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Find Home Insurance Agents Near You in Escondido, CA

Browse home insurance agents serving Escondido, California. Updated 2026-07-14.

The top-rated home insurance agent in Escondido, California is Farmers Insurance - Richard Khasim, rated 4.9 stars across 367 reviews. Other highly rated options include Only Way Insurance-Escondido, Adriana's Insurance Services, Freeway Insurance. This directory lists 19 home insurance agents serving Escondido.

Showing 19 home insurance agents in Escondido, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Richard Khasim1310 E Valley Pkwy Ste 104(760) 781-1555
2Only Way Insurance-Escondido728 N Escondido Blvd ste c(562) 239-2869
3Adriana's Insurance Services601 N Broadway ste c(760) 616-5900
4Freeway Insurance341 W Mission Ave(760) 813-5527
5HJM Insurance Services, Inc.500 La Terraza Blvd Suite 150(760) 546-2546
6Tim Giblin - State Farm Insurance Agent133 S Escondido Blvd(760) 741-1188
7Buggie Dugger Jr - State Farm Insurance Agent240 W Crest St Suite B(442) 248-8701
8Pronto Insurance Agency1301 E Valley Pkwy Suite B(760) 743-2222
9Fiesta Auto Insurance & Tax Service945 W Valley Pkwy(760) 294-1500
10State Farm : Steve Beach402 S Juniper St(760) 743-2999
FI
1310 E Valley Pkwy Ste 104
Farmers Insurance - Richard Khasim
Home Insurance Agent · Escondido, CA

Farmers Insurance - Richard Khasim serves Escondido, California, and the surrounding San Diego County area as a home insurance agent. This agency provides standard homeowners policies designed to protect residential property and personal belongings. It also offers liability coverage to help safeguard homeowners against certain lawsuits or claims. Additional services handled in this area include umbrella insurance for extra protection and specialized coverage for condominiums.

OW
728 N Escondido Blvd ste c
Only Way Insurance-Escondido
Home Insurance Agent · Escondido, CA

Only Way Insurance-Escondido provides homeowners insurance coverage tailored to the unique risks of properties in Escondido, California. It offers standard protection against fire, theft, and liability, along with opportunities to bundle policies for broader coverage. The agency also assists with routine policy reviews to ensure adequate limits and deductibles, and helps clients file claims when damage occurs. Its service encompasses single-family homes, apartments, and other residential properties, as well as commercial structures such as retail spaces and restaurants in the local area.

AS
601 N Broadway ste c
Adriana's Insurance Services
Home Insurance Agent · Escondido, CA

Adriana's Insurance Services serves homeowners in Escondido, California, and the surrounding North County communities. It handles the placement and renewal of residential property insurance policies designed to protect against common perils such as fire, theft, and weather damage. The agency also assists clients in reviewing coverage limits to ensure adequate protection for their dwelling and personal belongings. Its typical job begins with a thorough assessment of the property and client needs, followed by comparing policy options from multiple insurers to find a suitable fit.

FI
341 W Mission Ave
Freeway Insurance
Home Insurance Agent · Escondido, CA

Freeway Insurance in Escondido, California, offers both one-time and recurring service options for home insurance needs. Their coverage typically protects the dwelling, other structures on the property, personal belongings, and liability. Policies can also address additional living expenses if a home becomes uninhabitable. Clients may choose a single policy purchase or establish an ongoing relationship for periodic renewals and updates. This local agent provides home insurance services on an as-needed basis for new policies and scheduled intervals for existing coverage adjustments.

HI
500 La Terraza Blvd Suite 150
HJM Insurance Services, Inc.
Home Insurance Agent · Escondido, CA

HJM Insurance Services, Inc. serves homeowners, property managers, and small business owners in Escondido, California, by providing home insurance policies that protect residential properties and personal assets. The agency advises clients on coverage options tailored to local risks common in the region. Its services include policy reviews, coverage adjustments, and claims assistance to help clients maintain adequate protection. Beyond Escondido, the agency extends its home insurance services to the neighboring community of San Marcos and the surrounding North County metro area.

TG
133 S Escondido Blvd
Tim Giblin - State Farm Insurance Agent
Home Insurance Agent · Escondido, CA

Serving Escondido and the surrounding communities of San Diego’s North County, Tim Giblin's State Farm agency handles home insurance policies for local homeowners. It offers standard coverage that protects dwelling structures, personal belongings, and liability against common risks in the area. This agency also works with clients to evaluate specific property needs, such as earthquake or wildfire endorsements. To manage a typical job, it conducts a thorough review of a home’s location and condition before presenting clear policy options tailored to the specific risk profile.

