for certain services but they must disclose this in writing before you agree.
When can I enroll in a health plan with a Smithfield agent?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. You may also qualify for a special enrollment period after events like losing other coverage moving or having a baby. Medicare enrollment has its own windows.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.