The top-rated home insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 13 home insurance agents serving Davis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Raul Herrera - State Farm Insurance Agent | 2744 Del Rio Pl Ste 120 | (530) 759-9204 |
| 2 | Dave Scheiber - State Farm Insurance Agent | 4627 Fermi Pl #120 | (530) 758-8440 |
| 3 | Doug Prichard - State Farm Insurance Agent | 405 3rd St | (530) 756-1591 |
| 4 | Greg Phister: Allstate Insurance | 437 F St | (530) 756-9211 |
| 5 | Heather Copeland - State Farm Insurance Agent | 231 G St #1 | (530) 753-7897 |
| 6 | Purves & Associates Insurance Agency | 500 4th St | (530) 756-5561 |
| 7 | Farmers Insurance - David Mann | 2925 Spafford St B | (530) 758-1011 |
| 8 | C C Cooper & Sons | 215 Madson Pl A | (530) 753-2888 |
| 9 | Cedarwood Financial & Insurance Services | 1777 Oak Ave Ste B | (877) 753-0704 |
| 10 | State Farm Insurance | 4627 Fermi Pl #120 | (530) 379-7227 |
Raul Herrera - State Farm Insurance Agent serves the Davis, California area, providing home insurance policies to local homeowners and renters. The agency helps clients understand coverage options that protect their property and personal belongings against common risks. General services include assessing dwelling coverage limits and liability protection needs. An insurance agent in this region can also customize policies for specific household situations, such as bundling home and auto coverage to create a cohesive insurance plan for Davis residents.
Dave Scheiber - State Farm Insurance Agent offers a full range of home insurance options, including coverage for dwelling protection, personal property, and liability. Its service plans provide tailored policies that help safeguard homeowners against common risks such as fire, theft, and weather-related damage. Regular policy reviews are available to adjust coverage as needs change. Based in Davis, California, the agency serves single-family homes, apartments, retail spaces, and local restaurants throughout the area.
Doug Prichard - State Farm Insurance Agent serves homeowners, renters, and landlords in Davis, California, by offering personalized home insurance policies to protect residential properties and personal belongings. The agency helps clients evaluate coverage options for common local perils, including wind and fire damage, and can tailor deductibles and liability limits to individual needs. It also provides guidance on bundling home and auto policies for potential discounts. The office additionally serves the neighboring community of Woodland.
Serving Davis, California, and the surrounding Yolo County communities, this agency handles home insurance policies for local homeowners. It addresses coverage for the dwelling structure, personal belongings, and liability protection. Standard policies guard against risks like fire, theft, and weather-related damage common to Central Valley properties. To handle a typical job, the agent first reviews the specific needs and property details of the homeowner, then tailors a policy with appropriate deductibles and coverage limits to fit that individual situation.
Heather Copeland, as a local home insurance agent in Davis, CA, offers guidance on both homeowners policies and supplementary coverage for personal property and liability, ensuring residents can choose between a comprehensive, one-time plan and recurring policy updates. Each quote accounts for local factors such as wildfire risk and flood zones. The service operates on an as-needed basis, with clients able to schedule annual policy reviews or request immediate assistance following a change in their home's value or condition.
As a home insurance agent in Davis, Purves & Associates Insurance Agency specializes in providing tailored dwelling coverage and personal property protection. The company also assists homeowners with standard liability policies and endorsements for valuable items like jewelry or electronics. Its agents routinely help clients evaluate policy limits to ensure adequate replacement cost coverage. In addition, the agency addresses seasonal concerns such as wind and fire damage risks common to the area, guiding residents through adjustments before winter storms arrive.
As autumn storms approach in Davis, homeowners often worry about roof damage and leaky windows. Farmers Insurance - David Mann helps clients review their current policies to ensure adequate protection before the rainy season arrives. This local agency works to tailor coverage for the variably sized homes found throughout the area. Policies can address risks from fire, theft, and weather-related events common in Yolo County. The process begins with a thorough inspection of the property and a discussion of the homeowner’s specific risks and concerns.
C C Cooper & Sons provides home insurance coverage for property owners in the Davis, California area. Their work includes protecting residential structures from common local risks such as fire, theft, and weather-related damage, while also offering specialty add-ons like coverage for personal valuables or additional living expenses during a home repair. They handle policies for standard homes and can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Cedarwood Financial & Insurance Services in Davis, CA offers residential homeowners coverage tailored to local property needs. They also arrange commercial insurance solutions for area businesses operating in Yolo County and surrounding communities. As home insurance agents, they help clients understand policy options for protecting their dwellings and personal belongings. Following an initial consultation, they remain available for policy reviews and adjustments, ensuring each client’s coverage stays current between regular seasonal visits or after any property changes.
As a home insurance agent in Davis, California, State Farm Insurance specializes in tailoring coverage options to protect single-family homes and rental properties from common perils like fire and theft. It also provides guidance on selecting appropriate policy limits and deductibles for local homeowners. The company further assists with bundling home and auto policies for simplified management. During the rainy winter season, State Farm Insurance helps Davis residents evaluate flood insurance needs beyond standard homeowner policies.
What Does a a Home Insurance Agent in Davis Cost?
Home insurance costs in California vary widely. The average annual premium in the state is around $1,200 to $1,500 for a standard policy. In Davis, factors like home age, location near wildland areas, and coverage limits affect the price. This is general information and not insurance advice.
About home insurance agents in Davis
A home insurance agent in Davis, California can help you find a policy that meets your needs. California law requires insurers to offer coverage for fire and other perils. Local agents understand the specific risks in Yolo County, such as wildfire and flood exposure.
Frequently Asked Questions
What does a home insurance agent in Davis do?
A home insurance agent helps you compare policies from different carriers. They explain coverage options like dwelling protection and liability. They also assist with filing claims and adjusting your policy as your needs change.
Do I need earthquake insurance in Davis California?
Earthquake insurance is not required by California law but is recommended. Standard home insurance policies do not cover earthquake damage. A local agent can help you purchase a separate earthquake policy through the California Earthquake Authority.
How do I choose a home insurance agent in Davis?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with Davis area homes and specific risks. You can also check their customer reviews and ask for quotes from multiple agents.
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