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Find Home Insurance Agents Near You in El Dorado Hills, CA

Browse home insurance agents serving El Dorado Hills, California. Updated 2026-07-14.

The top-rated home insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Farmers Insurance - Sean Smith, Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Jeremy Barkhurst - State Farm Insurance Agent. This directory lists 20 home insurance agents serving El Dorado Hills.

Showing 20 home insurance agents in El Dorado Hills, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trek Sinclair - State Farm Insurance Agent2205 Francisco Dr #130(916) 458-4123
2Farmers Insurance - Sean Smith897 Embarcadero Dr #101(916) 597-1077
3Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance4659 Golden Foothill Pkwy Ste 106(916) 939-8990
4Jeremy Barkhurst - State Farm Insurance Agent989 Governor Dr Ste 104(916) 294-7482
5Chris Cheng - State Farm Insurance Agent4359 Town Center Blvd Ste 112(650) 758-6370
6Kinkaid Insurance Services5170 Golden Foothill Pkwy(530) 672-1979
7Gold Insurance Solutions3905 Park Dr #110(916) 235-3638
8Shaun Morrison - State Farm Insurance Agent4944 Windplay Dr Unit 225(530) 350-7757
9Farmers Insurance - Brett Weshner4993 Golden Foothill Pkwy #8(916) 939-0480
10Suburban Family Insurance Agency895 Embarcadero Dr Suite 206(916) 804-7848
TS
2205 Francisco Dr #130
Trek Sinclair - State Farm Insurance Agent
Home Insurance Agent · El Dorado Hills, CA

Trek Sinclair - State Farm Insurance Agent serves El Dorado Hills and the surrounding Sacramento County area, helping local homeowners find appropriate coverage for their property. This home insurance agent works with residents to address specific needs and risks associated with their dwellings. The agency provides guidance for standard policies as well as additional coverage options. Trek Sinclair assists clients with protection for single-family homes and in obtaining valuable personal property endorsements.

FI
897 Embarcadero Dr #101
Farmers Insurance - Sean Smith
Home Insurance Agent · El Dorado Hills, CA

Farmers Insurance - Sean Smith in El Dorado Hills, CA provides a full range of home insurance services, including policy evaluations, risk assessments, and coverage adjustments. It offers personalized service and maintenance plans designed to review policies annually and update protections as homeowners’ needs change. The agent works with local carriers to secure dwelling, personal property, and liability coverage. This agency services single-family homes, apartments, retail spaces, and restaurants.

SM
4659 Golden Foothill Pkwy Ste 106
Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance
Home Insurance Agent · El Dorado Hills, CA

Sierra Mountain Insurance Agency, also known as the Sohil Yusuf Agency of Allstate Insurance, serves homeowners, businesses, and property managers in El Dorado Hills, California. It offers personalized home insurance policies tailored to protect local residential properties. The agency provides guidance on coverage options and policy details. Customers can consult with the agent to match their insurance needs. Their service area also extends to the nearby community of Folsom in the Sacramento metropolitan region.

JB
989 Governor Dr Ste 104
Jeremy Barkhurst - State Farm Insurance Agent
Home Insurance Agent · El Dorado Hills, CA

Jeremy Barkhurst - State Farm Insurance Agent serves El Dorado Hills, California, and the surrounding communities. The agency handles home insurance for local homeowners, condominium owners, and renters. It works to match each property’s coverage with the specific needs of the area, considering regional weather and construction factors. For a typical job, the agent reviews the homeowner’s current policy and personal situation, then recommends an appropriate deductible and coverage level. This approach helps ensure the property is adequately protected against common risks.

CC
4359 Town Center Blvd Ste 112
Chris Cheng - State Farm Insurance Agent
Home Insurance Agent · El Dorado Hills, CA

When selecting a home insurance provider, a customer can choose between a one-time policy purchase or ongoing service with periodic reviews. As an agent in El Dorado Hills, CA, Chris Cheng with State Farm Insurance offers personalized guidance on homeowners coverage, helping to tailor protection for local property risks and personal belongings. This service operates on an as-needed or scheduled basis, whether the client is securing a new policy or requires regular policy adjustments.

KI
5170 Golden Foothill Pkwy
Kinkaid Insurance Services
Home Insurance Agent · El Dorado Hills, CA

Specializing in homeowners insurance policies tailored to protect single-family residences, Kinkaid Insurance Services functions as a local home insurance agent in El Dorado Hills, CA. The agency provides guidance through the process of selecting coverage limits and policy types, helping residents secure protection for their dwelling and personal belongings. It works with local carriers to address the specific risks found in the region's suburban environment. During wildfire season, the company assists clients in reviewing their property insurance to ensure adequate coverage for rebuilding costs and temporary living expenses.

GI
3905 Park Dr #110
Gold Insurance Solutions
Home Insurance Agent · El Dorado Hills, CA

As the hot, dry summers in El Dorado Hills raise the risk of wildfire damage, homeowners review their coverage to ensure they are adequately protected. Gold Insurance Solutions in El Dorado Hills, CA, helps local residents navigate home insurance policies, explaining how standard plans cover fire, wind, and liability while clarifying common exclusions. For a property located in a hillside or suburban zone, this agency begins a new client relationship with a walkthrough assessment of the home’s construction, age, and unique local exposures.

