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Find Home Insurance Agents Near You in Fremont, CA
Directory of home insurance agents in Fremont, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Fremont, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in Fremont, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Virginia Tam
833 Corporate Way, Fremont, CA 94539
(510) 683-3883
agents.farmers.com
Kelvin Thomas - State Farm Insurance Agent
3100 Capitol Ave f, Fremont, CA 94538
(510) 796-9666
kelvinthomas.com
Rexie Tagayuna - State Farm Insurance Agent
2140 Peralta Blvd # 202, Fremont, CA 94536
(510) 796-5911
agenttrex.com
Ninna Chugh - State Farm Insurance Agent
Thornton Plaza, 3650 Thornton Ave, Fremont, CA 94536
(510) 791-1100
ninnachugh.com
Christina Zeng - State Farm Insurance Agent
34245 Fremont Blvd, Fremont, CA 94555
(510) 573-2699
czsfagent.com
Gleetopia Insurance
38069 Martha Ave #500, Fremont, CA 94536
(650) 898-2838
gleetopia.com
Rich Castro - State Farm Insurance Agent
39500 Stevenson Pl Ste 208, Fremont, CA 94539
(510) 791-1454
richcastro.org
Chris Hur - State Farm Insurance Agent
38750 Paseo Padre Pkwy # A3, Fremont, CA 94536
(510) 791-8611
chrishur.com
Tina Vu - State Farm Insurance Agent
46923 Warm Springs Blvd #208, Fremont, CA 94539
(510) 979-9599
tinavu.com
Kevin Nuss - State Farm Insurance Agent
39500 Stevenson Pl Ste 208, Fremont, CA 94539
(510) 818-2830
kevinnuss.com
Ivett Insurance Agency Inc
37405 Joseph St, Fremont, CA 94536
(510) 791-1307
ivettinsurance.com
Mei Mei Chua - Farmers Insurance
38970 Blacow Rd unit d, Fremont, CA 94536
(510) 962-8585
agents.farmers.com
Holly Zhu: Allstate Insurance
963 Corporate Way, Fremont, CA 94539
(510) 661-2888
agents.allstate.com
Farmers Insurance - Jeffrey Carvalho
2188 Peralta Blvd Suite A, Fremont, CA 94536
(510) 791-6911
agents.farmers.com
Menssion Affordable Insurance Agency - Fremont CA
39275 Mission Blvd #103, Fremont, CA 94539
(341) 587-3244
Wayne Leung - State Farm Insurance Agent
38259 Fremont Blvd, Fremont, CA 94536
(510) 793-5699
7935699.com
Leslie Hiew: Allstate Insurance
43625 Mission Blvd Ste 200, Fremont, CA 94539
(510) 770-8181
agents.allstate.com
TWFG Insurances Services
39812 Mission Blvd #101, Fremont, CA 94539
(510) 573-4745
twfgcalifornia.com
Daven Loomba Farmers insurance agency
200 Brown Rd, Fremont, CA 94539
(510) 270-8141
agents.farmers.com
Green Peak Insurance Solutions
38003 Mission Blvd, Fremont, CA 94536
(510) 573-1108
greenpeakinsurance.com
Home insurance agents in Fremont, California help homeowners find coverage that meets state requirements and local risks. California law does not require home insurance, but mortgage lenders typically do. Agents can explain how FAIR Plan coverage works for high-risk properties in wildfire zones.
What Does a Home Insurance Agent in Fremont Cost?
The average cost of home insurance in California is about $1,200 to $2,500 per year for a standard policy, but rates vary by location, home value, and coverage level. In Fremont, factors like proximity to fire hazard zones and crime rates affect premiums. Earthquake insurance adds roughly $800 to $3,000 annually depending on the deductible and home structure. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Fremont do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also advise on additional coverages like earthquake insurance, which is not included in standard policies in California.
Do I need earthquake insurance in Fremont California?
Earthquake insurance is not required by law in California, but it is recommended due to seismic activity. Standard home insurance policies do not cover earthquake damage. A local agent can help you purchase a separate earthquake policy from the California Earthquake Authority or a private insurer.
How do California wildfire laws affect my home insurance in Fremont?
California law requires insurers to offer a one-year moratorium on non-renewals for homes in a declared wildfire disaster area. If your home is in a high fire risk zone, an agent can help you find coverage through the FAIR Plan or surplus lines insurers. Always review your policy for brush clearance requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.