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Find Home Insurance Agents Near You in City of Atwater, CA

Browse home insurance agents serving City of Atwater, California. Updated 2026-07-14.

The top-rated home insurance agent in City of Atwater, California is Tisha Miranda - State Farm Insurance Agent, rated 5.0 stars across 319 reviews. Other highly rated options include Rios Insurance Agency (The), Farmers Insurance - Daisy Salgado, Peace & Grace Insurance Services. This directory lists 10 home insurance agents serving City of Atwater.

Showing 10 home insurance agents in City of Atwater, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tisha Miranda - State Farm Insurance Agent514 E Bellevue Rd(209) 358-3276
2Rios Insurance Agency (The)1215 Commerce Ave(209) 354-3000
3Farmers Insurance - Daisy Salgado1801 Elm Ave(209) 812-4020
4Peace & Grace Insurance Services1210 Third St(209) 812-4026
5Terry Solano - State Farm Insurance Agent1079 N Winton Way(209) 358-6877
6Farmers Insurance - Susana Galindo248 E Bellevue Rd(209) 676-2045
7Farmers Insurance - Nereida Ochoa-Jantz1214 Third St(209) 276-0377
8Ever Providence Insurance Agency170 E Bellevue Rd(209) 381-8652
9Kilgore Insurance Agency2554 Alabama St suite b(209) 358-9100
10Christina Regert: Primerica - Financial Services530 E Bellevue Rd STE A(209) 678-3714
TM
514 E Bellevue Rd
Tisha Miranda - State Farm Insurance Agent
Home Insurance Agent · City of Atwater, CA

Tisha Miranda State Farm Insurance Agent serves the City of Atwater, California, and the surrounding Merced County area, specializing in home insurance policies. They help local homeowners protect their properties and personal belongings against common regional risks, such as fire damage from dry seasons. Their services cover dwelling protection for the structure and liability coverage for accidents on the property. Additional options include policies for theft protection and coverage for other structures like detached garages or sheds. The agency also assists clients in combining their home policy with an auto insurance plan.

RI
1215 Commerce Ave
Rios Insurance Agency (The)
Home Insurance Agent · City of Atwater, CA

Rios Insurance Agency provides a full spectrum of home insurance options, helping residents protect their dwellings and personal property from common risks. Its service approach includes policy consultations and claims assistance to ensure clients understand their coverage details. The company serves the City of Atwater, CA, area, offering tailored insurance solutions for single-family homes, apartments, retail spaces, and restaurants.

FI
1801 Elm Ave
Farmers Insurance - Daisy Salgado
Home Insurance Agent · City of Atwater, CA

Farmers Insurance - Daisy Salgado provides a broad range of coverage options for homeowners, including policies for dwelling protection, personal liability, and contents. The agency offers standard service plans that help clients review their coverage needs and adjust policies after life changes or major purchases. Daisy Salgado serves properties located in and around the city of Atwater, California, including single-family homes, apartment complexes, retail storefronts, and local restaurants.

PG
1210 Third St
Peace & Grace Insurance Services
Home Insurance Agent · City of Atwater, CA

Peace & Grace Insurance Services serves the City of Atwater, California, and the surrounding communities in Merced County. The agency handles homeowners insurance for local residential properties, covering the specific risks common to the Central Valley area. It works with clients to assess their individual coverage needs for dwelling protection and personal property. For a typical job, the agency first reviews the homeowner's policy details and recent property changes, then compares current market options to recommend a plan that balances adequate coverage with the client's budget.

TS
1079 N Winton Way
Terry Solano - State Farm Insurance Agent
Home Insurance Agent · City of Atwater, CA

Some home insurance needs are handled as a one-time policy purchase, while others require periodic review and adjustments for coverage. As a home insurance agent in the City of Atwater, CA, Terry Solano - State Farm Insurance Agent offers services that include helping homeowners select appropriate dwelling and liability protections. The scope of coverage typically accounts for property structure, personal belongings, and legal exposure. Service operates on both a one-time policy setup and an as-needed basis for policy reviews, claims assistance, and coverage updates.

FI
248 E Bellevue Rd
Farmers Insurance - Susana Galindo
Home Insurance Agent · City of Atwater, CA

Farmers Insurance - Susana Galindo specializes in home insurance policies, including coverage for dwelling protection and liability. It also provides personalized consultations to help residents of Atwater, CA, assess their individual needs and adjust coverage accordingly. The agency assists with common homeowner concerns, such as protecting property against local weather risks. When Central Valley summer heat increases the chance of wildfire damage, the office helps clients review their policies to ensure adequate safeguards.

FI
1214 Third St
Farmers Insurance - Nereida Ochoa-Jantz
Home Insurance Agent · City of Atwater, CA

The Central Valley’s dry season often raises concerns about fire and water damage for homeowners in Atwater. Farmers Insurance - Nereida Ochoa-Jantz provides home insurance policies designed to address these regional coverage gaps. A local agency understands the specific needs of California properties, offering personalized policy reviews to match each home’s structure and contents. The process begins with a detailed property inspection and a comprehensive initial assessment to identify appropriate coverage levels.

EP
170 E Bellevue Rd
Ever Providence Insurance Agency
Home Insurance Agent · City of Atwater, CA

Ever Providence Insurance Agency focuses on residential home insurance for families in and around the City of Atwater, California, helping protect their properties and personal belongings. The agency also addresses commercial coverage needs for local business owners who require tailored policies for their storefronts or operations. Service extends throughout the surrounding area in Merced County. After initial policies are set, clients are assisted with policy adjustments, updates, or questions about coverage as circumstances change between regular visits or renewal periods.

KI
2554 Alabama St suite b
Kilgore Insurance Agency
Home Insurance Agent · City of Atwater, CA

Kilgore Insurance Agency provides home insurance and related coverage options for property owners in the City of Atwater, California. It works with clients to arrange standard homeowner policies while also addressing specialty protections including flood and earthquake endorsements suited to the region. The agency assists local property owners through the application process and policy selection, ensuring compliance with California requirements. Its commercial insurance services extend to offices, warehouses, and food service establishments.

CR
530 E Bellevue Rd STE A
Christina Regert: Primerica - Financial Services
Home Insurance Agent · City of Atwater, CA

Christina Regert: Primerica - Financial Services is an agency serving homeowners in the City of Atwater, CA, helping clients protect their properties with standard dwelling coverage. The agency offers policies that guard against common perils such as fire, theft, and weather damage, tailoring plans to meet individual property values and local risk factors. It also assists homeowners in navigating liability protection and personal property endorsements. A specialty service available through this agency is the addition of flood insurance to standard home policies.

What Does a a Home Insurance Agent in City of Atwater Cost?

Typical home insurance costs in California range from 800 to 1,500 dollars per year for a standard policy. Actual premiums vary based on home value, location, and coverage limits. Factors like wildfire risk and proximity to fire stations also affect price. This is general information, not insurance advice.

About home insurance agents in City of Atwater

Home insurance agents in City of Atwater, California help homeowners find coverage for their property. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents can explain how wildfire risk and other regional factors affect your premium.

Frequently Asked Questions

What does a home insurance agent in Atwater do?

A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.

Is earthquake insurance required in California?

Earthquake insurance is not required by California law. However, insurers must offer it as a separate policy or endorsement. Your agent can help you decide if it is right for your home.

How can I lower my home insurance costs in Atwater?

You can lower costs by increasing your deductible or bundling home and auto policies. Installing fire-resistant roofing or a security system may also reduce premiums. Your agent can review discounts available in California.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.