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Find Home Insurance Agents Near You in Citrus Heights, CA

Browse home insurance agents serving Citrus Heights, California. Updated 2026-07-14.

The top-rated home insurance agent in Citrus Heights, California is Nick Bullard: Allstate Insurance, rated 4.8 stars across 362 reviews. Other highly rated options include AAA Citrus Heights Branch, Doug Rowley - State Farm Insurance Agent, Odessa Insurance - CA Registration Services. This directory lists 17 home insurance agents serving Citrus Heights.

Showing 17 home insurance agents in Citrus Heights, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Bullard: Allstate Insurance7447 Antelope Rd Ste 103(916) 476-8119
2AAA Citrus Heights Branch6109 Sunrise Blvd(916) 560-0501
3Doug Rowley - State Farm Insurance Agent5417 San Juan Ave(916) 967-6617
4Odessa Insurance - CA Registration Services7433 Greenback Ln suite h(916) 722-1100
5Save and Drive Insurance Services8328 Auburn Blvd(916) 735-3707
6Juan H. Perez: Allstate Insurance8350 Auburn Blvd #101a(916) 782-5272
7Greg Polley - State Farm Insurance Agent8084 Old Auburn Rd B(916) 726-1864
8Cal Save Insurance Services Inc.6045 Greenback Ln(916) 725-0588
9Farmers Insurance - Scott Gelbke6385 Auburn Blvd Ste C-1(530) 666-7419
10James Chantry: Allstate Insurance7011 Sylvan Rd Ste 11(916) 905-1900
NB
7447 Antelope Rd Ste 103
Nick Bullard: Allstate Insurance
Home Insurance Agent · Citrus Heights, CA

Nick Bullard: Allstate Insurance provides home insurance services for clients in Citrus Heights and the surrounding areas. The agency helps customers select, adjust, and manage policies to protect their property and personal belongings. Clients can review coverage options, discuss liability limits, and handle claims assistance through the local office. The agency serves a variety of residential and commercial properties, including single-family homes, apartments, retail storefronts, and restaurants.

AC
6109 Sunrise Blvd
AAA Citrus Heights Branch
Home Insurance Agent · Citrus Heights, CA

AAA Citrus Heights Branch serves the greater Sacramento metro area and the surrounding communities of Placer and Sacramento Counties as a home insurance agent. The agency assists homeowners in selecting policies that protect their property and personal belongings from common regional risks. Clients can receive guidance on dwelling coverage, liability protection, and options for additional structures like detached garages or sheds. The company specifically handles policy adjustments for recent home renovations and facilitates claims support for storm or fire damage.

DR
5417 San Juan Ave
Doug Rowley - State Farm Insurance Agent
Home Insurance Agent · Citrus Heights, CA

Doug Rowley - State Farm Insurance Agent in Citrus Heights, CA assists homeowners, renters, and property managers in finding suitable home insurance coverage. The agency helps clients evaluate their protection needs and explore policy options for their property and belongings. Personalized consultations allow customers to review deductibles, liability limits, and additional coverage possibilities for their specific situation. Services also extend to those living in nearby Antelope and surrounding areas of Sacramento County, offering local guidance on protecting their homes.

OI
7433 Greenback Ln suite h
Odessa Insurance - CA Registration Services
Home Insurance Agent · Citrus Heights, CA

Odessa Insurance - CA Registration Services serves homeowners in Citrus Heights and the surrounding Sacramento-area communities. It handles residential insurance policies, including coverage for single-family homes, condominiums, and rental properties. The agency assists clients in evaluating their property protection needs and selecting appropriate policy limits. For a typical homeowner, it first reviews the property's rebuilding cost and liability exposure. It then compares coverage options from different carriers to present a tailored solution that balances protection with a practical premium.

SD
8328 Auburn Blvd
Save and Drive Insurance Services
Home Insurance Agent · Citrus Heights, CA

At Save and Drive Insurance Services in Citrus Heights, CA, clients choose between one-time policy setup and ongoing service for their home coverage. The agency helps property owners protect their dwellings and personal belongings against common regional risks such as fire, theft, and weather damage. Additional liability protection can be included to guard against accidents occurring on the premises. New policy creation and existing policy reviews are both available. Service runs on a one-time, scheduled, or as-needed basis according to each client's preference.

JH
8350 Auburn Blvd #101a
Juan H. Perez: Allstate Insurance
Home Insurance Agent · Citrus Heights, CA

As a home insurance agent in Citrus Heights, Juan H. Perez: Allstate Insurance specializes in crafting personalized policies that protect single-family homes, condominiums, and rental properties. The agency provides essential coverage against common risks such as fire, theft, and liability, while also guiding clients through deductible options and bundling opportunities. After a winter storm or during the dry season when wildfire risk increases, the agency helps homeowners evaluate their current protection and adjust their coverage to better guard against local weather and environmental threats.

