The top-rated home insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Farmers Insurance - Maria Britton, AAA Folsom Branch, Dan Normoyle - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shoua Lee - State Farm Insurance Agent | 785 Orchard Dr Ste 145 | (916) 353-5199 |
| 2 | Farmers Insurance - Maria Britton | 6611 Folsom-Auburn Rd STE C-1 | (877) 777-2469 |
| 3 | AAA Folsom Branch | 2796 E Bidwell St | (916) 351-2600 |
| 4 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 5 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 6 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 7 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 8 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 9 | Century Partners Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 10 | Oakwood Interstate Insurance Services | 193 Blue Ravine Rd STE 180 | (916) 988-9080 |
Shoua Lee - State Farm Insurance Agent in Folsom, CA, provides a range of home insurance services, including policies for property damage, liability, and personal belongings. The agency assists clients in selecting appropriate coverage levels and deductible options to fit individual needs. Service plans involve regular policy reviews to keep protection current with changing circumstances. Properties serviced include single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Maria Britton serves homeowners, businesses, and property managers in Folsom, California, offering home insurance policies that protect residential structures and personal belongings. The agency also provides liability coverage to safeguard clients from common financial risks associated with property ownership. Customers can receive guidance on policy options and coverage limits tailored to individual needs. This agency additionally serves clients in the neighboring community of El Dorado Hills as part of the greater Sacramento metro area.
AAA Folsom Branch serves the Sacramento County area, including Folsom, as a home insurance agent. It helps local homeowners find policies that protect their property and belongings from common risks. The agency assists clients in reviewing coverage options for dwellings, other structures, and personal liability. It also offers guidance on adjusting deductibles and bundling policies to manage premiums. Specific services it handles in this area include preparing replacement cost estimates for homes and processing claims for weather-related damage.
Serving Folsom and the surrounding communities of El Dorado Hills, Granite Bay, and Orangevale, Dan Normoyle - State Farm Insurance Agent handles policies for home insurance. The company addresses property protection needs for local homeowners, offering guidance on standard coverage for dwelling, personal belongings, and liability. For each typical job, the agent reviews individual risk factors and policy options to build a coverage plan aligned with the client’s specific property and financial situation.
When choosing home insurance, homeowners in Folsom, CA, decide between a single policy purchase or an ongoing relationship with an agent who periodically reviews coverage as property values and needs change. Dr. Aaron Williams - State Farm Insurance Agent offers the latter, helping clients select dwelling protection, personal property coverage, and liability safeguards that align with their specific home and budget. Each policy is designed for consistent protection against local risks. Service is arranged on a scheduled basis, typically with annual policy reviews to adjust for renovations or asset changes.
Carlson Agency Insurance Services Inc. offers home insurance agent services in Folsom, CA, specializing in tailoring policies to protect residential properties from common regional risks. The agency also works with clients to review coverage limits and understand policy details, ensuring appropriate protection for their homes and belongings. During the dry season, it helps homeowners assess and address increased wildfire exposure risks that can threaten properties in the area.
Folsom’s dry summers and threat of wildfire make reliable home insurance coverage a priority. Whims Insurance and Financial Services addresses this concern by focusing on policies that protect standard homeowners perils specific to the region, helping clients navigate coverage options for property and liability. The company works with individuals to tailor a plan that fits their home’s age and structure. A first step involves scheduling a thorough inspection of the property and discussing current coverage gaps during the initial consultation.
Based in Folsom, CA, Kyle Middleton - State Farm Insurance Agent offers residential home insurance to local homeowners. Commercial property coverage is also available for businesses throughout the greater Folsom area. The agency helps clients evaluate their dwelling protection needs and select appropriate liability limits. Standard policies are reviewed to ensure they meet current replacement cost values in this region. Claims assistance is provided when needed, with simple policy updates offered during routine service appointments between regular visits.
Century Partners Insurance Agency: Allstate Insurance in Folsom, CA, assists homeowners with comprehensive property protection policies tailored to individual needs. Specializing in add-ons such as coverage for personal valuables, water backup, and identity theft, they help clients strengthen their standard plans. The agency’s services extend to commercial sectors, offering policies for local offices, warehouses, and food service establishments requiring liability and property protection.
Oakwood Interstate Insurance Services is a home insurance agency in Folsom, California known for helping local homeowners evaluate and select appropriate residential coverage. Its service range includes advising on standard policies that protect dwellings, personal property, and liability risks common in the region. The agency assists clients in comparing deductible options and ensuring proper coverage limits for their homes. Within this service, Oakwood Interstate Insurance Services can add a specialty rider for high-value personal items such as jewelry or fine art.
What Does a a Home Insurance Agent in Folsom Cost?
Typical home insurance costs in California range from 800 to 2,500 dollars per year for a standard policy. In Folsom, rates can be higher due to wildfire and flood exposure. Earthquake insurance adds 100 to 800 dollars annually depending on your home value and location. This is general information and does not constitute insurance advice. Always consult a licensed agent for a personalized quote.
About home insurance agents in Folsom
Home insurance agents in Folsom California help residents protect their homes against common local risks such as wildfires and flooding. California law requires insurers to offer a minimum of 12 months of living expenses coverage for certain policyholders. An agent can explain how these rules apply to your specific home and neighborhood.
Frequently Asked Questions
What does a home insurance agent in Folsom do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain California specific requirements such as the FAIR Plan for high risk areas. They also assist with claims and policy changes after you buy a home.
Do I need earthquake insurance in Folsom California?
Earthquake coverage is not required by law but is recommended for Folsom homes near fault lines. Standard home policies do not cover earthquake damage. You can buy a separate policy through the California Earthquake Authority or a private insurer.
How does California wildfire risk affect my home insurance in Folsom?
Folsom is in a wildfire prone region so insurers may require brush clearance or fire resistant roofing. California law prohibits non renewal of policies for one year after a declared wildfire emergency. An agent can help you find coverage even if your home is in a high risk zone.
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