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HomeHome Insurance AgentsCalifornia › Cathedral City

Find Home Insurance Agents Near You in Cathedral City, CA

Browse home insurance agents serving Cathedral City, California. Updated 2026-07-14.

The top-rated home insurance agent in Cathedral City, California is Tim Wood - State Farm Insurance Agent, rated 4.9 stars across 372 reviews. Other highly rated options include Lowest Competitive Insurance Services, Inc., Farmers Insurance Tom Breitfeller, Dynamic General Insurance Services. This directory lists 17 home insurance agents serving Cathedral City.

Showing 17 home insurance agents in Cathedral City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tim Wood - State Farm Insurance Agent35963 Date Palm Dr(760) 770-0700
2Lowest Competitive Insurance Services, Inc.68945 Vista Chino STE B(760) 325-1530
3Farmers Insurance Tom Breitfeller68828 Ramon Rd STE A(760) 770-9300
4Dynamic General Insurance Services68828 Ramon Rd C1(760) 862-5300
5Phil Goodge - State Farm Insurance Agent67850 Vista Chino Ste 106(760) 328-3233
6Veronica's Insurance68420 Ramon Rd Suite 5(760) 284-1924
7Safer Insurance Agency Inc. Cathedral68303 Ramon Rd a(760) 699-5761
8J PLATA INSURANCE, TAX & REGISTRATION SERVICES68487 E Palm Canyon Dr SUITE 42-B(760) 324-1114
9Rosalio Plata Insurance35410 Date Palm Dr(760) 894-1015
10Fina Insurance Agency Services Inc68545 Ramon Rd Ste C102(760) 321-7746
TW
35963 Date Palm Dr
Tim Wood - State Farm Insurance Agent
Home Insurance Agent · Cathedral City, CA

Tim Wood - State Farm Insurance Agent serves Cathedral City and the surrounding Riverside County area, offering home insurance coverage and related personal insurance products. The agency helps local homeowners protect their property against common risks like fire, theft, and weather damage. Policies are tailored to fit individual needs and budgets. This office handles new home insurance quotes and policy adjustments for existing clients in Cathedral City.

LC
68945 Vista Chino STE B
Lowest Competitive Insurance Services, Inc.
Home Insurance Agent · Cathedral City, CA

Lowest Competitive Insurance Services, Inc. in Cathedral City, CA, provides a full range of residential risk coverage options, including protection for property damage and personal property loss. The agency offers clients homeowner policies designed to safeguard dwellings and associated structures, and it regularly reviews coverage to help ensure adequate protection over time. Customers also have access to guidance on bundling additional lines of coverage for greater convenience. The company services single-family homes, apartments, retail, and restaurants.

FI
68828 Ramon Rd STE A
Farmers Insurance Tom Breitfeller
Home Insurance Agent · Cathedral City, CA

Farmers Insurance Tom Breitfeller serves homeowners, property managers, and local businesses seeking residential insurance protection in Cathedral City, California. The agency provides standard home insurance policies including dwelling coverage and liability protection tailored to desert climate risks. Agents assist clients with policy reviews and claims guidance to help secure appropriate coverage for their properties. The agency extends these insurance services to nearby Palm Springs and the surrounding Coachella Valley communities.

DG
68828 Ramon Rd C1
Dynamic General Insurance Services
Home Insurance Agent · Cathedral City, CA

Dynamic General Insurance Services in Cathedral City, CA, helps clients distinguish between purchasing a single home insurance policy for a one-time need, such as closing on a new property, and establishing an ongoing relationship for recurring policy reviews and updates. Coverage options can be tailored to protect against common regional risks like wildfire or wind damage specific to the desert area. Service operates on a one-time, scheduled, or as-needed basis.

PG
67850 Vista Chino Ste 106
Phil Goodge - State Farm Insurance Agent
Home Insurance Agent · Cathedral City, CA

Phil Goodge - State Farm Insurance Agent serves Cathedral City and surrounding communities throughout the Coachella Valley, handling home insurance policies for local homeowners. In this area, the company helps clients protect their residences against common perils such as fire, theft, and weather-related damage. To handle a typical job, the agent first evaluates a property's specific risks and coverage needs, then presents tailored policy options for the homeowner to review and select.

VS
68420 Ramon Rd Suite 5
Veronica's Insurance
Home Insurance Agent · Cathedral City, CA

Veronica's Insurance serves homeowners in Cathedral City, California, and the surrounding communities throughout the Coachella Valley. It handles property coverage for single-family homes, condominiums, and rental dwellings. The agency tailors each policy to address local risks such as earthquakes and desert weather conditions. It processes claims by coordinating promptly with adjusters and providing clear documentation guidance to policyholders throughout the entire settlement procedure.

