The top-rated home insurance agent in Burlingame, California is Sammy Yim - State Farm Insurance Agent, rated 5.0 stars across 303 reviews. Other highly rated options include Brandon Yim - State Farm Insurance Agent, Wen Ling Cheng - State Farm Insurance Agent, Derek Prince: Allstate Insurance. This directory lists 21 home insurance agents serving Burlingame.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sammy Yim - State Farm Insurance Agent | Fox Mall, 1419 Burlingame Ave 2nd Floor, Ste P | (650) 344-2541 |
| 2 | Brandon Yim - State Farm Insurance Agent | 1419 Burlingame Ave Suite P | (650) 595-4900 |
| 3 | Wen Ling Cheng - State Farm Insurance Agent | 1299 Old Bayshore Hwy Ste 118 | (650) 375-0328 |
| 4 | Derek Prince: Allstate Insurance | 1502 Adeline Dr | (650) 696-1970 |
| 5 | Farmers Insurance - Steven Parker | 1815 El Camino Real #6 | (650) 697-4450 |
| 6 | Abraham Chiu: Allstate Insurance | 1799 Old Bayshore Hwy Ste 118 | (650) 375-5983 |
| 7 | Shelly Shlicoff: Allstate Insurance | 1502 Adeline Dr | (650) 692-6100 |
| 8 | Trish Le: Allstate Insurance | 1220 Howard Ave Ste 209 | (415) 644-9791 |
| 9 | PJF Properties Insurance Agency | 1350 Old Bayshore Hwy Ste. 520 | (650) 697-2966 |
| 10 | Archer Bennett Insurance Services | 337 Beach Rd B | (415) 265-7319 |
Sammy Yim - State Farm Insurance Agent serves the Burlingame, California area and the broader San Mateo County region. As a home insurance agent, this office helps local homeowners secure policies that protect their property against common regional risks. Clients can work with the agency to develop coverage tailored to the value and condition of their home. Standard services include protection for the dwelling, personal belongings, and liability in case of accidents. This agent also assists with bundling home insurance with related policies for enhanced coverage options.
Brandon Yim - State Farm Insurance Agent in Burlingame, CA, provides a comprehensive range of home insurance services, including policy selection, coverage review, and claims assistance. The agency offers ongoing service and maintenance plans, such as periodic policy evaluations to ensure adequate protection against common local risks. It services single-family homes, apartments, retail spaces, and restaurants throughout the Burlingame area.
Wen Ling Cheng - State Farm Insurance Agent serves homeowners in Burlingame, California, offering home insurance policies that protect single-family residences, condominiums, and rental properties against common perils such as fire, theft, and weather damage. The agent also assists property managers with coverage for multi-unit dwellings. Services include personalized policy reviews to ensure adequate dwelling and liability protection. With an office conveniently located in Burlingame, the agency additionally provides coverage for residents living in nearby San Mateo.
Derek Prince: Allstate Insurance serves Burlingame, California, and the surrounding Bay Area communities. The agency handles home insurance policies that provide financial protection for residences against common perils such as fire, theft, and weather damage. It also assists clients in securing liability coverage and additional endorsements for valuable items. When handling a typical job, the agency works directly with homeowners to carefully assess their specific coverage needs and then compares available policy options to ensure adequate protection.
Farmers Insurance - Steven Parker provides home insurance policies to residents in the Burlingame, California area, helping clients protect their properties against common risks. A home insurance agent can tailor coverage with specialty add-ons for valuable personal items or liability protection. This agency assists homeowners in developing comprehensive plans to safeguard their dwellings. In addition to residential clients, the agent can serve commercial sectors such as offices, warehouses, and food service establishments with appropriate coverage solutions.
Abraham Chiu: Allstate Insurance offers specialized home insurance services, including customizable dwelling coverage and personal property protection. It also serves Burlingame, CA, by assisting clients with general policy adjustments and risk management needs. In this coastal area, the agency frequently helps homeowners address concerns related to potential water damage from heavy seasonal rains or temporary fire risks during dry summer months.
As the California wildfire season approaches each year, homeowners in Burlingame take stock of their property coverage needs. Shelly Shlicoff: Allstate Insurance provides home insurance agent services to local residents, helping them evaluate their current policies and adjust limits or deductibles accordingly. Clients can discuss their personal property, liability exposures, and any recent home improvements that may affect replacement cost. The initial step is a complimentary policy review, where an agent inspects the homeowner’s current declarations page to identify coverage gaps.
Trish Le: Allstate Insurance in Burlingame, CA, provides home insurance agent services by first explaining the distinction between one-time policy purchases and recurring coverage options. Coverage is tailored to protect a home’s structure and personal belongings from common local risks. The agent helps clients understand policy details and compare different protection levels. This service generally runs on a recurring or as-needed basis to review or update existing policies.
PJF Properties Insurance Agency provides residential home insurance services for clients in Burlingame, California. The agency also offers commercial coverage options for local businesses seeking property protection. Its service area includes the broader San Francisco Peninsula region surrounding the city. Each policy is tailored to individual needs, with detailed consultations to explain coverage terms and exclusions. Clients may return for annual policy reviews or request interim adjustments when their circumstances change, ensuring ongoing protection between regular service visits.
Archer Bennett Insurance Services is a home insurance agent in Burlingame, CA, known for helping local homeowners secure standard dwelling policies. The firm works with a range of clients, guiding them through coverage options for property, personal liability, and contents. They assess risks common to the Bay Area, including earthquake and fire exposure. For added protection, this agent can broker separate flood insurance policies to fill gaps in standard homeowners plans.
What Does a a Home Insurance Agent in Burlingame Cost?
Typical home insurance costs in Burlingame range from 1000 to 2500 dollars per year for a standard policy. Factors include home value construction materials distance to fire station and claims history. Earthquake coverage adds 100 to 800 dollars annually depending on deductible and location. This is general information and does not constitute insurance advice.
About home insurance agents in Burlingame
A home insurance agent in Burlingame California can help you find coverage that meets state requirements and local risks. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Agents also explain how brush fire zones and flood risks near the bay affect your premiums.
Frequently Asked Questions
What does a home insurance agent in Burlingame do?
A home insurance agent helps you compare policies from different carriers and explains coverage limits deductibles and exclusions. They also advise on earthquake endorsements which are required by California law to be offered with every homeowners policy.
Is earthquake insurance required in Burlingame California?
Earthquake insurance is not required by law but California insurers must offer it as a separate endorsement. Many homeowners in Burlingame choose it because of the San Andreas Fault proximity. The California Earthquake Authority provides policies through private agents.
How do home insurance costs in Burlingame compare to other areas?
Home insurance costs in Burlingame are higher than the national average due to wildfire risk and high property values. The average annual premium in California is around 1200 to 1500 dollars but can exceed 3000 dollars for homes in high risk zones.
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