SM
4944 Windplay Dr Unit 225
Shaun Morrison - State Farm Insurance Agent
Home Insurance Agent · El Dorado Hills, CA

Shaun Morrison - State Farm Insurance Agent in El Dorado Hills, CA, provides standard home insurance policies that protect residential properties against common perils. The agency can also tailor coverage with specialty add-ons, including protection for valuable personal items or additional liability coverage. Each policy is designed to help safeguard a client’s home and belongings from unexpected events such as fire or theft. The office serves a range of commercial sectors, offering policies for offices, warehouses, and food service businesses.

FI
4993 Golden Foothill Pkwy #8
Farmers Insurance - Brett Weshner
Home Insurance Agent · El Dorado Hills, CA

Farmers Insurance - Brett Weshner provides home insurance agent services for residential properties in El Dorado Hills, California. The agency also handles commercial coverage options for local businesses throughout the surrounding area. Discussions focus on protecting structures and personal belongings with appropriate policy limits. Clients can reach out for follow-up on existing plans or adjustments between regular visits, ensuring coverage remains suited to changing needs or updated home improvements.

SF
895 Embarcadero Dr Suite 206
Suburban Family Insurance Agency
Home Insurance Agent · El Dorado Hills, CA

Suburban Family Insurance Agency in El Dorado Hills, CA is a home insurance agent known for providing personalized policy options to match individual coverage needs. The company guides homeowners through the process of protecting their property and personal belongings. Services typically include evaluations of dwelling coverage limits and liability protection. The agent can also help clients assess potential risks like fire or water damage common to the region. Specialty service additions include arranging scheduled personal property coverage for valuable items such as jewelry or fine art.

GS
1020 Suncast Ln Ste 101
Golden Sierra Insurance Services, LLC
Home Insurance Agent · El Dorado Hills, CA
(916) 936-2230
FI
1132 Suncast Ln #8
Farmers Insurance - Steven Kim
Home Insurance Agent · El Dorado Hills, CA
(916) 939-8558
agents.farmers.com/ca/el-dorado-hills/steven-kim
BI
1132 Suncast Ln #8
Barragan Insurance Agency
Home Insurance Agent · El Dorado Hills, CA
(916) 984-9320
BI
1011 St Andrews Dr
Bristol Insurance Agency
Home Insurance Agent · El Dorado Hills, CA
(209) 968-4727
bristolagency.com
FI
351 Green Valley Rd
Farmers Insurance - Michael Martinelli
Home Insurance Agent · El Dorado Hills, CA
(916) 458-4228
agents.farmers.com/ca/el-dorado-hills/michael-martinelli
ME
1101 Investment Blvd #110
Members Edge Insurance Services
Home Insurance Agent · El Dorado Hills, CA
(800) 536-5832
membersedge.net
GI
5170 Golden Foothill Pkwy
Gaines Insurance Agency, Inc.
Home Insurance Agent · El Dorado Hills, CA
(916) 773-8000
gainesins.com
MD
5011 Golden Foothill Pkwy #1
Mercy Di Paolo Insurance Services
Home Insurance Agent · El Dorado Hills, CA
(916) 989-9100
theworkerscompguy.com
FI
4935 Hillsdale Cir Ste 300
Farmers Insurance - Mark Magee
Home Insurance Agent · El Dorado Hills, CA
(916) 299-3338
agents.farmers.com/ca/el-dorado-hills/mark-magee
DI
1121 White Rock Rd #205
Dillard Insurance Agency
Home Insurance Agent · El Dorado Hills, CA
(916) 939-8553
dillardins.com

What Does a a Home Insurance Agent in El Dorado Hills Cost?

Home insurance costs in California vary widely based on location, home age, and coverage limits. In El Dorado Hills, annual premiums typically range from 1,200 to 3,000 dollars for standard policies. Wildfire risk and proximity to fire stations can affect rates. This is general information, not insurance advice.

About home insurance agents in El Dorado Hills

A home insurance agent in El Dorado Hills can help you find coverage that meets California legal requirements and protects your property. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents also assist with wildfire risk assessments and policy options specific to the Sierra foothills region.

Frequently Asked Questions

What does a home insurance agent in El Dorado Hills do?

A home insurance agent helps you compare policies from different insurers and explains coverage options. They can advise on dwelling coverage, personal property protection, and liability limits. They also help with claims and policy changes after you buy a home.

Is earthquake insurance required in El Dorado Hills?

Earthquake insurance is not required by California law, but insurers must offer it as an add-on to residential policies. El Dorado Hills is in a seismic zone, so many homeowners choose to add this coverage. The California Earthquake Authority provides policies through private agents.

How often should I review my home insurance policy in California?

You should review your policy every year or after major life events like renovations or buying valuables. California law allows insurers to adjust rates annually, so comparing options can help you save. An agent can help you update coverage limits to match current home values.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.