The top-rated health insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 14 health insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Middletown | 49 E Main Rd | (401) 841-5000 |
| 2 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 3 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 4 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 5 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 6 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 7 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 8 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 9 | Nationwide Insurance: Roy L Souza | 999 W Main Rd | (401) 849-4100 |
| 10 | Newport Insurance Agency | 460 E Main Rd | (401) 619-1660 |
AAA Middletown serves clients throughout Newport County, Rhode Island, providing professional guidance for health insurance coverage. The agency works with individuals and families to navigate plan options during enrollment periods, helping match policies to healthcare needs and budgets. Assistance includes evaluating different types of medical insurance available in the local area. The firm also helps customers understand their coverage benefits and network providers. Specific services include managing Medicare supplement applications and short-term health insurance policy selections.
Carey, Richmond & Viking Insurance provides comprehensive health insurance agent services in the Middletown, Rhode Island area. Its health insurance professionals assist clients with selecting, comparing, and enrolling in suitable individual and small-group medical plans. They also help clients understand their coverage options throughout the year. These services include annual policy reviews and support with plan changes during open enrollment periods. The company services a variety of properties, including single-family homes, apartments, and local retail businesses and restaurants.
Hilb Group serves homeowners, businesses, and property managers in Middletown, Rhode Island, by providing health insurance agency services that help clients select individual or group medical plans. The agency works with local carriers to offer coverage for routine care and major medical needs. Policies address preventive services, prescription drugs, and emergency treatment for different budget levels. Alongside Middletown, Hilb Group extends its insurance guidance and enrollment support to clients in neighboring Newport and the greater Aquidneck Island area.
KVT Insurance LLC offers health insurance options to clients in Middletown, Rhode Island and the surrounding Newport County communities. The agency handles various individual health plans, family coverage, and group policies for small businesses in the area. Each client’s unique healthcare needs and budget are carefully evaluated before presenting available plans from major carriers. The company then guides clients through the enrollment process, explaining coverage details and helping them select a suitable policy. This straightforward matching process ensures every customer receives a clear recommendation tailored to their specific situation.
Aquidneck Island Insurance in Middletown, RI, offers both one-time consultations to evaluate an individual’s current plan and ongoing service for clients who prefer continuous support. As a health insurance agent, the company helps clients compare coverage options from various carriers, explaining policy details and cost differences. Service runs on an as-needed basis, allowing clients to request assistance when enrolling, making changes, or addressing billing issues throughout the year.
As the open enrollment season approaches on Aquidneck Island, many Middletown residents begin reviewing their coverage options for the coming year. The SIG Insurance Agencies provides local individuals and families with guidance through the range of health plans available. Their agents explain how different policies address routine care and sudden medical needs specific to the area. An initial consultation typically includes a review of the client’s current coverage and a discussion of any recent changes in health requirements.
New Insurance Agency RI assists individuals and groups in navigating the health insurance landscape, offering guidance on plan selection and enrollment. It specializes in supplemental coverage options to address gaps in standard policies. The agency works with local businesses and residents in the Middletown area to find suitable health plans for varying needs. Commercial clients such as offices, warehouses, and food service operations can obtain tailored employee benefit packages.
Defend Insure Agency in Middletown, RI specializes in helping individuals and families compare and select health insurance plans. It generally assists clients with understanding coverage options, enrollment procedures, and policy details to align with their healthcare needs. The agency addresses common local concerns such as navigating open enrollment periods and adjusting plans after a major life change like starting a new job.
Nationwide Insurance: Roy L Souza provides health insurance services to residential clients in the Middletown area, helping individuals and families select appropriate coverage plans. The agency also assists commercial clients, such as small businesses, with group health insurance options throughout Rhode Island. Flexible appointment scheduling ensures clients can review their policies and adjust coverage as needs change. Follow-up consultations are offered between regular visits when questions arise about claims or network changes.
What Does a a Health Insurance Agent in Middletown Cost?
Health insurance agents in Rhode Island are typically paid by insurance carriers through commissions. You generally do not pay a separate fee for their services. Commissions are built into the plan premiums. Some agents may charge a consultation fee for complex cases. Costs vary by plan and carrier. This is general information and not insurance advice.
About health insurance agents in Middletown
A health insurance agent in Middletown, Rhode Island helps individuals and families find coverage through the Rhode Island HealthSource exchange or private plans. Agents must be licensed by the Rhode Island Department of Business Regulation. They can explain Rhode Island specific rules like the state individual mandate and open enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Middletown do?
A health insurance agent helps you compare plans from different carriers, apply for subsidies through HealthSource RI, and enroll in coverage. They also assist with renewals and changes during special enrollment periods.
How do I know if an agent is licensed in Rhode Island?
You can verify an agents license on the Rhode Island Department of Business Regulation website. Licensed agents must complete continuing education and follow state insurance laws.
When can I enroll in health insurance in Rhode Island?
Open enrollment for HealthSource RI typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving to Middletown.
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