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Find Home Insurance Agents Near You in Berkeley, CA

Browse home insurance agents serving Berkeley, California. Updated 2026-07-14.

The top-rated home insurance agent in Berkeley, California is Frank Bliss - State Farm Insurance Agent, rated 5.0 stars across 238 reviews. Other highly rated options include Jessica McArdle - State Farm Insurance Agent, Mike Mihrzad - State Farm Insurance Agent, AAA Berkeley Branch. This directory lists 13 home insurance agents serving Berkeley.

Showing 13 home insurance agents in Berkeley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Frank Bliss - State Farm Insurance Agent1700 Solano Ave A(510) 527-2000
2Jessica McArdle - State Farm Insurance Agent2025 Rose St #100(510) 848-2132
3Mike Mihrzad - State Farm Insurance Agent2288 Fulton St UNIT 310(510) 841-6171
4AAA Berkeley Branch1775 University Ave(510) 898-7600
5Timothy Carter: Allstate Insurance2489 Martin Luther King Jr Way(510) 649-3870
6Lazena Kelly-Andrada - State Farm Insurance Agent2517 Sacramento St Ste B(510) 549-7400
7Gary Eason - State Farm Insurance Agent2288 Fulton St UNIT 310(510) 843-1092
8Sonny Randhawa - State Farm Insurance Agent1798 Shattuck Ave.(510) 570-3985
9Sharon Woo - State Farm Insurance Agent2915 Ninth St(510) 549-2122
10John Kistner - State Farm Insurance Agent1401 San Pablo Ave(510) 526-7036
FB
1700 Solano Ave A
Frank Bliss - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

Frank Bliss - State Farm Insurance Agent in Berkeley, CA, provides a range of services including home insurance policy evaluations, coverage consultations, and claims assistance. The agency offers ongoing support through policy reviews to help ensure clients maintain appropriate protection as their needs change. Service plans typically involve periodic check-ins, coverage adjustments, and guidance on local risk factors like fire or earthquake exposure. This approach helps homeowners align their insurance with current property conditions. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the Berkeley area.

JM
2025 Rose St #100
Jessica McArdle - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

Jessica McArdle - State Farm Insurance Agent serves homeowners, renters, and landlords in Berkeley by providing personalized home insurance policies designed to protect property and personal belongings against common local risks. The agency helps clients assess coverage needs, select appropriate deductibles, and understand policy exclusions for events like fire or theft. It also assists with bundling home and auto policies for potential savings. The office additionally serves clients in neighboring Albany, ensuring comprehensive coverage options are available throughout the East Bay area.

MM
2288 Fulton St UNIT 310
Mike Mihrzad - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

Serving Berkeley and the surrounding East Bay communities, Mike Mihrzad - State Farm Insurance Agent handles residential property coverage for local homeowners and renters. The agency addresses standard policies for single-family homes, condominiums, and tenant insurance needs. A common approach for a typical job includes reviewing a client’s current dwelling value and personal property details, then discussing appropriate liability limits and deductible options to match each homeowner’s budget and risk level.

AB
1775 University Ave
AAA Berkeley Branch
Home Insurance Agent · Berkeley, CA

AAA Berkeley Branch serves the Berkeley, California, area as a home insurance agent. It helps homeowners evaluate dwelling coverage and liability protection based on local property values. The agency assists clients in selecting appropriate policies for single-family homes and condominiums. Home insurance agents operating in Berkeley support customers in addressing regional risks, such as seismic activity and fire hazards, by adjusting personal property and loss-of-use provisions. AAA Berkeley Branch specifically handles the tailoring of dwelling coverage limits to match Replacement Cost Estimates and advising on umbrella liability policies for additional asset protection.

TC
2489 Martin Luther King Jr Way
Timothy Carter: Allstate Insurance
Home Insurance Agent · Berkeley, CA

For homeowners in Berkeley, California, the difference between a one-time policy purchase and an ongoing relationship with an agent is significant, as annual reviews can adjust for changing risks. Timothy Carter: Allstate Insurance provides home insurance coverage that protects against common local perils such as fire, theft, and weather-related damage. The agent assists clients in understanding policy options and filing claims when needed. Service is available on an as-needed basis for new policies, policy changes, and claims support.