GP
8084 Old Auburn Rd B
Greg Polley - State Farm Insurance Agent
Home Insurance Agent · Citrus Heights, CA

As winter storms threaten roofs and summer heat stresses air conditioning in Citrus Heights, Greg Polley - State Farm Insurance Agent provides evaluations of homeowners insurance policies to address these seasonal risks. The agency reviews coverage for common local perils such as fire, wind, and hail. After discussing your property's specific needs, the agent will arrange a convenient time to inspect your home and assess any potential liabilities.

CS
6045 Greenback Ln
Cal Save Insurance Services Inc.
Home Insurance Agent · Citrus Heights, CA

Cal Save Insurance Services Inc. in Citrus Heights, CA, helps homeowners find and compare policies that cover dwellings and personal belongings. This agency can also arrange additional coverage for valuable jewelry or water backup damage. Clients in the area come to discuss liability protection and potential add-ons for natural disasters. The company serves residential property owners as well as commercial sectors needing protection for offices, warehouses, and food service operations.

FI
6385 Auburn Blvd Ste C-1
Farmers Insurance - Scott Gelbke
Home Insurance Agent · Citrus Heights, CA

Farmers Insurance - Scott Gelbke is known for providing home insurance policies that cover the Citrus Heights area. Its agents help local homeowners assess their property risks and select coverage for structures, belongings, and liability. The agency offers policies that support protection against common California concerns like fire and weather damage. For an additional layer of protection, it can add on sewer and drain backup coverage to a standard homeowners plan.

JC
7011 Sylvan Rd Ste 11
James Chantry: Allstate Insurance
Home Insurance Agent · Citrus Heights, CA

James Chantry: Allstate Insurance offers residential home insurance services to property owners in Citrus Heights, California. This agency also handles commercial coverage policies for local business clients throughout the greater Sacramento area. Bruce Chantry works with each customer to design a policy that fits their specific property and liability needs. After the initial policy is in place, the office provides follow-up assistance and policy reviews between regular billing cycles or renewal visits.

FI
7509 Madison Ave STE 103
Farmers Insurance - Victor Malishchuk
Home Insurance Agent · Citrus Heights, CA
(916) 965-6828
agents.farmers.com/ca/citrus-heights/victor-malishchuk
NI
5620 Birdcage St Suite 230
Nationwide Insurance: Aaron Luke Grigsby
Home Insurance Agent · Citrus Heights, CA
(916) 526-0170
RK
5620 Birdcage St Ste
R K Jacobs Insurance Services
Home Insurance Agent · Citrus Heights, CA
(916) 526-0170
HV
8035 Madison Ave d3
Horizon Valley Insurance Services Inc
Home Insurance Agent · Citrus Heights, CA
(916) 331-0904
horizonvalley.com
DC
8040 Greenback Ln # F
Del Campo Insurance Services Inc.
Home Insurance Agent · Citrus Heights, CA
(916) 745-8055
MI
6318 Port Gibson Ct
McCartney Insurance Agency Home Page
Home Insurance Agent · Citrus Heights, CA
(916) 532-5797
mccartneyinsuranceagency.com/contact.aspx
JM
7649 Sunrise Blvd f
John Meyer Agency
Home Insurance Agent · Citrus Heights, CA
(916) 676-1156
johnmeyerinsurance.com

What Does a a Home Insurance Agent in Citrus Heights Cost?

Home insurance costs in California average around $1,200 to $2,500 per year for a standard policy, but rates vary widely by location and home value. In Citrus Heights, premiums may be higher due to wildfire risk and local crime rates. The California FAIR Plan can cost $3,000 to $8,000 or more annually for basic fire coverage. This is general information, not insurance advice.

About home insurance agents in Citrus Heights

Home insurance agents in Citrus Heights, California help residents find coverage for single-family homes and condos. California law requires insurers to offer a minimum level of fire insurance through the FAIR Plan if standard coverage is unavailable. Local agents can explain policy options including dwelling coverage and personal property protection.

Frequently Asked Questions

What does a home insurance agent do in Citrus Heights?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain deductibles, coverage limits, and exclusions specific to California wildfire risks. Agents also assist with filing claims and updating policies after home renovations.

Do I need earthquake insurance in Citrus Heights?

Standard home insurance policies in California do not cover earthquake damage. You can buy a separate earthquake policy through the California Earthquake Authority or private insurers. An agent can help you decide if this coverage is right for your property.

How do California FAIR Plan policies work?

The California FAIR Plan is a state-mandated program for homeowners who cannot get standard insurance due to high wildfire risk. It provides basic fire coverage but has lower limits and higher premiums. A local agent can explain if you qualify and how to combine it with a difference in conditions policy.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.