BD
240 W Crest St Suite B
Buggie Dugger Jr - State Farm Insurance Agent
Home Insurance Agent · Escondido, CA

For occasional home insurance guidance, a consultation can clarify single policy options, while recurring service provides ongoing annual reviews and claim support. Coverage selections may be matched to a property’s specific risks in Escondido, from fire exposure to local weather patterns, ensuring adequate dwelling and liability protection. The agent works with clients to examine deductibles and endorsements tailored to individual homes. Service is available on an as-needed basis for policy inquiries, or can be scheduled regularly for annual check-ins and mid-term adjustments.

PI
1301 E Valley Pkwy Suite B
Pronto Insurance Agency
Home Insurance Agent · Escondido, CA

Pronto Insurance Agency in Escondido, California specializes in helping homeowners find coverage for single-family residences and investment properties. It also handles standard policies that protect against common perils such as fire, theft, and liability. The agency works with clients to bundle home and auto insurance for potential discounts. In fall, it helps residents secure coverage that includes wind and debris damage ahead of Southern California’s seasonal Santa Ana winds.

FA
945 W Valley Pkwy
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · Escondido, CA

As the Santa Ana winds approach each fall, Escondido homeowners seek reliable coverage to protect against fire and wind damage. Fiesta Auto Insurance & Tax Service helps residents in this region navigate their options for protecting their property. The agency reviews dwelling coverage, personal property limits, and liability protection tailored for southern California’s specific risks. New clients can expect a thorough discussion of their home’s construction and location before walking through a detailed inspection of the property’s current safety features.

SF
402 S Juniper St
State Farm : Steve Beach
Home Insurance Agent · Escondido, CA

Serving the Escondido area, this agency works with individuals to structure home insurance policies that protect residential property and personal belongings. It also offers specialty coverage enhancements for valuable items, such as jewelry or electronics, along with liability protection for common household risks. The agency can serve commercial sectors by tailoring policies for local offices, warehouses, and food service establishments, addressing their unique property and operational liability needs.

PI
608 N Escondido Blvd STE B
Pronto Insurance Agency
Home Insurance Agent · Escondido, CA
(760) 546-6666
prontoinsurance.com
AD
150 W El Norte Pkwy #B
All Discount Insurance Services, Inc.
Home Insurance Agent · Escondido, CA
(760) 738-7766
alldiscountins.com
BV
120 W Grand Ave Ste 101
Bartjan Vargas - State Farm Insurance Agent
Home Insurance Agent · Escondido, CA
(760) 741-8383
vargassf.com
22
225 W Valley Pkwy #101
20/20 Insurance Services
Home Insurance Agent · Escondido, CA
(760) 432-2020
2020insurance.com
EI
556 S Escondido Blvd
Escondido Insurance Services
Home Insurance Agent · Escondido, CA
(760) 737-6042
DI
665 N Escondido Blvd
D A Insurance Brokers
Home Insurance Agent · Escondido, CA
(760) 745-2333
dainsurance.com
KI
1310 E Valley Pkwy Ste 104
Khasim Insurance Agency
Home Insurance Agent · Escondido, CA
(760) 781-1555
khasiminsurance.net/contact.aspx
VC
420 S Broadway #201
Valley Center Insurance Agency, Inc - Escondido
Home Insurance Agent · Escondido, CA
(760) 746-0721
vciainc.com
YG
1637 E Valley Pkwy #2033
Your Good Insurance Agency
Home Insurance Agent · Escondido, CA
(858) 244-6575
yourgoodinsurance.com

What Does a a Home Insurance Agent in Escondido Cost?

Home insurance costs in Escondido vary based on home value, location, and coverage level. Average annual premiums in California range from 1,200 to 2,500 dollars for standard policies. Earthquake insurance adds 800 to 3,000 dollars per year depending on the home. Wildfire risk in inland areas can increase rates. This is general information, not insurance advice.

About home insurance agents in Escondido

Home insurance agents in Escondido, California help homeowners find policies that protect their property against risks like wildfires and earthquakes. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain local options and help you compare rates from multiple carriers.

Frequently Asked Questions

What does a home insurance agent in Escondido do?

A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage types, deductibles, and exclusions. They also assist with filing claims and updating your policy after home improvements.

Is earthquake insurance required in Escondido?

Earthquake insurance is not required by law in California, but insurers must offer it as an optional endorsement. Many homeowners in Escondido choose it because of the region's seismic activity. An agent can help you decide if the cost is worth the protection.

How do I choose a home insurance agent in Escondido?

Look for an agent who is licensed by the California Department of Insurance. Check their experience with local risks like wildfires and floods. Ask for quotes from multiple agents to compare coverage and premiums.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.