SI
68303 Ramon Rd a
Safer Insurance Agency Inc. Cathedral
Home Insurance Agent · Cathedral City, CA

Safer Insurance Agency Inc. Cathedral specializes in crafting tailored homeowners policies, protecting property and personal assets from common perils. The agency serves residents throughout Cathedral City with dedicated risk assessments and personalized coverage options. Agents work to explain complex policy details in clear terms, ensuring clients understand their deductibles and liability limits. Its services include routine policy reviews and updates when home improvements occur. As wildfire season approaches in California, the agency assists homeowners in evaluating brush clearance requirements and verifying adequate dwelling replacement cost coverage against regional fire threats.

JP
68487 E Palm Canyon Dr SUITE 42-B
J PLATA INSURANCE, TAX & REGISTRATION SERVICES
Home Insurance Agent · Cathedral City, CA

In Cathedral City, when seasonal winds or summer heat increase the risk of property damage, homeowners often review their coverage. J PLATA INSURANCE, TAX & REGISTRATION SERVICES helps local residents evaluate their home insurance policies to ensure adequate protection against common regional exposures. The agency guides clients through coverage options tailored to the unique needs of the area. An initial property assessment is typically scheduled during the first consultation to help identify specific valuation and risk factors.

RP
35410 Date Palm Dr
Rosalio Plata Insurance
Home Insurance Agent · Cathedral City, CA

Rosalio Plata Insurance in Cathedral City provides home insurance solutions that address both one-time policy setup for new homeowners and recurring coverage management for ongoing protection. Coverage typically safeguards structures, personal belongings, and liability against common regional risks such as earthquakes and wildfires. Policyholders receive guidance in selecting appropriate deductibles and endorsements tailored to their property’s age and location. This local agency offers services on an as-needed basis, including policy reviews when home renovations or neighborhood hazard changes occur.

FI
68545 Ramon Rd Ste C102
Fina Insurance Agency Services Inc
Home Insurance Agent · Cathedral City, CA

Fina Insurance Agency Services Inc works with homeowners in Cathedral City to craft policies that protect residential properties and personal belongings. The agency assists clients by recommending supplemental coverages, such as protection for high-value items or additional liability options. Serving both owners of single-family homes and those with condominiums, the company focuses on matching coverage limits to each property’s specific risks. In addition to residential needs, Fina Insurance Agency Services Inc extends its home insurance expertise to commercial sectors that require property protection, including offices, warehouses, and food service operations.

CW
68175 Alcita Rd
Connelly - Weiss Insurance
Home Insurance Agent · Cathedral City, CA
(760) 668-4048
connellyweissinsurance.com
PV
68192 Ramon Rd
Palm Valley Insurance Services
Home Insurance Agent · Cathedral City, CA
(760) 775-7256
palmvalleyinsurance.com
FI
35325 Date Palm Dr #151b
Farmers Insurance - Gary Donovan
Home Insurance Agent · Cathedral City, CA
(760) 808-0873
agents.farmers.com/ca/cathedral-city/gary-donovan
BS
34400 Date Palm Dr # O
Beach Stanton Insurance Agency LLC
Home Insurance Agent · Cathedral City, CA
(760) 324-1144
beachstanton.com
RI
35-410 Date Palm Dr
RP Insurance Services Inc
Home Insurance Agent · Cathedral City, CA
(760) 894-1015
rpinsurance.online
PG
34400 Date Palm Dr # M
PGI General Insurance
Home Insurance Agent · Cathedral City, CA
(760) 328-7484
PB
34400 Date Palm Dr # M
Paul Bisbee Insurance
Home Insurance Agent · Cathedral City, CA
(760) 328-7484

What Does a a Home Insurance Agent in Cathedral City Cost?

Home insurance costs in Cathedral City California average between 800 and 1,500 dollars per year for a standard policy. Rates vary based on home value location and coverage limits. Wildfire risk and proximity to fire stations can affect premiums. This is general information and not insurance advice.

About home insurance agents in Cathedral City

Home insurance agents in Cathedral City California help homeowners protect their property against risks like wildfires and earthquakes. California law requires insurers to offer a Fair Access to Insurance Requirements (FAIR) Plan for high risk areas. Local agents can guide you through standard policies and additional endorsements for desert climate concerns.

Frequently Asked Questions

What does a home insurance agent in Cathedral City do?

A home insurance agent helps you find a policy that covers your home and belongings. They explain California specific coverage options like earthquake endorsements. They also assist with claims and policy changes.

Do I need earthquake insurance in Cathedral City California?

Earthquake insurance is not required by California law but is recommended due to seismic activity. Standard home policies do not cover earthquake damage. You can buy a separate policy or endorsement from the California Earthquake Authority.

How can I find a licensed home insurance agent in Cathedral City?

You can search the California Department of Insurance website to verify an agents license. Local agents are listed in online directories and business listings. Ask for referrals from neighbors or real estate professionals.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.