The top-rated home insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Rene' Hawkins - State Farm Insurance Agent, Peter Cody: Allstate Insurance, Academy Insurance. This directory lists 18 home insurance agents serving Gardena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | General Insurance | 1084 Rosecrans Ave | (310) 327-2020 |
| 2 | Rene' Hawkins - State Farm Insurance Agent | 1451 Artesia Blvd Ste 10 | (310) 436-0022 |
| 3 | Peter Cody: Allstate Insurance | 18177 S Western Ave Ste B | (310) 538-5004 |
| 4 | Academy Insurance | 15000 Crenshaw Blvd # 101 | (310) 323-0090 |
| 5 | Hercules Insurance - Gardena | 1900 Marine Ave | (310) 329-9992 |
| 6 | Gardena General Insurance Agency | 1220 W Gardena Blvd suite a | (310) 327-1000 |
| 7 | Satellite Insurance Agency | 701 W Redondo Beach Blvd #1034 | (424) 704-9445 |
| 8 | AHTKY Insurance Agency, LLC | 1451 Artesia Blvd suite a | (310) 516-0110 |
| 9 | Strong Tie Insurance Services Inc. | 1369 W Redondo Beach Blvd | (213) 524-0996 |
| 10 | Accurate rate Insurance Services,inc | 2015 W Redondo Beach Blvd suit E | (310) 217-1600 |
General Insurance serves homeowners throughout Los Angeles County from its Gardena, California location. This home insurance agency helps clients protect their properties with standard coverage options for single-family homes. Policies generally include dwelling protection and personal liability coverage for unexpected incidents. The agency works with clients to assess their individual needs and find appropriate deductibles for their budgets. General Insurance also handles renters insurance policies for tenants and condo insurance for unit owners in the Gardena area.
Rene' Hawkins - State Farm Insurance Agent offers a range of coverage options for homeowners and renters, including tailored policies for common regional perils. Basic service includes policy consultations, binder issuance, and ongoing support for claims filing and policy adjustments. Customers receive periodic policy reviews to ensure coverage remains adequate as conditions change. The agency supports claims guidance and provides liability and property protection solutions. It services single-family homes, apartments, retail businesses, and restaurants in the Gardena, CA area.
Peter Cody: Allstate Insurance offers tailored home insurance policies that can be arranged either as a one-time purchase for a specific property or as scheduled, ongoing coverage that renews automatically. Protecting a home from common risks like fire, theft, and liability is the central focus of the service. As a local agent in Gardena, the office helps homeowners evaluate their needs and adjust their coverage as their circumstances evolve. Service runs on an as-needed basis for policy changes and claims, while scheduled renewals occur annually.
Academy Insurance serves homeowners and property managers throughout the Gardena, California area by offering personalized home insurance agent services. This agency works closely with clients to evaluate coverage needs for single-family houses and multi-unit residential properties. Policies are tailored to protect against common regional risks, including seismic activity and fire damage. The agent also assists with policy reviews and claims guidance for local residents. In addition to serving Gardena, Academy Insurance covers the neighboring communities of Torrance and the broader South Bay metro region.
Hercules Insurance - Gardena offers specialized coverage options for homeowners, including policies for standard single-family residences and condominiums. The agency also provides general home insurance services, such as liability protection and personal property coverage. Located in Gardena, CA, it assists clients throughout the area with navigating policy upgrades and adjusting deductibles. The agency helps residents protect their homes against local risks, specifically preparing for the heightened fire danger that often occurs during Southern California’s dry Santa Ana wind season.
As Southern California braces for another dry wildfire season, homeowners in Gardena look for ways to protect their properties. Gardena General Insurance Agency offers standard home insurance policies that help cover common local risks like fire and wind damage. These policies include liability protection for accidents on your property. As an agent serving the Gardena area, the company works with major carriers to present basic coverage options. Every new quote begins with a simple property inspection to accurately assess the home’s current condition and replacement value.
Satellite Insurance Agency helps Gardena residents protect their homes against common perils such as fire, theft, and weather damage. It offers additional coverage options like liability protection and replacement cost endorsements for personal property. The agency structures policies to address risks specific to local conditions, including earthquake endorsements. Beyond residential work, it can serve commercial sectors such as offices, warehouses, and food service operations by tailoring liability and property coverage to each business type.
AHTKY Insurance Agency, LLC provides residential home insurance services for property owners in Gardena, CA. The company also offers commercial coverage policies tailored to local business needs. Serving Gardena and the surrounding communities, the agency helps clients evaluate dwelling and liability options. Follow-up consultations are available to review coverage between regular visits, allowing for adjustments as circumstances change.
Strong Tie Insurance Services Inc. in Gardena, California provides coverage for residential homes as its primary service, while also offering policies for commercial properties in the local area. The agency assists homeowners in the region with standard insurance needs and can help select appropriate plans. After a policy is in place, the company can return for periodic reviews to adjust coverage as circumstances change.
What Does a a Home Insurance Agent in Gardena Cost?
Home insurance costs in Gardena vary based on factors like home age, size, and location. In California, average annual premiums range from 1,200 to 2,500 for standard policies, but earthquake coverage adds 800 to 3,000 or more. Actual rates depend on your specific risk profile and coverage choices. This is general information, not insurance advice.
About home insurance agents in Gardena
Home insurance agents in Gardena, California help homeowners find coverage that meets state requirements and protects against local risks like earthquakes and wildfires. California law mandates that insurers offer earthquake coverage as an add-on to standard policies. Agents can explain these options and help you compare rates from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Gardena do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types, deductibles, and California-specific rules like the FAIR Plan for high-risk areas. They also assist with filing claims after a loss.
Do I need earthquake insurance in Gardena?
California law requires insurers to offer earthquake coverage with every new homeowners policy. While not mandatory to buy, it is strongly recommended because Gardena is in a seismically active region. An agent can help you decide based on your homes location and value.
How do Gardena home insurance agents help with claims?
Agents guide you through the claims process, from documenting damage to submitting paperwork. They can also explain California deadlines, such as the one-year time limit for filing a lawsuit against your insurer after a denial. This support helps ensure you meet all requirements.
Home Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park