LK
2517 Sacramento St Ste B
Lazena Kelly-Andrada - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

Lazena Kelly-Andrada - State Farm Insurance Agent in Berkeley provides tailored home insurance policies that cover dwelling protection and personal liability. It also offers general service work such as renters and condo insurance for local residents. The agency helps clients evaluate coverage limits and deductibles to match their property needs. As wildfire season approaches in the East Bay hills, it assists homeowners in reviewing their policies for adequate fire damage and debris removal provisions.

GE
2288 Fulton St UNIT 310
Gary Eason - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

As Berkeley homeowners prepare for the rainy season, Gary Eason as a State Farm Insurance Agent provides essential coverage for homes in this diverse city. Policies are written to protect against common local risks, including earthquake damage and storm-related claims, while addressing the specific needs of older Bay Area structures. Each standard homeowner policy is explained clearly so residents understand their deductibles and liability limits. The initial assessment typically starts with a free, no-obligation inspection of the property to identify any value or risk details.

SR
1798 Shattuck Ave.
Sonny Randhawa - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

Sonny Randhawa - State Farm Insurance Agent in Berkeley, CA provides standard homeowners insurance policies that protect a residence’s structure and personal belongings. For broader coverage, the agent specializes in offering add-ons such as flood, earthquake, and personal liability protection. Policies can be tailored to meet the needs of diverse commercial sectors, including office spaces, warehouses, and food service establishments.

SW
2915 Ninth St
Sharon Woo - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

Sharon Woo - State Farm Insurance Agent provides home insurance services for residential properties in Berkeley and the surrounding area. Commercial coverage is also available for local businesses. The agency assists clients with standard homeowners policies alongside options for renters and condominium insurance. Serving the Berkeley community, the office helps customers review their current plans to ensure adequate protection. After an initial policy is written, the agent offers follow-up support for claims or coverage changes and remains available for regular service check-ins between annual renewal visits.

JK
1401 San Pablo Ave
John Kistner - State Farm Insurance Agent
Home Insurance Agent · Berkeley, CA

John Kistner - State Farm Insurance Agent in Berkeley, California, is known for helping local homeowners protect their properties with personal coverage solutions. The agency serves the surrounding area by offering policies that cover dwelling structures, personal belongings, and liability protection. A home insurance agent can assess individual risks and develop appropriate coverage limits for each policyholder. For Berkeley residents, a licensed agent can also add a scheduled personal property endorsement for valuable items like jewelry, electronics, or fine art.

SK
1775 University Ave
Sukhi Kahlon AAA Insurance Agent
Home Insurance Agent · Berkeley, CA
(510) 898-7600
aaa.com/office/detail/Berkeley-CA-Berkeley-791
FI
801 Allston Way
Fidelity Insurance Service
Home Insurance Agent · Berkeley, CA
(510) 548-8200
fidelityinsuranceservice.com
FI
2625 Alcatraz Ave #700
Farmers Insurance - David Reidenbach
Home Insurance Agent · Berkeley, CA
(510) 849-4909
agents.farmers.com/ca/berkeley/david-reidenbach

What Does a a Home Insurance Agent in Berkeley Cost?

The average cost of home insurance in California is about 1200 to 1500 per year for a standard policy. In Berkeley premiums may be higher due to wildfire risk and high property values. Earthquake insurance adds 800 to 3000 per year depending on the home age and location. Costs vary by coverage limits deductible and the specific risk profile of your home. This is general information not insurance advice.

About home insurance agents in Berkeley

Home insurance agents in Berkeley California help homeowners find policies that protect against common local risks such as earthquakes fires and landslides. California law requires insurers to offer earthquake coverage as an add-on to standard home policies. Agents can also explain how the California FAIR Plan provides basic fire insurance for high risk areas.

Frequently Asked Questions

What does a home insurance agent do in Berkeley?

A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also advise on additional coverage for earthquakes and floods which are not in standard policies.

Do I need earthquake insurance in Berkeley California?

Earthquake insurance is not required by law but is highly recommended in Berkeley due to seismic activity. Standard home policies do not cover earthquake damage. You must purchase a separate policy or an endorsement from your insurer.

How does the California FAIR Plan work for Berkeley homes?

The California FAIR Plan is a state mandated program that provides basic fire insurance for homeowners who cannot get coverage in the private market. It covers fire smoke and lightning but not liability or theft. Agents can help you apply and add a difference in conditions policy for broader coverage.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.