The top-rated health insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include InsureMyTrip, Brook Insurance Associates LLC, Your Blue Store. This directory lists 21 health insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St Ste 210 | (401) 732-5213 |
| 2 | InsureMyTrip | 100 Commerce Dr | (800) 487-4722 |
| 3 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 4 | Your Blue Store | 300 Quaker Ln #17 | — |
| 5 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 6 | The Beacon Mutual Insurance Company | 1 Beacon Center | (401) 825-2667 |
| 7 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 8 | Elder Care Insurance Solutions Inc | 3466 W Shore Rd Rear | (401) 885-7467 |
| 9 | The Egis Group | 120 Lavan St | (401) 274-0303 |
| 10 | State Insurance Rhode Island | 179 Old Warwick Ave | (401) 655-2829 |
Bankers Life serves retirees, seniors, and individuals seeking coverage for medical expenses in Warwick, Rhode Island. It helps clients navigate Medicare plans, supplement policies, and other health insurance options tailored to their healthcare needs. The agency provides guidance on plan comparisons and enrollment processes to ensure suitable coverage. Its services extend to assisting residents in Cranston and other nearby communities throughout the Providence metropolitan area.
InsureMyTrip specializes in helping individuals and families in Warwick, RI, navigate the complexities of health insurance plan options during open enrollment periods. The company offers general agent services, guiding clients through plan comparisons, coverage details, and application processes to find suitable health insurance solutions. Its work supports both Medicare beneficiaries and those seeking private market plans. During major life changes like job loss or aging into Medicare eligibility, the agency assists clients with bridging coverage gaps and avoiding lapses in essential medical insurance.
Brook Insurance Associates LLC serves the Warwick, Rhode Island area and its surrounding communities, providing health insurance agent services. It handles individual and family health plans, Medicare supplements, and small business group coverage. The company also assists clients with plan comparisons for the Health Insurance Marketplace. To complete a typical job, its general approach involves reviewing a client’s current coverage and specific healthcare needs before presenting suitable policy options.
As a health insurance agent based in Warwick, Rhode Island, McLane Insurance Agency specializes in helping individuals and families select appropriate medical coverage plans. The agency also assists local small businesses with group health insurance options, guiding clients through the complexities of enrollment. Regular services include comparing plan benefits and explaining deductible structures under available policies. During the annual Open Enrollment Period, the agency helps Rhode Island residents navigate deadlines and avoid last-minute gaps in their health insurance coverage.
The Beacon Mutual Insurance Company in Warwick, Rhode Island distinguishes between initial one-time plan consultations and recurring annual enrollment services. As a health insurance agent, the company assists clients with evaluating various coverage options, including individual policies and group plans. Their service offerings run on both a scheduled basis for periodic policy reviews and an as-needed basis for immediate enrollment or plan change requests.
As open enrollment season brings health coverage decisions to the forefront, DeGiulio Insurance Group, LLC in Warwick, Rhode Island offers local guidance through plan comparisons and eligibility reviews. The agency works alongside clients to break down diverse policy options available in the area, from major medical plans to supplemental coverage. This process typically starts with an initial consultation to assess each individual’s specific healthcare needs and budget priorities before presenting tailored solutions for review.
Elder Care Insurance Solutions Inc provides residential service to individuals in Warwick, Rhode Island, helping them select health insurance plans that meet their personal needs. The agency also offers commercial coverage for local small businesses requiring group health options. Their service area includes all of Warwick and the surrounding communities within the state. The company assists customers in reviewing policy updates each enrollment period and is available for follow-up consultations and adjustments between regular annual visits.
The Egis Group serves the Warwick and greater Rhode Island metro area as a health insurance agent. The company helps individuals and families navigate the complexities of health coverage, including plan selection and enrollment. It assists local businesses in finding suitable group health options for their employees. The agency also guides clients through the annual open enrollment period for Affordable Care Act marketplace plans, ensuring they understand their benefit options. Its services include Medicare supplement advising and short-term health policy placements.
What Does a a Health Insurance Agent in Warwick Cost?
Health insurance agents in Rhode Island are typically paid by the insurance carrier, not by you directly. Their commission is built into the plan premium. For individual plans, premiums in Warwick can range from 300 to 700 dollars per month for a single adult, depending on age, plan type, and subsidies. Small business group plans may have different pricing. Costs vary by case. This is general information, not insurance advice.
About health insurance agents in Warwick
A health insurance agent in Warwick, Rhode Island can help you compare plans from major carriers like Blue Cross Blue Shield of RI and UnitedHealthcare. Rhode Island has its own health insurance marketplace called HealthSource RI, which offers state-specific subsidies and open enrollment periods. Agents licensed in RI must follow state regulations and can assist with individual, family, and small business plans.
Frequently Asked Questions
What does a health insurance agent in Warwick do?
A health insurance agent helps you review and enroll in health plans that fit your needs and budget. They explain coverage options, subsidies, and network details. In Rhode Island, agents must be licensed by the RI Department of Business Regulation.
How do I know if I qualify for subsidies through HealthSource RI?
Subsidies are based on your household income and size. For 2024, subsidies are available for households earning between 138% and 400% of the federal poverty level. An agent can help you estimate your premium tax credit during the open enrollment period.
Can a health insurance agent help with Medicare plans in Warwick?
Yes, many agents are also licensed to sell Medicare Advantage and Medigap plans. Rhode Island has specific rules for Medicare Supplement plans, including a guaranteed issue period when you first turn 65. An agent can compare plans from multiple carriers.
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