The top-rated health insurance agent in Woonsocket, Rhode Island is Auto Insurance Met, rated 4.5 stars across 23 reviews. Other highly rated options include Soucy Insurance, American Insurance RI, Amivie. This directory lists 10 health insurance agents serving Woonsocket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Auto Insurance Met | 1300 Park Ave | (401) 200-3891 |
| 2 | Soucy Insurance | 565 N Main St | (401) 762-2218 |
| 3 | American Insurance RI | 45 RI-126 | (401) 859-1232 |
| 4 | Amivie | 191 Social St # 610 | (401) 767-5300 |
| 5 | United HealthCare in Woonsocket | 348 Carrington Ave | (888) 240-1637 |
| 6 | Allstate | XGW5+WQ, 547 Cumberland Hill Rd | (401) 696-4884 |
| 7 | Safe Cover Insurance | 520 Providence St | (401) 213-1737 |
| 8 | Dk Insurance Corporation | 318 2nd Ave | (401) 769-8830 |
| 9 | Gencorp- Keough Kirby - a Hilb Group Company | 987 Cass Ave | — |
| 10 | Celeste Dion - Aflac Insurance Agent | 120 Ray Ave | (401) 521-7700 |
What Does a a Health Insurance Agent in Woonsocket Cost?
Health insurance agents in Rhode Island typically do not charge a fee to consumers. Their compensation comes from insurance carriers as a commission, usually a percentage of the premium. For individual plans, commissions range from 2% to 5% of the annual premium, which is built into the plan cost. For small group plans, commissions may be flat fees or percentages. Costs vary by carrier, plan type, and case complexity. This is general information, not insurance advice.
About health insurance agents in Woonsocket
Health insurance agents in Woonsocket, Rhode Island help individuals and families find coverage through the HealthSource RI marketplace or private plans. Rhode Island requires all health plans to cover essential health benefits and preventive care. An agent can explain how state laws affect your options and guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Woonsocket do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage. They explain Rhode Island specific rules like the state mandate and guaranteed issue protections. Agents do not charge you directly they earn commissions from insurance companies.
Do I need to use HealthSource RI or can I buy directly from an agent?
You can buy a plan directly from an agent or through HealthSource RI. HealthSource RI is the official state marketplace where you can access tax credits and cost sharing reductions. An agent can help you with both options and make sure you get the right subsidy.
When can I enroll in health insurance in Rhode Island?
Open enrollment for 2025 plans runs from November 1, 2024 to January 15, 2025. You may qualify for a special enrollment period after a life event like losing job based coverage, moving, or having a baby. Rhode Island also offers a year round enrollment for Medicaid and CHIP.
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