The top-rated home insurance agent in Cameron Park, California is JD Snead - State Farm Insurance Agent, rated 4.8 stars across 52 reviews. Other highly rated options include Farmers Insurance - Ryan Nuttall, Farmers Insurance: Sheldon Maughan, Farmers Insurance - Wuilmer Aguilar. This directory lists 13 home insurance agents serving Cameron Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Snead - State Farm Insurance Agent | 3420 Coach Ln Ste 4 | (530) 677-5211 |
| 2 | Farmers Insurance - Ryan Nuttall | 3330 Cameron Park Dr # 950 | (530) 677-7860 |
| 3 | Farmers Insurance: Sheldon Maughan | 3332 Heights Dr #245 | (916) 673-6606 |
| 4 | Farmers Insurance - Wuilmer Aguilar | 4120 Cameron Park Dr Ste 302b | (530) 350-6980 |
| 5 | Farmers Insurance - Walter Wiesner | 3330 Cameron Park Dr Ste 925 | (530) 677-7860 |
| 6 | Northwestern Insurance Agency | 3031 Alhambra Dr #103 | (530) 676-5200 |
| 7 | Chester & Associates Insurance Services | 3075 Alhambra Dr | (530) 319-5801 |
| 8 | America's Flood Insurance Services | 3350 Country Club Dr #201 | (800) 333-0883 |
| 9 | Farmers Insurance - Alan Kjar | 3350 Country Club Dr #104 | (530) 676-7905 |
| 10 | Farmers Insurance | 4120 Cameron Park Dr Ste 302b | (916) 673-6606 |
JD Snead - State Farm Insurance Agent serves the Cameron Park, California area and surrounding communities as a home insurance agent. The office helps local homeowners protect their properties with standard coverage options for structures and personal belongings. Policyholders can receive guidance on adjusting deductibles and understanding liability limits. Claims assistance is also available through the agent’s service team. This location specifically handles coverage for single-family homes and offers rental dwelling insurance for property owners with tenants in the Cameron Park region.
Farmers Insurance - Ryan Nuttall provides a broad range of standard home insurance policies covering protection against fire, theft, and weather damage for property owners in Cameron Park, California. It also offers flexible policyholders various optional endorsements for enhanced coverage, including personal property replacement cost and water backup protection. This agency works with a diverse set of structures, including single-family homes, apartments, retail storefronts, and local restaurants.
Homeowners, businesses, and property managers in Cameron Park rely on Farmers Insurance: Sheldon Maughan for comprehensive home insurance agent services. This agency assists clients in protecting their residential and commercial properties with tailored coverage options suitable for the local area. The team works closely with each customer to explain policy details and ensure proper protection for their assets. Insurance solutions are also available for residents and property owners in the neighboring communities of El Dorado Hills and Placerville.
Farmers Insurance - Wuilmer Aguilar serves Cameron Park, California, and the surrounding communities in El Dorado County. The agency handles homeowners insurance policies, covering protection for single-family homes, condominiums, and rental properties against common perils such as fire, theft, and weather damage. Clients receive policy reviews that help match coverage with the specific needs of their property and local risk factors. For a typical job, the agent assesses the home’s construction and location to recommend appropriate liability limits and deductibles that balance protection with affordability.
Farmers Insurance - Walter Wiesner in Cameron Park, CA, offers home insurance coverage decisions that can be made either as a one-time policy purchase or through an ongoing service relationship with regular policy reviews. Clients can select from standard dwelling protection, liability coverage, and additional endorsements for personal property. Deductible choices and coverage limits are adjusted to individual property needs. Initial consultations help determine the best approach for each homeowner. Ongoing policy adjustments are available as needs change. Service runs on either a one-time or as-needed basis after policy setup.
Northwestern Insurance Agency in Cameron Park, CA specializes in helping homeowners tailor coverage for their specific property needs. It handles the essential aspects of home insurance, including dwelling protection, personal liability, and coverage for belongings. The agency also provides guidance on how local weather patterns, such as the risk of wildfires and seasonal storms common to the Sierra Nevada foothills, can affect a homeowner's policy and overall financial security.
As wildfire season in the Sierra foothills approaches, securing comprehensive coverage becomes a critical priority for Cameron Park homeowners. Chester & Associates Insurance Services provides home insurance policies tailored to the specific risks of El Dorado County properties, including brush and fire exposure. Their team evaluates dwelling coverage options to ensure adequate protection for local homes. They also explain how personal property and liability limits apply in this region. New clients typically begin with a thorough property assessment to accurately match their needs.
America's Flood Insurance Services in Cameron Park, CA, helps homeowners secure standard property coverage to protect their dwellings and personal belongings. The agency also specializes in offering additional flood protection, addressing a critical risk for many residences in this region. Clients benefit from policies tailored to safeguard against water damage that typical plans exclude. The firm assists both residential and commercial property owners, including those managing offices, storing goods in warehouses, or operating food service establishments.
Farmers Insurance - Alan Kjar provides residential home insurance services for homeowners in Cameron Park and the surrounding areas. Commercial property coverage is also available for local businesses. With a focus on detailed policy reviews, the agency helps clients understand their protection needs. After escrow closes or a policy is enacted, the agent follows up to ensure coverage remains appropriate, making property reviews between regular visits a standard part of their ongoing client service.
Serving the Cameron Park area, Farmers Insurance connects local homeowners with property protection policies designed to safeguard their residences and personal belongings. This agency also facilitates the addition of specialty coverages to standard plans, such as endorsements for high-value jewelry or earthquake damage. Evaluating individual risk factors and replacement costs helps the agent tailor each policy to the homeowner’s specific needs. The commercial sectors it can serve include professional offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Cameron Park Cost?
Home insurance costs in California vary widely based on location, home value, and fire risk. In Cameron Park, annual premiums often range from 1,200 to 3,500 dollars for a standard policy, with higher costs in high-risk wildfire zones. Factors like home age, roof condition, and credit history also affect pricing. This is general information and not insurance advice.
About home insurance agents in Cameron Park
Home insurance agents in Cameron Park, California help homeowners find coverage that meets state requirements and protects against local risks. California law does not mandate home insurance, but mortgage lenders typically require a policy. Agents in this area can explain how factors like wildfire risk and proximity to the Sierra Nevada foothills affect premiums.
Frequently Asked Questions
What does a home insurance agent in Cameron Park do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain California-specific endorsements like earthquake or wildfire coverage. Agents also assist with policy changes and claims filing.
Do I need special coverage for wildfire risk in Cameron Park?
Yes, many homes in Cameron Park face elevated wildfire risk due to the area's location in the Sierra foothills. California FAIR Plan coverage is available for high-risk properties. An agent can help you assess if a standard policy or a FAIR Plan policy is right for you.
How do California insurance laws affect my home policy?
California law requires insurers to offer earthquake coverage as an endorsement, though you can decline it. The state also has rules about how insurers set rates and handle non-renewals after a natural disaster. Your agent can explain your rights under these regulations.
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